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HDFC BANK vs ICICI BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    HDFC BANK ICICI BANK HDFC BANK/
ICICI BANK
 
P/E (TTM) x 18.2 17.6 103.3% View Chart
P/BV x 3.8 3.6 107.0% View Chart
Dividend Yield % 1.3 0.7 178.1%  

Financials

 HDFC BANK   ICICI BANK
EQUITY SHARE DATA
    HDFC BANK
Mar-23
ICICI BANK
Mar-23
HDFC BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs1,722958 179.7%   
Low Rs1,272670 189.7%   
Income per share (Unadj.) Rs306.0173.4 176.5%  
Earnings per share (Unadj.) Rs82.448.7 169.1%  
Cash flow per share (Unadj.) Rs150.0156.9 95.6%  
Dividends per share (Unadj.) Rs19.008.00 237.5%  
Avg Dividend yield %1.31.0 129.2%  
Book value per share (Unadj.) Rs516.7306.1 168.8%  
Shares outstanding (eoy) m5,579.746,982.82 79.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.94.7 104.2%   
Avg P/E ratio x18.216.7 108.7%  
Avg P/CF ratio x11.110.8 103.1%  
Avg Price/Bookvalue ratio x2.92.7 108.9%  
Dividend payout %23.016.4 140.4%   
Avg Mkt Cap Rs m8,351,7595,685,234 146.9%   
No. of employees `000NANA-   
Total wages & salary Rs m200,169152,342 131.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,707,5411,210,668 141.0%  
Other income Rs m339,121651,120 52.1%   
Interest expense Rs m777,799505,434 153.9%   
Net interest income Rs m929,741705,234 131.8%  
Operating expense Rs m515,337824,390 62.5%   
Gross profit Rs m414,404-119,156 -347.8%  
Gross profit margin %24.3-9.8 -246.6%  
Provisions/contingencies Rs m292,038187,334 155.9%   
Profit before tax Rs m614,984462,565 133.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,516-14,247 10.6%   
Prior Period Items Rs m09,983 0.0%   
Tax Rs m153,497117,934 130.2%   
Profit after tax Rs m459,971340,366 135.1%  
Net profit margin %26.928.1 95.8%  
BALANCE SHEET DATA
Advances Rs m16,619,49310,838,663 153.3%   
Deposits Rs m18,826,63312,108,322 155.5%  
Credit/Deposit ratio x88.389.5 98.6%  
Yield on advances %8.28.1 100.7%   
Cost of deposits %3.33.3 100.2%   
Net Interest Margin %4.34.1 104.5%  
Net fixed assets Rs m84,756109,690 77.3%   
Share capital Rs m5,58013,968 39.9%   
Free reserves Rs m2,877,6232,123,401 135.5%   
Net worth Rs m2,883,2032,137,369 134.9%   
Borrowings Rs m2,565,4871,890,618 135.7%   
Investments Rs m5,115,8176,395,520 80.0%   
Total assets Rs m25,304,32419,584,905 129.2%  
Debt/equity ratio x7.46.5 113.3%   
Return on assets %1.81.7 104.6%  
Return on equity %16.015.9 100.2%  
Capital adequacy ratio %19.318.3 105.0%  
Net NPAs %0.30.5 52.9%  
CASH FLOW
From Operations Rs m208,137-37,712 -551.9%  
From Investments Rs m-34,239-680,053 5.0%  
From Financial Activity Rs m239,406247,907 96.6%  
Net Cashflow Rs m417,621-466,695 -89.5%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 83.0 89.9 92.3%  
FIIs % 52.3 43.6 119.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 100.0 100.0%  
Shareholders   3,018,247 1,802,207 167.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   AXIS BANK    SBI    KOTAK MAHINDRA BANK    BANDHAN BANK    BANK OF BARODA    


More on HDFC Bank vs ICICI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HDFC Bank vs ICICI Bank Share Price Performance

Period HDFC Bank ICICI Bank S&P BSE BANKEX
1-Day -0.30% 0.00% -0.40%
1-Month 1.75% 3.61% -0.29%
1-Year -7.64% 29.26% 17.82%
3-Year CAGR -1.24% 22.62% 11.02%
5-Year CAGR 4.92% 22.12% 9.52%

* Compound Annual Growth Rate

Here are more details on the HDFC Bank share price and the ICICI Bank share price.

Moving on to shareholding structures...

The promoters of HDFC Bank hold a 0.0% stake in the company. In case of ICICI Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC Bank and the shareholding pattern of ICICI Bank.

Finally, a word on dividends...

In the most recent financial year, HDFC Bank paid a dividend of Rs 19.0 per share. This amounted to a Dividend Payout ratio of 23.0%.

ICICI Bank paid Rs 8.0, and its dividend payout ratio stood at 16.4%.

You may visit here to review the dividend history of HDFC Bank, and the dividend history of ICICI Bank.

For a sector overview, read our banking sector report.



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