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Compare HDFC Bank with ICICI Bank - Equitymaster

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HDFC BANK vs ICICI BANK - Comparison Results

HDFC BANK    Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

ICICI BANK 
   Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

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Current Valuations

    HDFC BANK ICICI BANK HDFC BANK/
ICICI BANK
 
P/E (TTM) x 30.9 27.9 110.7% View Chart
P/BV x 4.8 1.8 262.5% View Chart
Dividend Yield % 0.6 0.8 75.1%  

Financials

 HDFC BANK   ICICI BANK
EQUITY SHARE DATA
    HDFC BANK
Mar-18
ICICI BANK
Mar-17
HDFC BANK/
ICICI BANK
5-Yr Chart
Click to enlarge
High Rs2,014293 688.3%   
Low Rs1,425215 663.4%   
Income per share (Unadj.) Rs328.7104.8 313.6%  
Earnings per share (Unadj.) Rs71.317.5 407.1%  
Cash flow per share (Unadj.) Rs176.476.1 231.8%  
Dividends per share (Unadj.) Rs13.002.50 520.0%  
Avg Dividend yield %0.81.0 76.7%  
Book value per share (Unadj.) Rs422.3179.9 234.7%  
Shares outstanding (eoy) m2,595.095,814.77 44.6%   
Bonus/Rights/Conversions -ESOS-  
Avg Price / Income ratio x5.22.4 216.1%   
Avg P/E ratio x24.114.5 166.5%  
Avg P/CF ratio x17.85.5 322.9%  
Avg Price/Bookvalue ratio x4.11.4 288.8%  
Dividend payout %18.214.3 127.7%   
Avg Mkt Cap Rs m4,462,2571,475,207 302.5%   
No. of employees `00088.381.1 108.8%   
Total wages & salary Rs m91,93978,933 116.5%   
Avg. income/employee Rs Th9,664.07,511.5 128.7%   
Avg. wages/employee Rs Th1,041.8972.9 107.1%   
Avg. net profit/employee Rs Th2,097.41,255.8 167.0%   
INCOME DATA
Interest income Rs m852,878609,400 140.0%  
Other income Rs m160,566524,577 30.6%   
Interest expense Rs m423,815348,358 121.7%   
Net interest income Rs m429,064261,042 164.4%  
Operating expense Rs m239,272481,700 49.7%   
Gross profit Rs m189,791-220,658 -86.0%  
Gross profit margin %22.3-36.2 -61.5%  
Provisions/contingencies Rs m65,718165,825 39.6%   
Profit before tax Rs m283,612138,094 205.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m513-11,520 -4.5%   
Prior Period Items Rs m50-   
Tax Rs m99,03124,690 401.1%   
Profit after tax Rs m185,100101,884 181.7%  
Net profit margin %21.716.7 129.8%  
BALANCE SHEET DATA
Advances Rs m7,000,3385,153,173 135.8%   
Deposits Rs m7,883,7515,125,873 153.8%  
Credit/Deposit ratio x88.8100.5 88.3%  
Yield on advances %9.78.2 118.4%   
Cost of deposits %4.24.5 91.6%   
Net Interest Margin %4.02.9 139.4%  
Net fixed assets Rs m38,10693,380 40.8%   
Share capital Rs m5,19011,651 44.5%   
Free reserves Rs m832,486581,559 143.1%   
Net worth Rs m1,095,9911,046,320 104.7%   
Borrowings Rs m1,564,4211,882,868 83.1%   
Investments Rs m2,384,6093,045,017 78.3%   
Total assets Rs m11,031,8629,860,427 111.9%  
Debt/equity ratio x8.66.7 128.7%   
Return on assets %1.71.0 162.4%  
Return on equity %16.99.7 173.4%  
Capital adequacy ratio %14.817.4 85.1%  
Net NPAs %0.45.4 7.4%  
CASH FLOW
From Operations Rs m172,144526,355 32.7%  
From Investments Rs m-8,522-16,057 53.1%  
From Financial Activity Rs m573,777-354,695 -161.8%  
Net Cashflow Rs m737,399155,603 473.9%  

Share Holding

Indian Promoters % 22.6 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 23.1 42.9%  
FIIs % 34.1 40.0 85.3%  
ADR/GDR % 17.0 29.2 58.3%  
Free float % 16.4 7.8 210.3%  
Shareholders   415,166 585,463 70.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   J&K BANK  CORPORATION BANK  FEDERAL BANK  SYNDICATE BANK  DHANLAXMI BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jun 22, 2018 (Close)

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