Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC BANK vs PNB - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC BANK PNB HDFC BANK/
PNB
 
P/E (TTM) x 18.3 18.4 99.5% View Chart
P/BV x 3.8 1.2 306.0% View Chart
Dividend Yield % 1.3 0.6 235.2%  

Financials

 HDFC BANK   PNB
EQUITY SHARE DATA
    HDFC BANK
Mar-23
PNB
Mar-23
HDFC BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs1,72262 2,774.9%   
Low Rs1,27228 4,533.9%   
Income per share (Unadj.) Rs306.078.9 388.0%  
Earnings per share (Unadj.) Rs82.43.0 2,710.8%  
Cash flow per share (Unadj.) Rs150.08.7 1,717.7%  
Dividends per share (Unadj.) Rs19.000.65 2,923.1%  
Avg Dividend yield %1.31.4 88.0%  
Book value per share (Unadj.) Rs516.793.4 553.0%  
Shares outstanding (eoy) m5,579.7411,011.02 50.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x4.90.6 856.3%   
Avg P/E ratio x18.214.8 122.6%  
Avg P/CF ratio x11.12.1 519.7%  
Avg Price/Bookvalue ratio x2.90.5 600.8%  
Dividend payout %23.021.4 107.8%   
Avg Mkt Cap Rs m8,351,759496,046 1,683.7%   
No. of employees `000NANA-   
Total wages & salary Rs m200,169149,426 134.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,707,541868,453 196.6%  
Other income Rs m339,121122,396 277.1%   
Interest expense Rs m777,799518,170 150.1%   
Net interest income Rs m929,741350,283 265.4%  
Operating expense Rs m515,337243,357 211.8%   
Gross profit Rs m414,404106,926 387.6%  
Gross profit margin %24.312.3 197.1%  
Provisions/contingencies Rs m292,038198,629 147.0%   
Profit before tax Rs m614,98448,614 1,265.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-1,516-103 1,467.5%   
Prior Period Items Rs m02,894 0.0%   
Tax Rs m153,49717,921 856.5%   
Profit after tax Rs m459,97133,485 1,373.7%  
Net profit margin %26.93.9 698.7%  
BALANCE SHEET DATA
Advances Rs m16,619,4938,374,590 198.5%   
Deposits Rs m18,826,63312,903,471 145.9%  
Credit/Deposit ratio x88.364.9 136.0%  
Yield on advances %8.26.9 118.5%   
Cost of deposits %3.33.6 89.7%   
Net Interest Margin %4.32.8 153.2%  
Net fixed assets Rs m84,756120,840 70.1%   
Share capital Rs m5,58022,022 25.3%   
Free reserves Rs m2,877,6231,006,783 285.8%   
Net worth Rs m2,883,2031,028,805 280.2%   
Borrowings Rs m2,565,487701,486 365.7%   
Investments Rs m5,115,8174,169,138 122.7%   
Total assets Rs m25,304,32414,936,490 169.4%  
Debt/equity ratio x7.413.2 56.1%   
Return on assets %1.80.2 810.8%  
Return on equity %16.03.3 490.2%  
Capital adequacy ratio %19.315.5 124.3%  
Net NPAs %0.32.7 9.9%  
CASH FLOW
From Operations Rs m208,137225,921 92.1%  
From Investments Rs m-34,239-7,325 467.4%  
From Financial Activity Rs m239,40612,750 1,877.7%  
Net Cashflow Rs m417,621231,346 180.5%  

Share Holding

Indian Promoters % 0.0 73.2 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 83.0 16.8 493.0%  
FIIs % 52.3 3.1 1,686.8%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 26.9 372.4%  
Shareholders   3,018,247 2,163,625 139.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    BANK OF BARODA    


More on HDFC Bank vs PNB

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HDFC Bank vs PNB Share Price Performance

Period HDFC Bank PNB S&P BSE BANKEX
1-Day 0.26% -2.83% -0.39%
1-Month 2.32% -9.19% -0.28%
1-Year -7.12% 148.51% 17.83%
3-Year CAGR -1.06% 44.76% 11.02%
5-Year CAGR 5.04% 5.21% 9.52%

* Compound Annual Growth Rate

Here are more details on the HDFC Bank share price and the PNB share price.

Moving on to shareholding structures...

The promoters of HDFC Bank hold a 0.0% stake in the company. In case of PNB the stake stands at 73.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC Bank and the shareholding pattern of PNB.

Finally, a word on dividends...

In the most recent financial year, HDFC Bank paid a dividend of Rs 19.0 per share. This amounted to a Dividend Payout ratio of 23.0%.

PNB paid Rs 0.7, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of HDFC Bank, and the dividend history of PNB.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Tanks 735 Points | IT & FMCG Stocks Drag | 5 Reasons Why Indian Share Market is Falling Sensex Today Tanks 735 Points | IT & FMCG Stocks Drag | 5 Reasons Why Indian Share Market is Falling(Closing)

After opening the negative note, Indian share markets continued the downtrend as the session progressed and ended the day weak.