X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare HDFC Bank with SBI - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC BANK vs SBI - Comparison Results

HDFC BANK    Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

SBI 
   Change

SBI is India's largest bank in the country with an asset size of over Rs 13 trillion. Although the bank's loan book is largely skewed towards corporate (large, mid and small) loans (50% of total advances in FY12), the retail side is also fast catchin... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC BANK SBI HDFC BANK/
SBI
 
P/E (TTM) x 29.6 23.9 123.9% View Chart
P/BV x 5.1 1.0 527.1% View Chart
Dividend Yield % 0.6 1.0 62.3%  

Financials

 HDFC BANK   SBI
EQUITY SHARE DATA
    HDFC BANK
Mar-17
SBI
Mar-17
HDFC BANK/
SBI
5-Yr Chart
Click to enlarge
High Rs1,478294 502.2%   
Low Rs1,043167 626.1%   
Income per share (Unadj.) Rs285.9289.0 98.9%  
Earnings per share (Unadj.) Rs59.50.3 19,676.4%  
Cash flow per share (Unadj.) Rs156.534.6 452.4%  
Dividends per share (Unadj.) Rs11.002.60 423.1%  
Avg Dividend yield %0.91.1 77.3%  
Book value per share (Unadj.) Rs358.2272.4 131.5%  
Shares outstanding (eoy) m2,562.557,974.33 32.1%   
Bonus/Rights/Conversions ESOPOI-  
Avg Price / Income ratio x4.40.8 552.8%   
Avg P/E ratio x21.2761.8 2.8%  
Avg P/CF ratio x16.83.0 562.0%  
Avg Price/Bookvalue ratio x3.50.8 415.9%  
Dividend payout %18.5859.5 2.2%   
Avg Mkt Cap Rs m3,230,0941,837,684 175.8%   
No. of employees `00084.3209.6 40.2%   
Total wages & salary Rs m85,047356,912 23.8%   
Avg. income/employee Rs Th8,689.210,996.4 79.0%   
Avg. wages/employee Rs Th1,008.61,703.1 59.2%   
Avg. net profit/employee Rs Th1,808.811.5 15,714.2%   
INCOME DATA
Interest income Rs m732,7142,304,475 31.8%  
Other income Rs m128,776681,930 18.9%   
Interest expense Rs m380,4161,491,147 25.5%   
Net interest income Rs m352,298813,328 43.3%  
Operating expense Rs m207,511872,901 23.8%   
Gross profit Rs m144,787-59,573 -243.0%  
Gross profit margin %19.8-2.6 -764.4%  
Provisions/contingencies Rs m39,908612,909 6.5%   
Profit before tax Rs m232,9219,448 2,465.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m3673,386 10.8%   
Prior Period Items Rs m232,933 0.8%   
Tax Rs m80,78113,355 604.9%   
Profit after tax Rs m152,5302,412 6,323.0%  
Net profit margin %20.80.1 19,886.7%  
BALANCE SHEET DATA
Advances Rs m5,854,81018,968,868 30.9%   
Deposits Rs m6,431,34325,998,107 24.7%  
Credit/Deposit ratio x91.073.0 124.8%  
Yield on advances %9.68.3 115.7%   
Cost of deposits %4.95.3 91.2%   
Net Interest Margin %4.22.5 163.8%  
Net fixed assets Rs m38,147509,407 7.5%   
Share capital Rs m5,1257,974 64.3%   
Free reserves Rs m702,0332,163,948 32.4%   
Net worth Rs m917,9402,171,922 42.3%   
Borrowings Rs m984,1563,363,657 29.3%   
Investments Rs m2,107,77110,272,809 20.5%   
Total assets Rs m8,923,44234,451,216 25.9%  
Debt/equity ratio x8.113.5 59.8%   
Return on assets %1.70 24,411.6%  
Return on equity %16.60.1 14,960.8%  
Capital adequacy ratio %14.613.6 107.3%  
Net NPAs %0.33.7 8.9%  
CASH FLOW
From Operations Rs m172,816774,060 22.3%  
From Investments Rs m-11,477-28,321 40.5%  
From Financial Activity Rs m-58,930-41,965 140.4%  
Net Cashflow Rs m102,409703,774 14.6%  

Share Holding

Indian Promoters % 22.6 58.6 38.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 20.9 47.4%  
FIIs % 34.1 9.7 351.5%  
ADR/GDR % 17.0 2.1 809.5%  
Free float % 16.4 8.7 188.5%  
Shareholders   415,166 855,889 48.5%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   INDUSIND BANK  ICICI BANK  KOTAK MAH. BANK  SOUTH IND.BANK  CORPORATION BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Trades in Red; PSU & Energy Stocks Decline(01:30 pm)

Indian share markets continued to trade in red during the noon session weak Asian markets. PSU stocks and energy stocks are witnessing majority of the selling activity.

Related Views on News

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

HDFC Bank: Growth Steady Even as NPA Provisions Double (Quarterly Results Update - Detailed)

Oct 26, 2017

Despite provisioning increasing by 97%, the bank reports a strong net profit growth of 20%.

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

The Foundation for Sensex 100,000 is Laid(The 5 Minute Wrapup)

Feb 17, 2018

Top three reasons for Tanushree's presentation at Equitymaster Conference to be centered around a possible 30% correction.

The Era of Easy Money is Coming to an End. What Happens Now?(Vivek Kaul's Diary)

Feb 9, 2018

The easy money policy of the Federal Reserve of the United States, which drove up stock markets all over the world, is ending, with the Federal Reserve looking to shrink its balance sheet.

The Markets Want Your Money. Don't Give It to Them.(Smart Contrarian)

Feb 9, 2018

MFs are having a gala time taking money from over-eager investors and funneling it into equities. Smart investors, though, know better than to do that.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

NPAs Set to Rise Further with New RBI Rules(Chart Of The Day)

Feb 15, 2018

The RBI overhauls bad loan framework. Banks may come under additional pressure due to rising NPAs and increased provisioning.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

HDFC BANK SHARE PRICE


Feb 22, 2018 02:49 PM

TRACK HDFC BANK

  • Track your investment in HDFC BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

HDFC BANK - PUNJAB & SIND BANK COMPARISON

COMPARE HDFC BANK WITH

MARKET STATS