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- HDFC BANK - ICICI BANK
HDFC BANK vs ICICI BANK - Comparison Results
HDFC BANK Change
With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More
ICICI BANK 
Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More
Current Valuations
| HDFC BANK | ICICI BANK | HDFC BANK/ ICICI BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 30.5 | 52.0 | 58.6% | View Chart |
| P/BV | x | 4.4 | 2.5 | 178.3% | View Chart |
| Dividend Yield | % | 1.2 | 0.2 | 534.2% |
Financials
 HDFC BANK  ICICI BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| HDFC BANK Mar-19 |
ICICI BANK Mar-19 |
HDFC BANK/ ICICI BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 2,327 | 400 | 581.8% | |
| Low | Rs | 1,880 | 259 | 725.1% | |
| Income per share (Unadj.) | Rs | 386.2 | 112.0 | 344.8% | |
| Earnings per share (Unadj.) | Rs | 82.0 | 6.6 | 1,239.1% | |
| Cash flow per share (Unadj.) | Rs | 196.5 | 73.4 | 267.9% | |
| Dividends per share (Unadj.) | Rs | 15.00 | 1.00 | 1,500.0% | |
| Avg Dividend yield | % | 0.7 | 0.3 | 235.1% | |
| Book value per share (Unadj.) | Rs | 564.3 | 177.7 | 317.5% | |
| Shares outstanding (eoy) | m | 2,723.31 | 6,427.99 | 42.4% | |
| Bonus/Rights/Conversions | - | - | - | ||
| Avg Price / Income ratio | x | 5.4 | 2.9 | 185.1% | |
| Avg P/E ratio | x | 25.7 | 49.8 | 51.5% | |
| Avg P/CF ratio | x | 18.7 | 8.1 | 229.0% | |
| Avg Price/Bookvalue ratio | x | 3.7 | 1.9 | 201.0% | |
| Dividend payout | % | 18.3 | 15.1 | 121.1% | |
| Avg Mkt Cap | Rs m | 5,728,891 | 2,118,987 | 270.4% | |
| No. of employees | `000 | 98.1 | 86.8 | 113.0% | |
| Total wages & salary | Rs m | 104,512 | 94,253 | 110.9% | |
| Avg. income/employee | Rs Th | 10,724.0 | 8,296.4 | 129.3% | |
| Avg. wages/employee | Rs Th | 1,065.8 | 1,086.3 | 98.1% | |
| Avg. net profit/employee | Rs Th | 2,277.4 | 490.3 | 464.5% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 1,051,607 | 719,817 | 146.1% | |
| Other income | Rs m | 189,471 | 593,248 | 31.9% | |
| Interest expense | Rs m | 537,127 | 391,775 | 137.1% | |
| Net interest income | Rs m | 514,481 | 328,041 | 156.8% | |
| Operating expense | Rs m | 276,948 | 642,589 | 43.1% | |
| Gross profit | Rs m | 237,533 | -314,548 | -75.5% | |
| Gross profit margin | % | 22.6 | -43.7 | -51.7% | |
| Provisions/contingencies | Rs m | 83,822 | 217,669 | 38.5% | |
| Profit before tax | Rs m | 340,918 | 61,032 | 558.6% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 1,132 | -14,349 | -7.9% | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 118,726 | 4,140 | 2,867.8% | |
| Profit after tax | Rs m | 223,324 | 42,542 | 524.9% | |
| Net profit margin | % | 21.2 | 5.9 | 359.3% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 8,692,227 | 6,469,617 | 134.4% | |
| Deposits | Rs m | 9,225,027 | 6,813,169 | 135.4% | |
| Credit/Deposit ratio | x | 94.2 | 95.0 | 99.2% | |
| Yield on advances | % | 9.6 | 7.9 | 122.5% | |
| Cost of deposits | % | 4.4 | 4.0 | 112.3% | |
| Net Interest Margin | % | 4.2 | 2.9 | 143.5% | |
| Net fixed assets | Rs m | 42,198 | 96,604 | 43.7% | |
| Share capital | Rs m | 5,447 | 12,895 | 42.2% | |
| Free reserves | Rs m | 1,531,280 | 1,129,593 | 135.6% | |
| Net worth | Rs m | 1,536,727 | 1,142,487 | 134.5% | |
| Borrowings | Rs m | 1,577,328 | 2,103,241 | 75.0% | |
| Investments | Rs m | 2,869,177 | 3,982,008 | 72.1% | |
| Total assets | Rs m | 12,928,057 | 12,387,939 | 104.4% | |
| Debt/equity ratio | x | 7.0 | 7.8 | 90.1% | |
| Return on assets | % | 1.7 | 0.3 | 503.0% | |
| Return on equity | % | 14.5 | 3.7 | 390.3% | |
| Capital adequacy ratio | % | 17.1 | 16.9 | 101.2% | |
| Net NPAs | % | 0.4 | 2.3 | 17.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -628,715 | 486,711 | -129.2% | |
| From Investments | Rs m | -15,984 | -301,472 | 5.3% | |
| From Financial Activity | Rs m | 231,307 | -199,974 | -115.7% | |
| Net Cashflow | Rs m | -412,439 | -16,082 | 2,564.5% | |
Share Holding
| Indian Promoters | % | 22.6 | 0.0 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 9.9 | 23.1 | 42.9% | |
| FIIs | % | 34.1 | 40.0 | 85.3% | |
| ADR/GDR | % | 17.0 | 29.2 | 58.3% | |
| Free float | % | 16.4 | 7.8 | 210.3% | |
| Shareholders | 415,166 | 585,463 | 70.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HDFC BANK With: ING VYSYA BANK SBI UNITED BANK OF INDIA DHANLAXMI BANK FEDERAL BANK
Compare HDFC BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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ICICI BANK Announces Quarterly Results (1QFY20); Net Profit Up 1696.0% (Quarterly Result Update)
Jul 29, 2019 | Updated on Jul 29, 2019For the quarter ended June 2019, ICICI BANK has posted a net profit of Rs 19 bn (up 1696.0% YoY). Sales on the other hand came in at Rs 180 bn (up 22.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
HDFC BANK Announces Quarterly Results (1QFY20); Net Profit Up 21.0% (Quarterly Result Update)
Jul 22, 2019 | Updated on Jul 22, 2019For the quarter ended June 2019, HDFC BANK has posted a net profit of Rs 56 bn (up 21.0% YoY). Sales on the other hand came in at Rs 274 bn (up 21.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.
ICICI BANK Announces Quarterly Results (4QFY19); Net Profit Down 5.0% (Quarterly Result Update)
May 8, 2019 | Updated on May 8, 2019For the quarter ended March 2019, ICICI BANK has posted a net profit of Rs 10 bn (down 5.0% YoY). Sales on the other hand came in at Rs 173 bn (up 21.2% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
HDFC BANK Announces Quarterly Results (4QFY19); Net Profit Up 22.6% (Quarterly Result Update)
Apr 22, 2019 | Updated on Apr 22, 2019For the quarter ended March 2019, HDFC BANK has posted a net profit of Rs 59 bn (up 22.6% YoY). Sales on the other hand came in at Rs 263 bn (up 23.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.
ICICI BANK Announces Quarterly Results (3QFY19); Net Profit Down 2.7% (Quarterly Result Update)
Jan 31, 2019 | Updated on Jan 31, 2019For the quarter ended December 2018, ICICI BANK has posted a net profit of Rs 16 bn (down 2.7% YoY). Sales on the other hand came in at Rs 163 bn (up 19.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.
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