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- Indian - banks - private
- HDFC BANK - BANK OF INDIA
HDFC BANK vs BANK OF INDIA - Comparison Results
HDFC BANK 
Change
With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More
BANK OF INDIA
With one of the most geographically diversified advance portfolio, Bank of India (BOI) is amongst the largest public sector banking entity in the country (in terms of asset size) with 5.8% share of the total non-food credit disbursals at the end of F... More
Current Valuations
| HDFC BANK | BANK OF INDIA | HDFC BANK/ BANK OF INDIA |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 26.6 | -0.5 | - | View Chart |
| P/BV | x | 4.9 | 0.1 | 3,351.8% | View Chart |
| Dividend Yield | % | 0.6 | 0.0 | - |
Financials
 HDFC BANK  BANK OF INDIA |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| HDFC BANK Mar-18 |
BANK OF INDIA Mar-18 |
HDFC BANK/ BANK OF INDIA |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 2,014 | 217 | 929.0% | |
| Low | Rs | 1,425 | 91 | 1,559.1% | |
| Income per share (Unadj.) | Rs | 328.7 | 219.7 | 149.6% | |
| Earnings per share (Unadj.) | Rs | 71.3 | -4.5 | -1,580.1% | |
| Cash flow per share (Unadj.) | Rs | 176.4 | -57.2 | -308.1% | |
| Dividends per share (Unadj.) | Rs | 13.00 | 0 | - | |
| Avg Dividend yield | % | 0.8 | 0 | - | |
| Book value per share (Unadj.) | Rs | 422.3 | 210.7 | 200.4% | |
| Shares outstanding (eoy) | m | 2,595.09 | 1,744.16 | 148.8% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 5.2 | 0.7 | 745.8% | |
| Avg P/E ratio | x | 24.1 | -34.1 | -70.6% | |
| Avg P/CF ratio | x | 17.8 | 1.8 | 998.7% | |
| Avg Price/Bookvalue ratio | x | 4.1 | 0.7 | 556.8% | |
| Dividend payout | % | 18.2 | 0 | - | |
| Avg Mkt Cap | Rs m | 4,462,257 | 268,775 | 1,660.2% | |
| No. of employees | `000 | 88.3 | NA | - | |
| Total wages & salary | Rs m | 91,939 | 49,632 | 185.2% | |
| Avg. income/employee | Rs Th | 9,664.0 | NM | - | |
| Avg. wages/employee | Rs Th | 1,041.8 | NM | - | |
| Avg. net profit/employee | Rs Th | 2,097.4 | N.A. | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 852,878 | 383,128 | 222.6% | |
| Other income | Rs m | 160,566 | 58,459 | 274.7% | |
| Interest expense | Rs m | 423,815 | 276,788 | 153.1% | |
| Net interest income | Rs m | 429,064 | 106,340 | 403.5% | |
| Operating expense | Rs m | 239,272 | 92,652 | 258.2% | |
| Gross profit | Rs m | 189,791 | 13,688 | 1,386.6% | |
| Gross profit margin | % | 22.3 | 3.6 | 622.9% | |
| Provisions/contingencies | Rs m | 65,718 | 158,746 | 41.4% | |
| Profit before tax | Rs m | 283,612 | -33,947 | -835.5% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 513 | 204 | 251.7% | |
| Prior Period Items | Rs m | 5 | 0 | - | |
| Tax | Rs m | 99,031 | -25,870 | -382.8% | |
| Profit after tax | Rs m | 185,100 | -7,873 | -2,351.0% | |
| Net profit margin | % | 21.7 | -2.1 | -1,056.1% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 7,000,338 | 3,432,889 | 203.9% | |
| Deposits | Rs m | 7,883,751 | 5,229,969 | 150.7% | |
| Credit/Deposit ratio | x | 88.8 | 65.6 | 135.3% | |
| Yield on advances | % | 9.7 | 7.4 | 131.2% | |
| Cost of deposits | % | 4.2 | 4.7 | 89.4% | |
| Net Interest Margin | % | 4.0 | 1.8 | 220.3% | |
| Net fixed assets | Rs m | 38,106 | 83,499 | 45.6% | |
| Share capital | Rs m | 5,190 | 17,437 | 29.8% | |
| Free reserves | Rs m | 832,486 | 310,409 | 268.2% | |
| Net worth | Rs m | 1,095,991 | 367,565 | 298.2% | |
| Borrowings | Rs m | 1,564,421 | 435,983 | 358.8% | |
| Investments | Rs m | 2,384,609 | 1,403,211 | 169.9% | |
| Total assets | Rs m | 11,031,862 | 6,151,843 | 179.3% | |
| Debt/equity ratio | x | 8.6 | 15.4 | 55.9% | |
| Return on assets | % | 1.7 | -0.1 | -1,311.0% | |
| Return on equity | % | 16.9 | -2.1 | -788.5% | |
| Capital adequacy ratio | % | 14.8 | 12.9 | 114.4% | |
| Net NPAs | % | 0.4 | 8.3 | 4.8% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 172,144 | -73,660 | -233.7% | |
| From Investments | Rs m | -8,522 | -2,599 | 327.9% | |
| From Financial Activity | Rs m | 573,777 | 71,854 | 798.5% | |
| Net Cashflow | Rs m | 737,399 | -4,405 | -16,740.8% | |
Share Holding
| Indian Promoters | % | 22.6 | 66.7 | 33.9% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 9.9 | 15.5 | 63.9% | |
| FIIs | % | 34.1 | 10.2 | 334.3% | |
| ADR/GDR | % | 17.0 | 0.0 | - | |
| Free float | % | 16.4 | 7.7 | 213.0% | |
| Shareholders | 415,166 | 240,000 | 173.0% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HDFC BANK With: PNB INDIAN OVERSEAS BANK CORPORATION BANK BANK OF MAHARASHTRA SYNDICATE BANK
Compare HDFC BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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