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HDFC BANK vs UNITED BANK OF INDIA - Comparison Results

HDFC BANK     Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    HDFC BANK UNITED BANK OF INDIA HDFC BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 30.3 -0.3 - View Chart
P/BV x 4.3 0.0 9,829.4% View Chart
Dividend Yield % 1.2 0.0 -  

Financials

 HDFC BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    HDFC BANK
Mar-19
UNITED BANK OF INDIA
Mar-19
HDFC BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs2,32715 15,723.0%   
Low Rs1,8809 20,662.6%   
Income per share (Unadj.) Rs386.211.5 3,350.9%  
Earnings per share (Unadj.) Rs82.0-3.1 -2,630.2%  
Cash flow per share (Unadj.) Rs196.5-10.3 -1,914.2%  
Dividends per share (Unadj.) Rs15.000-  
Avg Dividend yield %0.70-  
Book value per share (Unadj.) Rs564.315.5 3,645.1%  
Shares outstanding (eoy) m2,723.317,427.92 36.7%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x5.41.0 525.4%   
Avg P/E ratio x25.7-3.8 -669.3%  
Avg P/CF ratio x18.72.4 772.6%  
Avg Price/Bookvalue ratio x3.70.8 482.9%  
Dividend payout %18.30-   
Avg Mkt Cap Rs m5,728,89188,764 6,454.1%   
No. of employees `00098.114.3 685.9%   
Total wages & salary Rs m104,51219,545 534.7%   
Avg. income/employee Rs Th10,724.05,987.6 179.1%   
Avg. wages/employee Rs Th1,065.81,367.2 78.0%   
Avg. net profit/employee Rs Th2,277.4-1,620.0 -140.6%   
INCOME DATA
Interest income Rs m1,051,60785,599 1,228.5%  
Other income Rs m189,47123,846 794.6%   
Interest expense Rs m537,12765,853 815.6%   
Net interest income Rs m514,48119,746 2,605.5%  
Operating expense Rs m276,94829,476 939.6%   
Gross profit Rs m237,533-9,730 -2,441.3%  
Gross profit margin %22.6-11.4 -198.7%  
Provisions/contingencies Rs m83,82259,925 139.9%   
Profit before tax Rs m340,918-45,809 -744.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m1,1320-   
Prior Period Items Rs m00-   
Tax Rs m118,726-22,650 -524.2%   
Profit after tax Rs m223,324-23,159 -964.3%  
Net profit margin %21.2-27.1 -78.5%  
BALANCE SHEET DATA
Advances Rs m8,692,227669,551 1,298.2%   
Deposits Rs m9,225,0271,349,833 683.4%  
Credit/Deposit ratio x94.249.6 190.0%  
Yield on advances %9.67.6 127.5%   
Cost of deposits %4.44.7 95.0%   
Net Interest Margin %4.21.4 289.6%  
Net fixed assets Rs m42,19812,401 340.3%   
Share capital Rs m5,44774,279 7.3%   
Free reserves Rs m1,531,28040,710 3,761.5%   
Net worth Rs m1,536,727114,989 1,336.4%   
Borrowings Rs m1,577,32822,037 7,157.6%   
Investments Rs m2,869,177609,760 470.5%   
Total assets Rs m12,928,0571,515,299 853.2%  
Debt/equity ratio x7.011.9 58.9%   
Return on assets %1.7-1.5 -113.0%  
Return on equity %14.5-20.1 -72.2%  
Capital adequacy ratio %17.113.0 131.5%  
Net NPAs %0.48.7 4.5%  
CASH FLOW
From Operations Rs m-628,715-150,737 417.1%  
From Investments Rs m-15,984-732 2,182.7%  
From Financial Activity Rs m231,30745,761 505.5%  
Net Cashflow Rs m-412,439-105,708 390.2%  

Share Holding

Indian Promoters % 22.6 88.0 25.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 5.2 190.4%  
FIIs % 34.1 0.3 11,366.7%  
ADR/GDR % 17.0 0.0 -  
Free float % 16.4 6.5 252.3%  
Shareholders   415,166 78,272 530.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   UNION BANK  VIJAYA BANK  DHANLAXMI BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

HDFC BANK Announces Quarterly Results (1QFY20); Net Profit Up 21.0% (Quarterly Result Update)

Jul 22, 2019 | Updated on Jul 22, 2019

For the quarter ended June 2019, HDFC BANK has posted a net profit of Rs 56 bn (up 21.0% YoY). Sales on the other hand came in at Rs 274 bn (up 21.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

HDFC BANK Announces Quarterly Results (4QFY19); Net Profit Up 22.6% (Quarterly Result Update)

Apr 22, 2019 | Updated on Apr 22, 2019

For the quarter ended March 2019, HDFC BANK has posted a net profit of Rs 59 bn (up 22.6% YoY). Sales on the other hand came in at Rs 263 bn (up 23.5% YoY). Read on for a complete analysis of HDFC BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 78.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, UNITED BANK OF INDIA has posted a net profit of Rs 11 bn (down 78.7% YoY). Sales on the other hand came in at Rs 21 bn (up 3.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

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Oct 15, 2019 (Close)

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