X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare GRUH FINANCE with LIC Housing - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

GRUH FINANCE vs LIC HOUSING - Comparison Results

LIC HOUSING 
   Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    GRUH FINANCE LIC HOUSING GRUH FINANCE/
LIC HOUSING
 
P/E (TTM) x 28.4 14.1 200.8% View Chart
P/BV x 8.3 2.5 330.6% View Chart
Dividend Yield % 1.0 1.1 94.2%  

Financials

 GRUH FINANCE   LIC HOUSING
EQUITY SHARE DATA
    GRUH FINANCE
Mar-18
LIC HOUSING
Mar-17
GRUH FINANCE/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs714629 113.4%   
Low Rs368432 85.2%   
Income per share (Unadj.) Rs46.1277.6 16.6%  
Earnings per share (Unadj.) Rs9.938.5 25.8%  
Cash flow per share (Unadj.) Rs18.165.2 27.7%  
Dividends per share (Unadj.) Rs3.306.20 53.2%  
Avg Dividend yield %0.61.2 52.2%  
Book value per share (Unadj.) Rs37.8221.1 17.1%  
Shares outstanding (eoy) m365.72504.66 72.5%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x11.71.9 613.3%   
Avg P/E ratio x54.513.8 395.6%  
Avg P/CF ratio x49.012.0 409.2%  
Avg Price/Bookvalue ratio x14.32.4 596.8%  
Dividend payout %33.316.1 206.6%   
Avg Mkt Cap Rs m197,727267,646 73.9%   
No. of employees `0000.71.8 37.8%   
Total wages & salary Rs m5452,662 20.5%   
Avg. income/employee Rs Th24,381.476,415.4 31.9%   
Avg. wages/employee Rs Th787.71,452.4 54.2%   
Avg. net profit/employee Rs Th5,241.010,596.1 49.5%   
INCOME DATA
Interest income Rs m16,872140,069 12.0%  
Other income Rs m538940 57.2%   
Interest expense Rs m9,825102,314 9.6%   
Net interest income Rs m7,04737,755 18.7%  
Operating expense Rs m1,3966,053 23.1%   
Gross profit Rs m5,65231,702 17.8%  
Gross profit margin %33.522.6 148.0%  
Provisions/contingencies Rs m4062,910 13.9%   
Profit before tax Rs m5,62129,732 18.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00 0.0%   
Prior Period Items Rs m05 0.0%   
Tax Rs m1,99410,314 19.3%   
Profit after tax Rs m3,62719,423 18.7%  
Net profit margin %21.513.9 155.0%  
BALANCE SHEET DATA
Advances Rs m157,2061,445,340 10.9%   
Deposits Rs m10,1220-  
Credit/Deposit ratio x1,553.0NM- 
Yield on advances %10.29.6 106.2%   
Cost of deposits %12.5N.A.-  
Net Interest Margin %4.52.6 171.3%  
Net fixed assets Rs m1541,072 14.4%   
Share capital Rs m7311,010 72.4%   
Free reserves Rs m13,078110,544 11.8%   
Net worth Rs m13,809111,559 12.4%   
Borrowings Rs m66,6551,037,389 6.4%   
Investments Rs m8305,192 16.0%   
Total assets Rs m159,7101,509,972 10.6%  
Debt/equity ratio x5.69.3 59.8%   
Return on assets %2.31.3 176.5%  
Return on equity %26.317.4 150.9%  
Capital adequacy ratio %18.915.6 120.8%  
Net NPAs %00.1 0.0%  
CASH FLOW
From Operations Rs m-19,296-142,732 13.5%  
From Investments Rs m49-2,777 -1.8%  
From Financial Activity Rs m19,314150,721 12.8%  
Net Cashflow Rs m685,212 1.3%  

Share Holding

Indian Promoters % 59.4 40.3 147.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.4 7.0 5.7%  
FIIs % 15.9 38.0 41.8%  
ADR/GDR % 0.0 0.6 -  
Free float % 24.3 14.2 171.1%  
Shareholders   18,801 159,214 11.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   POWER FIN CORP  L&T FINANCE HOLDINGS  PNB GILTS  RURAL ELECT.  MAHINDRA FINANCE  



Today's Market

Sensex Ends 284 Points Up; FMCG & Metal Stocks Top Gainers(Closing)

Indian share markets settled higher today taking cues from their Asian peers. At the closing bell, BSE Sensex ended up by 284 points.

Related Views on News

GRUH FINANCE Announces Quarterly Results (1QFY19); Net Profit Up 59.3% (Quarterly Result Update)

Jul 27, 2018 | Updated on Jul 27, 2018

For the quarter ended June 2018, GRUH FINANCE has posted a net profit of Rs 1 bn (up 59.3% YoY). Sales on the other hand came in at Rs 5 bn (up 13.6% YoY). Read on for a complete analysis of GRUH FINANCE's quarterly results.

LIC HOUSING Announces Quarterly Results (4QFY18); Net Profit Up 1.9% (Quarterly Result Update)

Jul 20, 2018 | Updated on Jul 20, 2018

For the quarter ended March 2018, LIC HOUSING has posted a net profit of Rs 5 bn (up 1.9% YoY). Sales on the other hand came in at Rs 39 bn (up 7.1% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

CreditAccess Grameen IPO: Should You Apply to this Interesting Microfinance Play? (IPO)

Aug 7, 2018

Should you apply to the IPO of CreditAccess Grameen Ltd?

HDFC AMC IPO: Do Valuations Leave Enough on Table for Investors? (IPO)

Jul 20, 2018

Should you subscribe to the IPO of HDFC AMC Ltd?

IndoStar Capital Finance IPO: Is This NBFC Worth Betting On? (IPO)

May 8, 2018

Should you apply for the IPO of IndoStar Capital Finance?

More Views on News

Most Popular

This is a Must-Have Stock for Your Portfolio(The 5 Minute Wrapup)

Aug 8, 2018

Tanushree just released the permanent wealth blueprint report. This report includes three safe and steady stocks. I like one in particular. Here's why

Trading in These Times: 8% Gains in 3 Days!(Profit Hunter)

Aug 9, 2018

Here are 2 stocks you can buy right now! And there are plenty more opportunities to come...

Banks are Raising FD Rates and That's Good News(Vivek Kaul's Diary)

Aug 7, 2018

Lending to the retail segment remains strong, whereas lending to the service sector has picked up dramatically.

Why HDFC Equity Fund Disappointed Its Investors(Outside View)

Aug 9, 2018

Though popular, HDFC Equity Fund is not among the best performers anymore. Here is the reason behind its underperformance that has left investors disappointed.

HDFC AMC Makes 65% Listing Gains! Should It Attract Mutual Fund Investors?(Outside View)

Aug 8, 2018

PersonalFN explains if investors should invest in schemes of HDFC Mutual Fund looking at the listing gains of HDFC AMC.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

GRUH FINANCE SHARE PRICE


Aug 17, 2018 (Close)

TRACK GRUH FINANCE

  • Track your investment in GRUH FINANCE with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

GRUH FINANCE 5-YR ANALYSIS

COMPARE GRUH FINANCE WITH

MARKET STATS