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Compare HDFC Bank with Punjab & Sind Bank - Equitymaster
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HDFC BANK vs PUNJAB & SIND BANK - Comparison Results

HDFC BANK    Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    HDFC BANK PUNJAB & SIND BANK HDFC BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 32.9 5.6 582.7% View Chart
P/BV x 5.4 0.3 1,607.5% View Chart
Dividend Yield % 0.6 1.3 44.2%  

Financials

 HDFC BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    HDFC BANK
Mar-17
PUNJAB & SIND BANK
Mar-15
HDFC BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs1,47884 1,761.6%   
Low Rs1,04344 2,381.3%   
Income per share (Unadj.) Rs285.9214.5 133.3%  
Earnings per share (Unadj.) Rs59.53.0 1,964.0%  
Cash flow per share (Unadj.) Rs156.521.3 734.2%  
Dividends per share (Unadj.) Rs11.000.60 1,833.3%  
Avg Dividend yield %0.90.9 92.9%  
Book value per share (Unadj.) Rs358.2139.8 256.3%  
Shares outstanding (eoy) m2,562.55400.41 640.0%   
Bonus/Rights/Conversions ESOPPA-  
Avg Price / Income ratio x4.40.3 1,480.9%   
Avg P/E ratio x21.221.1 100.5%  
Avg P/CF ratio x16.83.4 491.5%  
Avg Price/Bookvalue ratio x3.50.5 770.2%  
Dividend payout %18.519.8 93.3%   
Avg Mkt Cap Rs m3,230,09425,566 12,634.2%   
No. of employees `00084.39.2 918.6%   
Total wages & salary Rs m85,0478,743 972.7%   
Avg. income/employee Rs Th8,689.29,355.7 92.9%   
Avg. wages/employee Rs Th1,008.6952.4 105.9%   
Avg. net profit/employee Rs Th1,808.8132.2 1,368.4%   
INCOME DATA
Interest income Rs m732,71485,886 853.1%  
Other income Rs m128,7764,288 3,003.5%   
Interest expense Rs m380,41669,094 550.6%   
Net interest income Rs m352,29816,792 2,098.0%  
Operating expense Rs m207,51113,325 1,557.3%   
Gross profit Rs m144,7873,467 4,176.1%  
Gross profit margin %19.84.0 489.5%  
Provisions/contingencies Rs m39,9086,273 636.2%   
Profit before tax Rs m232,9211,481 15,725.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m3670-   
Prior Period Items Rs m230-   
Tax Rs m80,781268 30,176.0%   
Profit after tax Rs m152,5301,214 12,569.5%  
Net profit margin %20.81.4 1,473.3%  
BALANCE SHEET DATA
Advances Rs m5,854,810638,702 916.7%   
Deposits Rs m6,431,343867,147 741.7%  
Credit/Deposit ratio x91.073.7 123.6%  
Yield on advances %9.610.0 95.8%   
Cost of deposits %4.97.7 63.0%   
Net Interest Margin %4.21.8 235.3%  
Net fixed assets Rs m38,1479,948 383.5%   
Share capital Rs m5,1254,004 128.0%   
Free reserves Rs m702,03331,061 2,260.1%   
Net worth Rs m917,94055,962 1,640.3%   
Borrowings Rs m984,15630,482 3,228.6%   
Investments Rs m2,107,771267,517 787.9%   
Total assets Rs m8,923,442977,534 912.9%  
Debt/equity ratio x8.116.0 50.4%   
Return on assets %1.70.1 1,376.9%  
Return on equity %16.62.2 766.3%  
Capital adequacy ratio %14.611.2 129.4%  
Net NPAs %0.33.6 9.3%  
CASH FLOW
From Operations Rs m172,816-19,816 -872.1%  
From Investments Rs m-11,477-845 1,358.4%  
From Financial Activity Rs m-58,930-392 15,025.4%  
Net Cashflow Rs m102,409-21,053 -486.4%  

Share Holding

Indian Promoters % 22.6 79.6 28.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 10.8 91.7%  
FIIs % 34.1 1.8 1,894.4%  
ADR/GDR % 17.0 0.0 -  
Free float % 16.4 7.8 210.3%  
Shareholders   415,166 150,895 275.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   VIJAYA BANK  AXIS BANK  BANK OF INDIA  UNION BANK  CITY UNION BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jan 22, 2018 (Close)

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