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Compare HDFC Bank with United Bank of India - Equitymaster
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HDFC BANK vs UNITED BANK OF INDIA - Comparison Results

HDFC BANK    Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    HDFC BANK UNITED BANK OF INDIA HDFC BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 29.7 -0.5 - View Chart
P/BV x 5.1 0.2 3,070.6% View Chart
Dividend Yield % 0.6 0.0 -  

Financials

 HDFC BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    HDFC BANK
Mar-17
UNITED BANK OF INDIA
Mar-16
HDFC BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs1,47832 4,662.5%   
Low Rs1,04317 6,208.3%   
Income per share (Unadj.) Rs285.9118.4 241.6%  
Earnings per share (Unadj.) Rs59.5-3.4 -1,772.2%  
Cash flow per share (Unadj.) Rs156.5-15.5 -1,012.3%  
Dividends per share (Unadj.) Rs11.000-  
Avg Dividend yield %0.90-  
Book value per share (Unadj.) Rs358.269.6 515.0%  
Shares outstanding (eoy) m2,562.55839.51 305.2%   
Bonus/Rights/Conversions ESOP--  
Avg Price / Income ratio x4.40.2 2,151.7%   
Avg P/E ratio x21.2-7.2 -293.3%  
Avg P/CF ratio x16.80.9 1,847.5%  
Avg Price/Bookvalue ratio x3.50.3 1,009.3%  
Dividend payout %18.50-   
Avg Mkt Cap Rs m3,230,09420,358 15,866.4%   
No. of employees `00084.315.0 562.9%   
Total wages & salary Rs m85,04710,974 775.0%   
Avg. income/employee Rs Th8,689.26,632.8 131.0%   
Avg. wages/employee Rs Th1,008.6732.5 137.7%   
Avg. net profit/employee Rs Th1,808.8-188.2 -961.1%   
INCOME DATA
Interest income Rs m732,71499,367 737.4%  
Other income Rs m128,77614,675 877.5%   
Interest expense Rs m380,41676,561 496.9%   
Net interest income Rs m352,29822,806 1,544.8%  
Operating expense Rs m207,51119,363 1,071.7%   
Gross profit Rs m144,7873,443 4,205.6%  
Gross profit margin %19.83.5 570.3%  
Provisions/contingencies Rs m39,90825,228 158.2%   
Profit before tax Rs m232,921-7,110 -3,276.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m3670-   
Prior Period Items Rs m230-   
Tax Rs m80,781-4,290 -1,883.0%   
Profit after tax Rs m152,530-2,820 -5,409.6%  
Net profit margin %20.8-2.8 -733.6%  
BALANCE SHEET DATA
Advances Rs m5,854,810680,602 860.2%   
Deposits Rs m6,431,3431,164,013 552.5%  
Credit/Deposit ratio x91.058.5 155.7%  
Yield on advances %9.69.7 98.2%   
Cost of deposits %4.96.2 78.8%   
Net Interest Margin %4.21.9 221.3%  
Net fixed assets Rs m38,14712,109 315.0%   
Share capital Rs m5,1258,395 61.0%   
Free reserves Rs m702,03317,690 3,968.5%   
Net worth Rs m917,94058,392 1,572.0%   
Borrowings Rs m984,15629,125 3,379.1%   
Investments Rs m2,107,771447,234 471.3%   
Total assets Rs m8,923,4421,294,318 689.4%  
Debt/equity ratio x8.120.4 39.5%   
Return on assets %1.7-0.2 -784.7%  
Return on equity %16.6-4.8 -344.1%  
Capital adequacy ratio %14.610.5 139.1%  
Net NPAs %0.39.0 3.7%  
CASH FLOW
From Operations Rs m172,81624,276 711.9%  
From Investments Rs m-11,477-896 1,280.5%  
From Financial Activity Rs m-58,930-429 13,752.6%  
Net Cashflow Rs m102,40922,951 446.2%  

Share Holding

Indian Promoters % 22.6 88.0 25.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 5.2 190.4%  
FIIs % 34.1 0.3 11,366.7%  
ADR/GDR % 17.0 0.0 -  
Free float % 16.4 6.5 252.3%  
Shareholders   415,166 78,272 530.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   BANK OF INDIA  ING VYSYA BANK  YES BANK  J&K BANK  DENA BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Feb 22, 2018 (Close)

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