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Compare HDFC Bank with Bank of India - Equitymaster
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HDFC BANK vs BANK OF INDIA - Comparison Results

HDFC BANK    Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

BANK OF INDIA 
   Change

With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More

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Current Valuations

    HDFC BANK BANK OF INDIA HDFC BANK/
BANK OF INDIA
 
P/E (TTM) x 29.7 -5.9 - View Chart
P/BV x 6.1 0.3 2,109.6% View Chart
Dividend Yield % 0.5 3.5 15.4%  

Financials

 HDFC BANK   BANK OF INDIA
EQUITY SHARE DATA
    HDFC BANK
Mar-16
BANK OF INDIA
Mar-16
HDFC BANK/
BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs1,128233 483.7%   
Low Rs92980 1,159.6%   
Income per share (Unadj.) Rs249.8515.5 48.5%  
Earnings per share (Unadj.) Rs50.6-33.8 -149.9%  
Cash flow per share (Unadj.) Rs135.9-112.8 -120.5%  
Dividends per share (Unadj.) Rs9.505.00 190.0%  
Avg Dividend yield %0.93.2 28.9%  
Book value per share (Unadj.) Rs293.9392.4 74.9%  
Shares outstanding (eoy) m2,528.19816.55 309.6%   
Bonus/Rights/Conversions ESOPPI-  
Avg Price / Income ratio x4.10.3 1,354.5%   
Avg P/E ratio x20.3-4.6 -438.1%  
Avg P/CF ratio x16.51.1 1,469.1%  
Avg Price/Bookvalue ratio x3.50.4 876.5%  
Dividend payout %18.8-14.8 -126.8%   
Avg Mkt Cap Rs m2,599,864127,913 2,032.5%   
No. of employees `00087.6NA-   
Total wages & salary Rs m63,06154,036 116.7%   
Avg. income/employee Rs Th7,213.9NM-  
Avg. wages/employee Rs Th720.2NM-  
Avg. net profit/employee Rs Th1,462.1N.A.-  
INCOME DATA
Interest income Rs m631,616420,928 150.1%  
Other income Rs m112,11736,716 305.4%   
Interest expense Rs m340,696305,453 111.5%   
Net interest income Rs m290,920115,475 251.9%  
Operating expense Rs m178,31994,250 189.2%   
Gross profit Rs m112,60121,225 530.5%  
Gross profit margin %17.85.0 353.5%  
Provisions/contingencies Rs m29,608141,517 20.9%   
Profit before tax Rs m194,715-45,533 -427.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m197717 27.5%   
Prior Period Items Rs m370-   
Tax Rs m66,937-17,226 -388.6%   
Profit after tax Rs m128,013-27,590 -464.0%  
Net profit margin %20.3-6.6 -309.2%  
BALANCE SHEET DATA
Advances Rs m4,872,9043,613,019 134.9%   
Deposits Rs m5,458,7335,157,225 105.8%  
Credit/Deposit ratio x89.370.1 127.4%  
Yield on advances %9.88.5 115.7%   
Cost of deposits %5.35.3 101.6%   
Net Interest Margin %4.22.0 213.6%  
Net fixed assets Rs m34,79785,729 40.6%   
Share capital Rs m5,0568,173 61.9%   
Free reserves Rs m568,152194,186 292.6%   
Net worth Rs m743,041320,420 231.9%   
Borrowings Rs m717,635511,033 140.4%   
Investments Rs m1,616,8331,226,209 131.9%   
Total assets Rs m7,302,6186,166,292 118.4%  
Debt/equity ratio x8.317.7 47.0%   
Return on assets %1.8-0.4 -391.8%  
Return on equity %17.2-8.6 -200.1%  
Capital adequacy ratio %15.512.1 128.9%  
Net NPAs %0.37.8 3.6%  
CASH FLOW
From Operations Rs m-76,769183,108 -41.9%  
From Investments Rs m-8,656-6,087 142.2%  
From Financial Activity Rs m110,56748,637 227.3%  
Net Cashflow Rs m25,142225,658 11.1%  

Share Holding

Indian Promoters % 22.6 66.7 33.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 15.5 63.9%  
FIIs % 34.1 10.2 334.3%  
ADR/GDR % 17.0 0.0 -  
Free float % 16.4 7.7 213.0%  
Shareholders   415,166 240,000 173.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   SBI  CORPORATION BANK  KOTAK MAH. BANK  SOUTH IND.BANK  DHANLAXMI BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Finishes on a Strong Note; Bank & Realty Stocks Rally(Closing)

Indian share markets surged further in the afternoon session and finished in the green for the second straight session on heavy buying in realty stocks, metal stocks and bank stocks.

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HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

HDFC Bank: Solid Performance Amidst a Difficult Environment (Quarterly Results Update - Detailed)

May 3, 2017

Personal Loans and Credit Cards help HDFC bank report a robust set of numbers over the fourth quarter and for the financial year 2017.

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

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Aug 10, 2017

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Aug 10, 2017

Asset quality will be the key thing to watch out for going forward.

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Aug 23, 2017 (Close)

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