HDFC BANK | J&K BANK | HDFC BANK/ J&K BANK |
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P/E (TTM) | x | 17.6 | 8.9 | 197.4% | View Chart |
P/BV | x | 4.0 | 1.4 | 276.0% | View Chart |
Dividend Yield | % | 1.3 | 0.4 | 326.0% |
HDFC BANK J&K BANK |
EQUITY SHARE DATA | |||||
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HDFC BANK Mar-23 |
J&K BANK Mar-23 |
HDFC BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 1,722 | 63 | 2,744.0% | |
Low | Rs | 1,272 | 24 | 5,343.5% | |
Income per share (Unadj.) | Rs | 306.0 | 90.7 | 337.4% | |
Earnings per share (Unadj.) | Rs | 82.4 | 11.4 | 720.3% | |
Cash flow per share (Unadj.) | Rs | 150.0 | 46.1 | 325.2% | |
Dividends per share (Unadj.) | Rs | 19.00 | 0.50 | 3,800.0% | |
Avg Dividend yield | % | 1.3 | 1.2 | 109.9% | |
Book value per share (Unadj.) | Rs | 516.7 | 95.9 | 538.6% | |
Shares outstanding (eoy) | m | 5,579.74 | 1,031.48 | 540.9% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 4.9 | 0.5 | 1,025.1% | |
Avg P/E ratio | x | 18.2 | 3.8 | 480.2% | |
Avg P/CF ratio | x | 11.1 | 2.4 | 458.3% | |
Avg Price/Bookvalue ratio | x | 2.9 | 0.5 | 642.2% | |
Dividend payout | % | 23.0 | 4.4 | 527.6% | |
Avg Mkt Cap | Rs m | 8,351,759 | 44,637 | 18,710.3% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 200,169 | 27,086 | 739.0% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 1,707,541 | 93,552 | 1,825.2% | |
Other income | Rs m | 339,121 | 7,652 | 4,431.5% | |
Interest expense | Rs m | 777,799 | 46,094 | 1,687.4% | |
Net interest income | Rs m | 929,741 | 47,458 | 1,959.1% | |
Operating expense | Rs m | 515,337 | 36,509 | 1,411.5% | |
Gross profit | Rs m | 414,404 | 10,949 | 3,784.8% | |
Gross profit margin | % | 24.3 | 11.7 | 207.4% | |
Provisions/contingencies | Rs m | 292,038 | 6,616 | 4,414.3% | |
Profit before tax | Rs m | 614,984 | 17,856 | 3,444.2% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -1,516 | 0 | - | |
Prior Period Items | Rs m | 0 | -181 | -0.0% | |
Tax | Rs m | 153,497 | 5,870 | 2,615.0% | |
Profit after tax | Rs m | 459,971 | 11,805 | 3,896.4% | |
Net profit margin | % | 26.9 | 12.6 | 213.5% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 16,619,493 | 822,776 | 2,019.9% | |
Deposits | Rs m | 18,826,633 | 1,220,272 | 1,542.8% | |
Credit/Deposit ratio | x | 88.3 | 67.4 | 130.9% | |
Yield on advances | % | 8.2 | 8.5 | 96.1% | |
Cost of deposits | % | 3.3 | 3.6 | 91.6% | |
Net Interest Margin | % | 4.3 | 4.1 | 105.5% | |
Net fixed assets | Rs m | 84,756 | 22,244 | 381.0% | |
Share capital | Rs m | 5,580 | 1,032 | 540.9% | |
Free reserves | Rs m | 2,877,623 | 97,932 | 2,938.4% | |
Net worth | Rs m | 2,883,203 | 98,963 | 2,913.4% | |
Borrowings | Rs m | 2,565,487 | 28,923 | 8,870.0% | |
Investments | Rs m | 5,115,817 | 347,804 | 1,470.9% | |
Total assets | Rs m | 25,304,324 | 1,459,126 | 1,734.2% | |
Debt/equity ratio | x | 7.4 | 12.6 | 58.8% | |
Return on assets | % | 1.8 | 0.8 | 224.7% | |
Return on equity | % | 16.0 | 11.9 | 133.7% | |
Capital adequacy ratio | % | 19.3 | 15.4 | 125.0% | |
Net NPAs | % | 0.3 | 1.6 | 16.7% |
CASH FLOW | |||||
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From Operations | Rs m | 208,137 | -4,071 | -5,112.3% | |
From Investments | Rs m | -34,239 | -1,235 | 2,772.1% | |
From Financial Activity | Rs m | 239,406 | 6,376 | 3,754.8% | |
Net Cashflow | Rs m | 417,621 | 1,070 | 39,047.1% |
Indian Promoters | % | 0.0 | 59.4 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 81.3 | 14.9 | 546.6% | |
FIIs | % | 47.8 | 7.0 | 684.0% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 40.6 | 246.3% | |
Shareholders | 4,121,815 | 215,294 | 1,914.5% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HDFC BANK With: AXIS BANK SBI ICICI BANK KOTAK MAHINDRA BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | HDFC Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 0.35% | -0.65% | 0.53% |
1-Month | 6.00% | 0.50% | 3.35% |
1-Year | -10.42% | 150.63% | 12.82% |
3-Year CAGR | 2.49% | 78.15% | 14.13% |
5-Year CAGR | 5.82% | 16.56% | 10.21% |
* Compound Annual Growth Rate
Here are more details on the HDFC Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of HDFC Bank hold a 0.0% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, HDFC Bank paid a dividend of Rs 19.0 per share. This amounted to a Dividend Payout ratio of 23.0%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of HDFC Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day on high, Indian share markets continued the momentum as the session progressed and ended the higher.