X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2017 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare HDFC with GIC HOUSING - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC vs GIC HOUSING - Comparison Results

HDFC    Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC GIC HOUSING HDFC/
GIC HOUSING
 
P/E (TTM) x 23.9 18.1 132.1% View Chart
P/BV x 5.4 4.4 123.4% View Chart
Dividend Yield % 1.0 1.2 81.0%  

Financials

 HDFC   GIC HOUSING
EQUITY SHARE DATA
    HDFC
Mar-16
GIC HOUSING
Mar-14
HDFC/
GIC HOUSING
5-Yr Chart
Click to enlarge
High Rs1,370126 1,089.9%   
Low Rs1,01282 1,237.2%   
Income per share (Unadj.) Rs311.4115.8 268.9%  
Earnings per share (Unadj.) Rs64.518.1 356.1%  
Cash flow per share (Unadj.) Rs196.628.2 696.4%  
Dividends per share (Unadj.) Rs17.006.00 283.3%  
Avg Dividend yield %1.45.8 24.7%  
Book value per share (Unadj.) Rs322.2113.4 284.2%  
Shares outstanding (eoy) m1,579.8553.85 2,933.8%   
Bonus/Rights/Conversions WC--  
Avg Price / Income ratio x3.80.9 426.9%   
Avg P/E ratio x18.55.7 322.4%  
Avg P/CF ratio x17.04.5 379.2%  
Avg Price/Bookvalue ratio x3.70.9 403.9%  
Dividend payout %26.433.1 79.6%   
Avg Mkt Cap Rs m1,881,6015,587 33,678.6%   
No. of employees `0002.20.2 998.2%   
Total wages & salary Rs m7,881139 5,686.4%   
Avg. income/employee Rs Th224,012.828,343.6 790.3%   
Avg. wages/employee Rs Th3,589.0630.0 569.7%   
Avg. net profit/employee Rs Th46,403.74,434.1 1,046.5%   
INCOME DATA
Interest income Rs m491,9326,236 7,889.1%  
Other income Rs m24,47414 179,954.4%   
Interest expense Rs m202,9564,193 4,840.9%   
Net interest income Rs m288,9762,043 14,144.0%  
Operating expense Rs m197,070456 43,217.1%   
Gross profit Rs m91,9061,587 5,790.8%  
Gross profit margin %18.725.5 73.4%  
Provisions/contingencies Rs m8,534268 3,183.2%   
Profit before tax Rs m99,9641,333 7,501.5%   
Extraordinary Inc (Exp) Rs m16,1650-   
Minority Interest Rs m-5,2800-   
Prior Period Items Rs m27,4460-   
Tax Rs m36,393357 10,191.4%   
Profit after tax Rs m101,903976 10,446.2%  
Net profit margin %20.715.6 132.4%  
BALANCE SHEET DATA
Advances Rs m2,720,85653,126 5,121.5%   
Deposits Rs m341,6420-  
Credit/Deposit ratio x796.4NM- 
Yield on advances %10.411.3 91.6%   
Cost of deposits %7.8N.A.-  
Net Interest Margin %7.93.8 204.8%  
Net fixed assets Rs m13,99252 26,855.1%   
Share capital Rs m3,160539 586.8%   
Free reserves Rs m377,9023,133 12,062.4%   
Net worth Rs m509,0076,105 8,337.8%   
Borrowings Rs m846,18236,301 2,331.0%   
Investments Rs m954,64499 961,373.8%   
Total assets Rs m3,976,80555,181 7,206.8%  
Debt/equity ratio x2.35.9 39.2%   
Return on assets %2.61.8 144.9%  
Return on equity %20.016.0 125.3%  
Capital adequacy ratio %16.617.3 96.2%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-195,866-6,890 2,842.7%  
From Investments Rs m-93,1235 -1,940,060.4%  
From Financial Activity Rs m289,8686,748 4,295.8%  
Net Cashflow Rs m879-138 -638.3%  

Share Holding

Indian Promoters % 0.0 41.5 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.5 10.0 105.0%  
FIIs % 77.6 3.4 2,282.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 12.0 45.2 26.5%  
Shareholders   175,570 39,033 449.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC With:   MUTHOOT FINANCE  SREI INFRA FINANCE  SHRIRAM TRANSPORT FIN.  L&T FINANCE HOLDINGS  PNB GILTS  



Today's Market

Sensex Trades Marginally Lower; IT Stocks Witness Losses(11:30 am)

Share markets in India are presently trading marginally lower. Sectoral indices are trading on a mixed note with stocks in the IT sector and power sector witnessing maximum selling pressure.

Related Views on News

HDFC: Red Flag in Developer Loans (Quarterly Results Update - Detailed)

Aug 10, 2017

HDFC starts FY18 on robust loan growth but asset quality slips on increased exposure to developer loans.

HDFC: Conservative Provisioning tempers down FY17 earnings (Quarterly Results Update - Detailed)

May 9, 2017

HDFC ends FY17 on a tepid note as it remains conservative on the asset quality front.

Power Finance Corp: Extraordinary Income Boosts Earnings (Quarterly Results Update - Detailed)

Mar 20, 2017

Power Finance Corporation (PFC) declared its results for the third quarter of financial year 2016-17 (3QFY17). The institution has reported a 0.5% YoY fall in net interest income and 23% YoY rise in net profits.

Shriram Trans Fin: Earnings Hit by Conservative Bad Loan Provisioning (Quarterly Results Update - Detailed)

Mar 9, 2017

Shriram Transport Finance (STFC) declared its results for the third quarter of the financial year (3QFY17). On a standalone basis, the institution grew its net interest income by 6.9% YoY and the profits fell by 7.8% YoY in 3QFY16.

IDFC: Earnings Hit by Higher Provisioning (Quarterly Results Update - Detailed)

Feb 17, 2017

IDFC declared the third quarter results of financial year 2016-2017 (3QFY17). The income from operations grew by 30% YoY, but the entity has slipped into loss during the quarter.

More Views on News

Most Popular

A 'Backdoor' to Multibaggers: It's Like Investing in Asian Paints Ten Years Ago(The 5 Minute Wrapup)

Aug 10, 2017

Don't miss these proxy bets on growing companies or in a few years you will be looking back with regret.

The Most Profitable Investment in the History of the World(Vivek Kaul's Diary)

Aug 8, 2017

'Yes, it looks like a bubble. And, yes, it's like buying a lottery ticket. But there's something happening that has never happened before. It's an evolutionary leap in money itself.'

Should You Invest In Bharat-22 ETF? Know Here...(Outside View)

Aug 8, 2017

Bharat-22 is one of the most diverse ETFs offered so far by the Government. Know here if you should invest...

Signs of Life in the India VIX(Daily Profit Hunter)

Aug 12, 2017

The India VIX is up 36% in the last week. Fear has gone up but is still low by historical standards.

Bitcoin Continues Stellar Rise(Chart Of The Day)

Aug 10, 2017

Bitcoin hits an all-time high, is there more upside left?

More

Become A Smarter Investor In
Just 5 Minutes

Multibagger Stocks Guide 2017
Get our special report, Multibagger Stocks Guide (2017 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

HDFC SHARE PRICE


Aug 21, 2017 12:50 PM

TRACK HDFC

COMPARE HDFC WITH

MARKET STATS