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Compare HDFC Bank with United Bank of India - Equitymaster

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HDFC BANK vs UNITED BANK OF INDIA - Comparison Results

HDFC BANK    Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    HDFC BANK UNITED BANK OF INDIA HDFC BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 27.8 -0.5 - View Chart
P/BV x 4.5 0.1 5,035.7% View Chart
Dividend Yield % 0.7 0.0 -  

Financials

 HDFC BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    HDFC BANK
Mar-18
UNITED BANK OF INDIA
Mar-18
HDFC BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs2,01423 8,833.3%   
Low Rs1,42511 13,571.4%   
Income per share (Unadj.) Rs328.727.8 1,182.0%  
Earnings per share (Unadj.) Rs71.3-4.8 -1,471.2%  
Cash flow per share (Unadj.) Rs176.4-14.1 -1,248.4%  
Dividends per share (Unadj.) Rs13.000-  
Avg Dividend yield %0.80-  
Book value per share (Unadj.) Rs422.328.9 1,462.8%  
Shares outstanding (eoy) m2,595.092,999.99 86.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x5.20.6 873.7%   
Avg P/E ratio x24.1-3.4 -702.0%  
Avg P/CF ratio x17.82.0 897.0%  
Avg Price/Bookvalue ratio x4.10.6 706.0%  
Dividend payout %18.20-   
Avg Mkt Cap Rs m4,462,25749,950 8,933.5%   
No. of employees `00088.3NA-   
Total wages & salary Rs m91,93917,126 536.8%   
Avg. income/employee Rs Th9,664.0NM-  
Avg. wages/employee Rs Th1,041.8NM-  
Avg. net profit/employee Rs Th2,097.4N.A.-  
INCOME DATA
Interest income Rs m852,87883,416 1,022.4%  
Other income Rs m160,56622,146 725.0%   
Interest expense Rs m423,81568,488 618.8%   
Net interest income Rs m429,06414,929 2,874.1%  
Operating expense Rs m239,27226,834 891.7%   
Gross profit Rs m189,791-11,905 -1,594.2%  
Gross profit margin %22.3-14.3 -155.9%  
Provisions/contingencies Rs m65,71839,728 165.4%   
Profit before tax Rs m283,612-29,487 -961.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m5130-   
Prior Period Items Rs m50-   
Tax Rs m99,031-14,942 -662.8%   
Profit after tax Rs m185,100-14,545 -1,272.6%  
Net profit margin %21.7-17.4 -124.5%  
BALANCE SHEET DATA
Advances Rs m7,000,338624,902 1,120.2%   
Deposits Rs m7,883,7511,293,264 609.6%  
Credit/Deposit ratio x88.848.3 183.8%  
Yield on advances %9.78.1 119.4%   
Cost of deposits %4.25.1 81.5%   
Net Interest Margin %4.01.1 360.4%  
Net fixed assets Rs m38,10612,931 294.7%   
Share capital Rs m5,19030,000 17.3%   
Free reserves Rs m832,48622,244 3,742.6%   
Net worth Rs m1,095,99186,616 1,265.3%   
Borrowings Rs m1,564,42133,061 4,732.0%   
Investments Rs m2,384,609504,018 473.1%   
Total assets Rs m11,031,8621,447,487 762.1%  
Debt/equity ratio x8.615.3 56.3%   
Return on assets %1.7-1.0 -167.0%  
Return on equity %16.9-16.8 -100.6%  
Capital adequacy ratio %14.812.6 117.3%  
Net NPAs %0.416.5 2.4%  
CASH FLOW
From Operations Rs m172,14446,588 369.5%  
From Investments Rs m-8,522-2,347 363.2%  
From Financial Activity Rs m573,77727,942 2,053.5%  
Net Cashflow Rs m737,39972,183 1,021.6%  

Share Holding

Indian Promoters % 22.6 88.0 25.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 9.9 5.2 190.4%  
FIIs % 34.1 0.3 11,366.7%  
ADR/GDR % 17.0 0.0 -  
Free float % 16.4 6.5 252.3%  
Shareholders   415,166 78,272 530.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC BANK With:   UNION BANK  VIJAYA BANK  DHANLAXMI BANK  PUNJAB & SIND BANK  SYNDICATE BANK  

Compare HDFC BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Indian Indices End on a Positive Note; Banking and Healthcare Stocks Witness Buying Interest(Closing)

Indian share markets ended their session on a positive note today. Gains were largely seen in the banking sector and healthcare sector.

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UNITED BANK OF INDIA Announces Quarterly Results (1QFY19); Net Profit Up 83.8% (Quarterly Result Update)

Aug 14, 2018 | Updated on Aug 14, 2018

For the quarter ended June 2018, UNITED BANK OF INDIA has posted a net profit of Rs 4 bn (up 83.8% YoY). Sales on the other hand came in at Rs 22 bn (up 3.9% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

HDFC BANK Announces Quarterly Results (1QFY19); Net Profit Up 18.2% (Quarterly Result Update)

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Sep 25, 2018 (Close)

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