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Compare HDFC Bank with Indian Overseas Bank - Equitymaster
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HDFC BANK vs INDIAN OVERSEAS BANK - Comparison Results

HDFC BANK    Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    HDFC BANK INDIAN OVERSEAS BANK HDFC BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 30.0 -0.7 - View Chart
P/BV x 5.2 0.2 3,321.5% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HDFC BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    HDFC BANK
Mar-17
INDIAN OVERSEAS BANK
Mar-16
HDFC BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs1,47848 3,111.6%   
Low Rs1,04321 4,943.1%   
Income per share (Unadj.) Rs285.9130.1 219.7%  
Earnings per share (Unadj.) Rs59.5-18.7 -317.6%  
Cash flow per share (Unadj.) Rs156.5-32.1 -487.0%  
Dividends per share (Unadj.) Rs11.000-  
Avg Dividend yield %0.90-  
Book value per share (Unadj.) Rs358.286.7 413.2%  
Shares outstanding (eoy) m2,562.551,807.27 141.8%   
Bonus/Rights/Conversions ESOP--  
Avg Price / Income ratio x4.40.3 1,672.4%   
Avg P/E ratio x21.2-1.8 -1,157.1%  
Avg P/CF ratio x16.81.9 873.6%  
Avg Price/Bookvalue ratio x3.50.4 889.3%  
Dividend payout %18.50-   
Avg Mkt Cap Rs m3,230,09461,989 5,210.7%   
No. of employees `00084.3NA-   
Total wages & salary Rs m85,04733,904 250.8%   
Avg. income/employee Rs Th8,689.2NM-  
Avg. wages/employee Rs Th1,008.6NM-  
Avg. net profit/employee Rs Th1,808.8N.A.-  
INCOME DATA
Interest income Rs m732,714235,173 311.6%  
Other income Rs m128,77625,283 509.3%   
Interest expense Rs m380,416181,346 209.8%   
Net interest income Rs m352,29853,827 654.5%  
Operating expense Rs m207,51150,255 412.9%   
Gross profit Rs m144,7873,572 4,053.5%  
Gross profit margin %19.81.5 1,301.0%  
Provisions/contingencies Rs m39,90866,136 60.3%   
Profit before tax Rs m232,921-42,179 -552.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m3670-   
Prior Period Items Rs m230-   
Tax Rs m80,781-8,308 -972.4%   
Profit after tax Rs m152,530-33,872 -450.3%  
Net profit margin %20.8-14.4 -144.5%  
BALANCE SHEET DATA
Advances Rs m5,854,8101,608,607 364.0%   
Deposits Rs m6,431,3432,245,142 286.5%  
Credit/Deposit ratio x91.071.6 127.1%  
Yield on advances %9.610.4 92.3%   
Cost of deposits %4.97.2 67.2%   
Net Interest Margin %4.22.1 203.0%  
Net fixed assets Rs m38,14732,705 116.6%   
Share capital Rs m5,12518,073 28.4%   
Free reserves Rs m702,03389,452 784.8%   
Net worth Rs m917,940156,658 586.0%   
Borrowings Rs m984,156271,833 362.0%   
Investments Rs m2,107,771791,896 266.2%   
Total assets Rs m8,923,4422,744,368 325.2%  
Debt/equity ratio x8.116.1 50.3%   
Return on assets %1.7-1.2 -138.5%  
Return on equity %16.6-21.6 -76.9%  
Capital adequacy ratio %14.69.7 150.6%  
Net NPAs %0.311.9 2.8%  
CASH FLOW
From Operations Rs m172,816-15,515 -1,113.8%  
From Investments Rs m-11,477-2,536 452.6%  
From Financial Activity Rs m-58,930-8,472 695.6%  
Net Cashflow Rs m102,409-26,523 -386.1%  

Share Holding

Indian Promoters % 22.6 73.8 30.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 15.3 64.7%  
FIIs % 34.1 1.9 1,794.7%  
ADR/GDR % 17.0 0.0 -  
Free float % 16.4 9.1 180.2%  
Shareholders   415,166 250,609 165.7%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   CORPORATION BANK  BANK OF BARODA  ORIENTAL BANK  CITY UNION BANK  BANK OF INDIA  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Feb 19, 2018 (Close)

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