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GRUH FINANCE vs REPCO HOME - Comparison Results

Rs 100 invested in...

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Current Valuations

    GRUH FINANCE REPCO HOME GRUH FINANCE/
REPCO HOME
 
P/E (TTM) x 52.0 8.5 611.1% View Chart
P/BV x 12.4 1.2 1,021.5% View Chart
Dividend Yield % 0.6 0.5 117.1%  

Financials

 GRUH FINANCE   REPCO HOME
EQUITY SHARE DATA
    GRUH FINANCE
Mar-19
REPCO HOME
Mar-23
GRUH FINANCE/
REPCO HOME
5-Yr Chart
Click to enlarge
High Rs382277 137.9%   
Low Rs205113 180.5%   
Income per share (Unadj.) Rs27.6205.2 13.5%  
Earnings per share (Unadj.) Rs6.150.6 12.1%  
Cash flow per share (Unadj.) Rs10.196.1 10.5%  
Dividends per share (Unadj.) Rs2.002.70 74.1%  
Avg Dividend yield %0.71.4 49.3%  
Book value per share (Unadj.) Rs25.6413.9 6.2%  
Shares outstanding (eoy) m733.6962.56 1,172.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.61.0 1,116.5%   
Avg P/E ratio x48.13.9 1,246.3%  
Avg P/CF ratio x48.13.8 1,255.4%  
Avg Price/Bookvalue ratio x11.40.5 2,425.7%  
Dividend payout %32.85.3 614.4%   
Avg Mkt Cap Rs m215,17212,210 1,762.2%   
No. of employees `000NANA-   
Total wages & salary Rs m648879 73.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m20,26212,837 157.8%  
Other income Rs m216154 140.1%   
Interest expense Rs m13,0127,011 185.6%   
Net interest income Rs m7,2505,827 124.4%  
Operating expense Rs m1,2821,824 70.3%   
Gross profit Rs m5,9684,003 149.1%  
Gross profit margin %29.531.2 94.5%  
Provisions/contingencies Rs m023 0.0%   
Profit before tax Rs m6,1504,008 153.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m0202 0.0%   
Tax Rs m1,6781,047 160.3%   
Profit after tax Rs m4,4723,163 141.4%  
Net profit margin %22.124.6 89.6%  
BALANCE SHEET DATA
Advances Rs m172,883119,324 144.9%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %3.94.8 81.8%  
Net fixed assets Rs m151396 38.2%   
Share capital Rs m1,467626 234.6%   
Free reserves Rs m17,34225,266 68.6%   
Net worth Rs m18,80925,892 72.6%   
Borrowings Rs m150,12910,905 1,376.7%   
Investments Rs m10,9451,487 736.1%   
Total assets Rs m195,417125,964 155.1%  
Debt/equity ratio x8.00.4 1,895.0%   
Return on assets %2.32.5 91.1%  
Return on equity %23.812.2 194.6%  
Capital adequacy ratio %20.335.8 56.7%  
Net NPAs %0.43.7 9.6%  
CASH FLOW
From Operations Rs m-14,322-3,629 394.7%  
From Investments Rs m4911,596 30.8%  
From Financial Activity Rs m24,1842,051 1,179.3%  
Net Cashflow Rs m10,35418 57,202.8%  

Share Holding

Indian Promoters % 47.4 37.1 127.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 30.8 33.5 92.0%  
FIIs % 18.7 14.0 134.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 52.6 62.9 83.6%  
Shareholders   72,213 42,934 168.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on GRUH FINANCE vs REPCO HOME

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GRUH FINANCE vs REPCO HOME Share Price Performance

Period GRUH FINANCE REPCO HOME
1-Day 3.73% 7.11%
1-Month 27.02% 26.88%
1-Year 13.06% 167.36%
3-Year CAGR 23.04% 17.22%
5-Year CAGR 27.87% 3.44%

* Compound Annual Growth Rate

Here are more details on the GRUH FINANCE share price and the REPCO HOME share price.

Moving on to shareholding structures...

The promoters of GRUH FINANCE hold a 47.4% stake in the company. In case of REPCO HOME the stake stands at 37.1%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GRUH FINANCE and the shareholding pattern of REPCO HOME.

Finally, a word on dividends...

In the most recent financial year, GRUH FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 32.8%.

REPCO HOME paid Rs 2.7, and its dividend payout ratio stood at 5.3%.

You may visit here to review the dividend history of GRUH FINANCE, and the dividend history of REPCO HOME.

For a sector overview, read our finance sector report.



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