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HDFC vs BAJAJ FINANCE - Comparison Results

Rs 100 invested in...

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Current Valuations

    HDFC BAJAJ FINANCE HDFC/
BAJAJ FINANCE
 
P/E (TTM) x 31.1 39.8 78.3% View Chart
P/BV x 2.7 9.1 30.0% View Chart
Dividend Yield % 1.1 0.3 365.9%  

Financials

 HDFC   BAJAJ FINANCE
EQUITY SHARE DATA
    HDFC
Mar-22
BAJAJ FINANCE
Mar-22
HDFC/
BAJAJ FINANCE
5-Yr Chart
Click to enlarge
High Rs3,0218,044 37.6%   
Low Rs2,0464,362 46.9%   
Income per share (Unadj.) Rs749.7524.8 142.9%  
Earnings per share (Unadj.) Rs124.6116.5 107.0%  
Cash flow per share (Unadj.) Rs642.0355.3 180.7%  
Dividends per share (Unadj.) Rs30.0020.00 150.0%  
Avg Dividend yield %1.20.3 367.2%  
Book value per share (Unadj.) Rs982.2718.0 136.8%  
Shares outstanding (eoy) m1,813.03603.28 300.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x3.411.8 28.6%   
Avg P/E ratio x20.353.2 38.2%  
Avg P/CF ratio x20.353.2 38.1%  
Avg Price/Bookvalue ratio x2.68.6 29.9%  
Dividend payout %24.117.2 140.2%   
Avg Mkt Cap Rs m4,593,6703,741,873 122.8%   
No. of employees `000NANA-   
Total wages & salary Rs m20,82135,897 58.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m1,359,258316,590 429.3%  
Other income Rs m8,05980 10,086.4%   
Interest expense Rs m273,97498,477 278.2%   
Net interest income Rs m1,085,283218,113 497.6%  
Operating expense Rs m896,333119,309 751.3%   
Gross profit Rs m188,95198,804 191.2%  
Gross profit margin %13.931.2 44.5%  
Provisions/contingencies Rs m48224 1,997.0%   
Profit before tax Rs m192,82095,038 202.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-14,4740-   
Prior Period Items Rs m89,6980-   
Tax Rs m42,09724,756 170.1%   
Profit after tax Rs m225,94770,282 321.5%  
Net profit margin %16.622.2 74.9%  
BALANCE SHEET DATA
Advances Rs m5,639,2031,914,233 294.6%   
Deposits Rs m998,796307,995 324.3%  
Credit/Deposit ratio x564.6621.5 90.8%  
Yield on advances %00-   
Cost of deposits %9.91.1 932.7%   
Net Interest Margin %11.710.7 109.7%  
Net fixed assets Rs m99,57417,163 580.2%   
Share capital Rs m3,6261,207 300.5%   
Free reserves Rs m1,777,075431,945 411.4%   
Net worth Rs m1,780,701433,151 411.1%   
Borrowings Rs m952,201141,625 672.3%   
Investments Rs m3,614,201125,910 2,870.5%   
Total assets Rs m9,647,8312,115,543 456.0%  
Debt/equity ratio x1.11.0 105.6%   
Return on assets %2.33.3 70.5%  
Return on equity %12.716.2 78.2%  
Capital adequacy ratio %22.827.2 83.8%  
Net NPAs %1.10.9 124.7%  
CASH FLOW
From Operations Rs m-440,279-370,286 118.9%  
From Investments Rs m-198,87163,468 -313.3%  
From Financial Activity Rs m635,414322,396 197.1%  
Net Cashflow Rs m-3,73615,578 -24.0%  

Share Holding

Indian Promoters % 0.0 55.9 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 88.8 32.7 272.0%  
FIIs % 67.8 20.5 330.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 100.0 44.1 226.6%  
Shareholders   839,491 767,722 109.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC With:   REC    POWER FINANCE CORPORATION    INDIABULLS HOU. FIN.    INDOSTAR CAPITAL    MANAPPURAM FINANCE    


More on HDFC vs Bajaj Finance

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HDFC vs Bajaj Finance Share Price Performance

Period HDFC Bajaj Finance
1-Day 0.26% -0.97%
1-Month 6.75% -8.79%
1-Year -5.99% -12.39%
3-Year CAGR 4.96% 18.21%
5-Year CAGR 9.32% 30.73%

* Compound Annual Growth Rate

Here are more details on the HDFC share price and the Bajaj Finance share price.

Moving on to shareholding structures...

The promoters of HDFC hold a 0.0% stake in the company. In case of Bajaj Finance the stake stands at 55.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC and the shareholding pattern of Bajaj Finance.

Finally, a word on dividends...

In the most recent financial year, HDFC paid a dividend of Rs 30.0 per share. This amounted to a Dividend Payout ratio of 24.1%.

Bajaj Finance paid Rs 20.0, and its dividend payout ratio stood at 17.2%.

You may visit here to review the dividend history of HDFC, and the dividend history of Bajaj Finance.

For a sector overview, read our finance sector report.



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