X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare HDFC Bank with SBI - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC BANK vs SBI - Comparison Results

HDFC BANK    Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

SBI 
   Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC BANK SBI HDFC BANK/
SBI
 
P/E (TTM) x 30.5 20.3 150.7% View Chart
P/BV x 6.3 1.1 555.2% View Chart
Dividend Yield % 0.5 1.0 52.4%  

Financials

 HDFC BANK   SBI
EQUITY SHARE DATA
    HDFC BANK
Mar-16
SBI
Mar-16
HDFC BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs1,128305 369.8%   
Low Rs929148 626.3%   
Income per share (Unadj.) Rs249.8285.8 87.4%  
Earnings per share (Unadj.) Rs50.615.7 321.6%  
Cash flow per share (Unadj.) Rs135.968.8 197.5%  
Dividends per share (Unadj.) Rs9.502.60 365.4%  
Avg Dividend yield %0.91.1 80.5%  
Book value per share (Unadj.) Rs293.9232.6 126.3%  
Shares outstanding (eoy) m2,528.197,763.60 32.6%   
Bonus/Rights/Conversions ESOP--  
Avg Price / Income ratio x4.10.8 519.0%   
Avg P/E ratio x20.314.4 141.1%  
Avg P/CF ratio x16.53.5 470.1%  
Avg Price/Bookvalue ratio x3.51.0 359.1%  
Dividend payout %18.816.5 113.6%   
Avg Mkt Cap Rs m2,599,8641,759,620 147.8%   
No. of employees `00087.6207.7 42.1%   
Total wages & salary Rs m63,061325,256 19.4%   
Avg. income/employee Rs Th7,213.910,679.5 67.5%   
Avg. wages/employee Rs Th720.21,565.7 46.0%   
Avg. net profit/employee Rs Th1,462.1588.5 248.5%   
INCOME DATA
Interest income Rs m631,6162,218,548 28.5%  
Other income Rs m112,117510,162 22.0%   
Interest expense Rs m340,6961,430,474 23.8%   
Net interest income Rs m290,920788,075 36.9%  
Operating expense Rs m178,319737,171 24.2%   
Gross profit Rs m112,60150,904 221.2%  
Gross profit margin %17.82.3 777.0%  
Provisions/contingencies Rs m29,608379,298 7.8%   
Profit before tax Rs m194,715181,768 107.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m197-7,945 -2.5%   
Prior Period Items Rs m372,758 1.4%   
Tax Rs m66,93754,335 123.2%   
Profit after tax Rs m128,013122,246 104.7%  
Net profit margin %20.35.5 367.8%  
BALANCE SHEET DATA
Advances Rs m4,872,90418,702,609 26.1%   
Deposits Rs m5,458,73322,538,576 24.2%  
Credit/Deposit ratio x89.383.0 107.6%  
Yield on advances %9.88.4 116.7%   
Cost of deposits %5.35.9 90.9%   
Net Interest Margin %4.22.8 149.1%  
Net fixed assets Rs m34,797152,557 22.8%   
Share capital Rs m5,0567,763 65.1%   
Free reserves Rs m568,1521,063,251 53.4%   
Net worth Rs m743,0411,805,924 41.1%   
Borrowings Rs m717,6352,582,144 27.8%   
Investments Rs m1,616,8337,051,891 22.9%   
Total assets Rs m7,302,61829,708,976 24.6%  
Debt/equity ratio x8.313.9 59.8%   
Return on assets %1.80.4 426.0%  
Return on equity %17.26.8 254.5%  
Capital adequacy ratio %15.513.9 111.4%  
Net NPAs %0.33.8 7.3%  
CASH FLOW
From Operations Rs m-76,769140,767 -54.5%  
From Investments Rs m-8,656-36,686 23.6%  
From Financial Activity Rs m110,56743,485 254.3%  
Net Cashflow Rs m25,142147,566 17.0%  

Share Holding

Indian Promoters % 22.6 58.6 38.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 20.9 47.4%  
FIIs % 34.1 9.7 351.5%  
ADR/GDR % 17.0 2.1 809.5%  
Free float % 16.4 8.7 188.5%  
Shareholders   415,166 855,889 48.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   CORPORATION BANK  BANK OF BARODA  YES BANK  CITY UNION BANK  BANK OF INDIA  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Global Markets Steady Despite North Korea Threat(RoundUp)

Global financial markets ended the week on a flat note despite North Korea once again threatening to test a hydrogen bomb in the Pacific Ocean.

Related Views on News

HDFC Bank: Asset Quality Deteriorates due to Farm Loan Waiver (Quarterly Results Update - Detailed)

Jul 25, 2017

Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.

HDFC Bank: Solid Performance Amidst a Difficult Environment (Quarterly Results Update - Detailed)

May 3, 2017

Personal Loans and Credit Cards help HDFC bank report a robust set of numbers over the fourth quarter and for the financial year 2017.

SBI: Asset Quality and Slow Credit Remain Achilles' Heel (Quarterly Results Update - Detailed)

Aug 22, 2017

State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.

Insider at It Again. This Time Stealing from Buffett and Berkshire (The 5 Minute Wrapup)

Aug 12, 2017

What is Equitymaster Insider Ankit Shah stealing from Berkshire's success?

IDFC Bank: Strong Trading Income Shields Credit Slowdown (Quarterly Results Update - Detailed)

Aug 10, 2017

IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.

More Views on News

Most Popular

India's Big and Messy Real Estate Ponzi Scheme, Just Got Messier(Vivek Kaul's Diary)

Sep 11, 2017

The question is, whether real estate buyers are financial creditors or not.

Feeling Left Out? Two Opportunities to Make Money in This Market(Daily Profit Hunter)

Sep 13, 2017

Nifty is above 10,000 once again. Have you missed the bus?

Rule-Based Investing Can Make A Lot of Money(The 5 Minute Wrapup)

Sep 16, 2017

We take a glimpse of Equitymaster's results from rule based investing.

Introducing Smart Contrarian: The Blueprint for Big Profits from Small Investments

Sep 18, 2017

Welcome to a bold, new initiative designed for the truly contrarian investor.

How To Link Aadhaar With Your Mutual Fund Investments(Outside View)

Sep 11, 2017

The Government has extended the linking of the unique Aadhaar number to nearly all financial transactions.

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

HDFC BANK SHARE PRICE


Sep 22, 2017 (Close)

TRACK HDFC BANK

  • Track your investment in HDFC BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

COMPARE HDFC BANK WITH

MARKET STATS