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HDFC BANK vs INDIAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    HDFC BANK INDIAN BANK HDFC BANK/
INDIAN BANK
 
P/E (TTM) x 18.3 9.6 191.5% View Chart
P/BV x 3.8 1.4 269.4% View Chart
Dividend Yield % 1.3 1.7 79.4%  

Financials

 HDFC BANK   INDIAN BANK
EQUITY SHARE DATA
    HDFC BANK
Mar-23
INDIAN BANK
Mar-23
HDFC BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs1,722310 555.4%   
Low Rs1,272137 926.9%   
Income per share (Unadj.) Rs306.0361.2 84.7%  
Earnings per share (Unadj.) Rs82.444.7 184.2%  
Cash flow per share (Unadj.) Rs150.071.6 209.6%  
Dividends per share (Unadj.) Rs19.008.60 220.9%  
Avg Dividend yield %1.33.8 33.0%  
Book value per share (Unadj.) Rs516.7397.5 130.0%  
Shares outstanding (eoy) m5,579.741,245.44 448.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.90.6 790.1%   
Avg P/E ratio x18.25.0 363.3%  
Avg P/CF ratio x11.11.8 621.7%  
Avg Price/Bookvalue ratio x2.90.6 515.0%  
Dividend payout %23.019.2 119.9%   
Avg Mkt Cap Rs m8,351,759278,481 2,999.0%   
No. of employees `000NANA-   
Total wages & salary Rs m200,16975,789 264.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,707,541449,852 379.6%  
Other income Rs m339,12178,045 434.5%   
Interest expense Rs m777,799247,173 314.7%   
Net interest income Rs m929,741202,679 458.7%  
Operating expense Rs m515,337127,248 405.0%   
Gross profit Rs m414,40475,431 549.4%  
Gross profit margin %24.316.8 144.7%  
Provisions/contingencies Rs m292,038100,171 291.5%   
Profit before tax Rs m614,98459,632 1,031.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,516-12 12,528.1%   
Prior Period Items Rs m02,430 0.0%   
Tax Rs m153,4976,327 2,426.0%   
Profit after tax Rs m459,97155,723 825.5%  
Net profit margin %26.912.4 217.5%  
BALANCE SHEET DATA
Advances Rs m16,619,4934,492,940 369.9%   
Deposits Rs m18,826,6336,211,232 303.1%  
Credit/Deposit ratio x88.372.3 122.0%  
Yield on advances %8.27.1 114.9%   
Cost of deposits %3.33.7 87.5%   
Net Interest Margin %4.33.2 134.6%  
Net fixed assets Rs m84,75674,704 113.5%   
Share capital Rs m5,58012,454 44.8%   
Free reserves Rs m2,877,623482,614 596.3%   
Net worth Rs m2,883,203495,068 582.4%   
Borrowings Rs m2,565,487220,924 1,161.3%   
Investments Rs m5,115,8171,883,663 271.6%   
Total assets Rs m25,304,3247,133,340 354.7%  
Debt/equity ratio x7.413.0 57.1%   
Return on assets %1.80.8 232.7%  
Return on equity %16.011.3 141.7%  
Capital adequacy ratio %19.316.5 116.8%  
Net NPAs %0.30.9 30.0%  
CASH FLOW
From Operations Rs m208,137-278,940 -74.6%  
From Investments Rs m-34,239-3,140 1,090.5%  
From Financial Activity Rs m239,406-15,434 -1,551.1%  
Net Cashflow Rs m417,621-297,514 -140.4%  

Share Holding

Indian Promoters % 0.0 73.8 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 83.0 21.7 382.1%  
FIIs % 52.3 5.9 887.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 26.2 382.3%  
Shareholders   3,018,247 312,770 965.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   ICICI BANK    AXIS BANK    SBI    PNB    KOTAK MAHINDRA BANK    


More on HDFC Bank vs Indian Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HDFC Bank vs Indian Bank Share Price Performance

Period HDFC Bank Indian Bank S&P BSE BANKEX
1-Day 0.52% 4.08% 0.82%
1-Month 2.84% -1.69% 2.48%
1-Year -8.35% 86.05% 19.28%
3-Year CAGR -2.31% 65.31% 12.00%
5-Year CAGR 4.71% 13.50% 9.40%

* Compound Annual Growth Rate

Here are more details on the HDFC Bank share price and the Indian Bank share price.

Moving on to shareholding structures...

The promoters of HDFC Bank hold a 0.0% stake in the company. In case of Indian Bank the stake stands at 73.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC Bank and the shareholding pattern of Indian Bank.

Finally, a word on dividends...

In the most recent financial year, HDFC Bank paid a dividend of Rs 19.0 per share. This amounted to a Dividend Payout ratio of 23.0%.

Indian Bank paid Rs 8.6, and its dividend payout ratio stood at 19.2%.

You may visit here to review the dividend history of HDFC Bank, and the dividend history of Indian Bank.

For a sector overview, read our banking sector report.



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