X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare HDFC Bank with SBI - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC BANK vs SBI - Comparison Results

HDFC BANK    Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

SBI 
   Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC BANK SBI HDFC BANK/
SBI
 
P/E (TTM) x 28.4 26.4 107.7% View Chart
P/BV x 5.6 1.2 449.2% View Chart
Dividend Yield % 0.6 0.9 64.8%  

Financials

 HDFC BANK   SBI
EQUITY SHARE DATA
    HDFC BANK
Mar-16
SBI
Mar-16
HDFC BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs1,128305 369.8%   
Low Rs929148 626.3%   
Income per share (Unadj.) Rs249.8285.8 87.4%  
Earnings per share (Unadj.) Rs50.615.7 321.6%  
Cash flow per share (Unadj.) Rs135.968.8 197.5%  
Dividends per share (Unadj.) Rs9.502.60 365.4%  
Avg Dividend yield %0.91.1 80.5%  
Book value per share (Unadj.) Rs293.9232.6 126.3%  
Shares outstanding (eoy) m2,528.197,763.60 32.6%   
Bonus/Rights/Conversions ESOP--  
Avg Price / Income ratio x4.10.8 519.0%   
Avg P/E ratio x20.314.4 141.1%  
Avg P/CF ratio x16.53.5 470.1%  
Avg Price/Bookvalue ratio x3.51.0 359.1%  
Dividend payout %18.816.5 113.6%   
Avg Mkt Cap Rs m2,599,8641,759,620 147.8%   
No. of employees `00087.6207.7 42.1%   
Total wages & salary Rs m63,061325,256 19.4%   
Avg. income/employee Rs Th7,213.910,679.5 67.5%   
Avg. wages/employee Rs Th720.21,565.7 46.0%   
Avg. net profit/employee Rs Th1,462.1588.5 248.5%   
INCOME DATA
Interest income Rs m631,6162,218,548 28.5%  
Other income Rs m112,117510,162 22.0%   
Interest expense Rs m340,6961,430,474 23.8%   
Net interest income Rs m290,920788,075 36.9%  
Operating expense Rs m178,319737,171 24.2%   
Gross profit Rs m112,60150,904 221.2%  
Gross profit margin %17.82.3 777.0%  
Provisions/contingencies Rs m29,608379,298 7.8%   
Profit before tax Rs m194,715181,768 107.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m197-7,945 -2.5%   
Prior Period Items Rs m372,758 1.4%   
Tax Rs m66,93754,335 123.2%   
Profit after tax Rs m128,013122,246 104.7%  
Net profit margin %20.35.5 367.8%  
BALANCE SHEET DATA
Advances Rs m4,872,90418,702,609 26.1%   
Deposits Rs m5,458,73322,538,576 24.2%  
Credit/Deposit ratio x89.383.0 107.6%  
Yield on advances %9.88.4 116.7%   
Cost of deposits %5.35.9 90.9%   
Net Interest Margin %4.22.8 149.1%  
Net fixed assets Rs m34,797152,557 22.8%   
Share capital Rs m5,0567,763 65.1%   
Free reserves Rs m568,1521,063,251 53.4%   
Net worth Rs m743,0411,805,924 41.1%   
Borrowings Rs m717,6352,582,144 27.8%   
Investments Rs m1,616,8337,051,891 22.9%   
Total assets Rs m7,302,61829,708,976 24.6%  
Debt/equity ratio x8.313.9 59.8%   
Return on assets %1.80.4 426.0%  
Return on equity %17.26.8 254.5%  
Capital adequacy ratio %15.513.9 111.4%  
Net NPAs %0.33.8 7.3%  
CASH FLOW
From Operations Rs m-76,769140,767 -54.5%  
From Investments Rs m-8,656-36,686 23.6%  
From Financial Activity Rs m110,56743,485 254.3%  
Net Cashflow Rs m25,142147,566 17.0%  

Share Holding

Indian Promoters % 22.6 58.6 38.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 20.9 47.4%  
FIIs % 34.1 9.7 351.5%  
ADR/GDR % 17.0 2.1 809.5%  
Free float % 16.4 8.7 188.5%  
Shareholders   415,166 855,889 48.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   INDIAN OVERSEAS BANK  AXIS BANK  BANK OF INDIA  UNION BANK  CITY UNION BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Crosses 31,000 Mark; Metal & Energy Stocks Rally(Closing)

Indian share markets hit record highs, with ITC share price and Tata Steel share price Ltd leading the gains, as June derivatives series took off on a strong footing on encouraging earnings.

Related Views on News

HDFC Bank: Solid Performance Amidst a Difficult Environment (Quarterly Results Update - Detailed)

May 3, 2017

Personal Loans and Credit Cards help HDFC bank report a robust set of numbers over the fourth quarter and for the financial year 2017.

HDFC Bank: Growth Stumbles Post Demonetisation (Quarterly Results Update - Detailed)

Jan 30, 2017

HDFC Bank declared the results for the third quarter of financial year ending March 2017 (3QFY17). The bank has reported 18% YoY and 15% YoY growth in net interest income and net profits respectively in 3QFY17.

SBI: Merger Pushes up Bad Loans (Quarterly Results Update - Detailed)

May 23, 2017

State Bank of India (SBI) ended FY17 on a healthy note but concerns on bad loans from associate banks remain.

SBI: Stake Sale Gains Boost Earnings (Quarterly Results Update - Detailed)

Feb 28, 2017

State Bank of India (SBI) declared its results for the third quarter of the financial year 2015-16 (3QFY17). The net interest income for the quarter grew by 8% YoY and the profit was up by 134% YoY.

Why We Skipped This 70% Gainer (The 5 Minute Wrapup)

May 18, 2017

Underreporting of bad loans by some private sector banks casts a cloud over the sector's clean image so far.

More Views on News

Most Popular

New IIP Shows Demonetisation Slowed Down Indian Manufacturing Growth Big Time(Vivek Kaul's Diary)

May 16, 2017

The manufacturing growth between December 2016 and March 2017 fell to 1.6 per cent as against 6.9 per cent between April and October 2016.

Why We Skipped This 70% Gainer(The 5 Minute Wrapup)

May 18, 2017

Underreporting of bad loans by some private sector banks casts a cloud over the sector's clean image so far.

Just Like Before, the Market is about to Crash(Outside View)

May 17, 2017

Markets are at record highs. Fear is at record lows. How does this end? When does this end?

Double Your Money with Derivatives(Daily Profit Hunter)

May 19, 2017

Asad Dossani discusses how you can double your money with derivatives.

The Rise and Fall of Shilpi Cable Technologies(Chart Of The Day)

May 19, 2017

How Shilpi Cable lost over 70% of its market cap in one month.

More

HDFC BANK SHARE PRICE


May 26, 2017 (Close)

TRACK HDFC BANK

  • Track your investment in HDFC BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

HDFC BANK 8-QTR ANALYSIS

COMPARE HDFC BANK WITH

MARKET STATS