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GRUH FINANCE vs SHRIRAM FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    GRUH FINANCE SHRIRAM FINANCE GRUH FINANCE/
SHRIRAM FINANCE
 
P/E (TTM) x 52.0 13.3 390.5% View Chart
P/BV x 12.4 2.0 604.7% View Chart
Dividend Yield % 0.6 1.5 42.5%  

Financials

 GRUH FINANCE   SHRIRAM FINANCE
EQUITY SHARE DATA
    GRUH FINANCE
Mar-19
SHRIRAM FINANCE
Mar-23
GRUH FINANCE/
SHRIRAM FINANCE
5-Yr Chart
Click to enlarge
High Rs3821,509 25.3%   
Low Rs2051,048 19.5%   
Income per share (Unadj.) Rs27.6814.0 3.4%  
Earnings per share (Unadj.) Rs6.1160.5 3.8%  
Cash flow per share (Unadj.) Rs10.1436.0 2.3%  
Dividends per share (Unadj.) Rs2.0035.00 5.7%  
Avg Dividend yield %0.72.7 24.9%  
Book value per share (Unadj.) Rs25.61,156.8 2.2%  
Shares outstanding (eoy) m733.69374.43 195.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x10.61.6 676.1%   
Avg P/E ratio x48.18.0 604.2%  
Avg P/CF ratio x48.17.3 663.3%  
Avg Price/Bookvalue ratio x11.41.1 1,035.1%  
Dividend payout %32.821.8 150.5%   
Avg Mkt Cap Rs m215,172478,696 44.9%   
No. of employees `000NANA-   
Total wages & salary Rs m64826,364 2.5%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m20,262304,768 6.6%  
Other income Rs m216327 66.1%   
Interest expense Rs m13,012129,958 10.0%   
Net interest income Rs m7,250174,809 4.1%  
Operating expense Rs m1,28286,992 1.5%   
Gross profit Rs m5,96887,817 6.8%  
Gross profit margin %29.528.8 102.2%  
Provisions/contingencies Rs m05,877 0.0%   
Profit before tax Rs m6,15082,137 7.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-90 -0.0%   
Prior Period Items Rs m086 0.0%   
Tax Rs m1,67822,023 7.6%   
Profit after tax Rs m4,47260,110 7.4%  
Net profit margin %22.119.7 111.9%  
BALANCE SHEET DATA
Advances Rs m172,8831,786,851 9.7%   
Deposits Rs m0346,720 0.0%  
Credit/Deposit ratio x0515.4- 
Yield on advances %00-   
Cost of deposits %06.8-  
Net Interest Margin %3.99.0 43.9%  
Net fixed assets Rs m15137,109 0.4%   
Share capital Rs m1,4673,744 39.2%   
Free reserves Rs m17,342429,386 4.0%   
Net worth Rs m18,809433,130 4.3%   
Borrowings Rs m150,1294,591 3,270.1%   
Investments Rs m10,945160,685 6.8%   
Total assets Rs m195,4172,218,253 8.8%  
Debt/equity ratio x8.00.8 984.1%   
Return on assets %2.32.7 84.5%  
Return on equity %23.813.9 171.3%  
Capital adequacy ratio %20.322.6 89.8%  
Net NPAs %0.43.2 11.0%  
CASH FLOW
From Operations Rs m-14,322-176,253 8.1%  
From Investments Rs m491-1,930 -25.4%  
From Financial Activity Rs m24,184118,195 20.5%  
Net Cashflow Rs m10,354-7,296 -141.9%  

Share Holding

Indian Promoters % 47.4 23.4 202.5%  
Foreign collaborators % 0.0 2.0 -  
Indian inst/Mut Fund % 30.8 69.8 44.2%  
FIIs % 18.7 54.0 34.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 52.6 74.6 70.5%  
Shareholders   72,213 107,254 67.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare GRUH FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on GRUH FINANCE vs Shriram Transport

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

GRUH FINANCE vs Shriram Transport Share Price Performance

Period GRUH FINANCE Shriram Transport
1-Day 3.73% -0.95%
1-Month 27.02% 0.48%
1-Year 13.06% 92.48%
3-Year CAGR 23.04% 18.44%
5-Year CAGR 27.87% 13.66%

* Compound Annual Growth Rate

Here are more details on the GRUH FINANCE share price and the Shriram Transport share price.

Moving on to shareholding structures...

The promoters of GRUH FINANCE hold a 47.4% stake in the company. In case of Shriram Transport the stake stands at 25.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of GRUH FINANCE and the shareholding pattern of Shriram Transport.

Finally, a word on dividends...

In the most recent financial year, GRUH FINANCE paid a dividend of Rs 2.0 per share. This amounted to a Dividend Payout ratio of 32.8%.

Shriram Transport paid Rs 35.0, and its dividend payout ratio stood at 21.8%.

You may visit here to review the dividend history of GRUH FINANCE, and the dividend history of Shriram Transport.

For a sector overview, read our finance sector report.



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