X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2019 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare HDFC with GRUH FINANCE - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC vs GRUH FINANCE - Comparison Results

HDFC    Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC GRUH FINANCE HDFC/
GRUH FINANCE
 
P/E (TTM) x 35.0 51.1 68.5% View Chart
P/BV x 3.9 16.6 23.5% View Chart
Dividend Yield % 0.9 1.1 89.2%  

Financials

 HDFC   GRUH FINANCE
EQUITY SHARE DATA
    HDFC
Mar-18
GRUH FINANCE
Mar-18
HDFC/
GRUH FINANCE
5-Yr Chart
Click to enlarge
High Rs1,982714 277.7%   
Low Rs1,461368 397.3%   
Income per share (Unadj.) Rs385.546.1 835.6%  
Earnings per share (Unadj.) Rs97.09.9 978.1%  
Cash flow per share (Unadj.) Rs296.118.1 1,638.0%  
Dividends per share (Unadj.) Rs20.003.30 606.1%  
Avg Dividend yield %1.20.6 190.4%  
Book value per share (Unadj.) Rs516.437.8 1,367.6%  
Shares outstanding (eoy) m1,675.88365.72 458.2%   
Bonus/Rights/Conversions ESOPESOS-  
Avg Price / Income ratio x4.511.7 38.1%   
Avg P/E ratio x17.754.5 32.6%  
Avg P/CF ratio x17.249.0 35.0%  
Avg Price/Bookvalue ratio x3.314.3 23.3%  
Dividend payout %20.633.3 62.0%   
Avg Mkt Cap Rs m2,884,776197,727 1,459.0%   
No. of employees `0002.60.7 372.1%   
Total wages & salary Rs m10,481545 1,922.8%   
Avg. income/employee Rs Th250,900.424,381.4 1,029.1%   
Avg. wages/employee Rs Th4,070.4787.7 516.7%   
Avg. net profit/employee Rs Th63,126.15,241.0 1,204.5%   
INCOME DATA
Interest income Rs m646,06916,872 3,829.3%  
Other income Rs m45,348538 8,433.7%   
Interest expense Rs m234,5249,825 2,387.1%   
Net interest income Rs m411,5447,047 5,839.7%  
Operating expense Rs m299,2921,396 21,442.3%   
Gross profit Rs m112,2525,652 1,986.2%  
Gross profit margin %17.433.5 51.9%  
Provisions/contingencies Rs m5,637406 1,390.2%   
Profit before tax Rs m176,0255,621 3,131.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-10,7660-   
Prior Period Items Rs m37,3020-   
Tax Rs m40,0121,994 2,006.7%   
Profit after tax Rs m162,5503,627 4,481.9%  
Net profit margin %25.221.5 117.0%  
BALANCE SHEET DATA
Advances Rs m3,791,728157,206 2,412.0%   
Deposits Rs m445,99510,122 4,406.0%  
Credit/Deposit ratio x850.21,553.0 54.7%  
Yield on advances %9.010.2 88.2%   
Cost of deposits %6.112.5 48.6%   
Net Interest Margin %7.94.5 177.9%  
Net fixed assets Rs m13,541154 8,781.6%   
Share capital Rs m3,352731 458.3%   
Free reserves Rs m862,06213,078 6,591.8%   
Net worth Rs m865,41413,809 6,266.9%   
Borrowings Rs m1,171,10366,655 1,757.0%   
Investments Rs m1,394,864830 167,995.1%   
Total assets Rs m5,627,013159,710 3,523.3%  
Debt/equity ratio x1.95.6 33.6%   
Return on assets %2.92.3 127.2%  
Return on equity %18.826.3 71.5%  
Capital adequacy ratio %19.218.9 101.6%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-328,634-19,296 1,703.1%  
From Investments Rs m-237,06949 -481,846.5%  
From Financial Activity Rs m540,27919,314 2,797.3%  
Net Cashflow Rs m-25,42368 -37,552.7%  

Share Holding

Indian Promoters % 0.0 59.4 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.5 0.4 2,625.0%  
FIIs % 77.6 15.9 488.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 12.0 24.3 49.4%  
Shareholders   175,570 18,801 933.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC With:   PNB GILTS  IFCI  CAPITAL FIRST  SHRIRAM CITY UNION  GIC HOUSING  



Today's Market

Modi's Victory Creates Sensex History; Ache Din Ahead?(Podcast)

Throughout the week, one slogan that took over the market and country as a whole was, Ab ki baar phir Modi Sarkar.

Related Views on News

HDFC Announces Quarterly Results (3QFY19); Net Profit Down 62.7% (Quarterly Result Update)

Jan 30, 2019 | Updated on Jan 30, 2019

For the quarter ended December 2018, HDFC has posted a net profit of Rs 21 bn (down 62.7% YoY). Sales on the other hand came in at Rs 106 bn (up 21.6% YoY). Read on for a complete analysis of HDFC's quarterly results.

GRUH FINANCE Announces Quarterly Results (3QFY19); Net Profit Up 18.0% (Quarterly Result Update)

Jan 28, 2019 | Updated on Jan 28, 2019

For the quarter ended December 2018, GRUH FINANCE has posted a net profit of Rs 970 m (up 18.0% YoY). Sales on the other hand came in at Rs 5 bn (up 26.0% YoY). Read on for a complete analysis of GRUH FINANCE's quarterly results.

CreditAccess Grameen IPO: Should You Apply to this Interesting Microfinance Play? (IPO)

Aug 7, 2018

Should you apply to the IPO of CreditAccess Grameen Ltd?

HDFC AMC IPO: Do Valuations Leave Enough on Table for Investors? (IPO)

Jul 20, 2018

Should you subscribe to the IPO of HDFC AMC Ltd?

GRUH FINANCE Announces Quarterly Results (2QFY19); Net Profit Up 35.6% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, GRUH FINANCE has posted a net profit of Rs 1 bn (up 35.6% YoY). Sales on the other hand came in at Rs 5 bn (up 16.1% YoY). Read on for a complete analysis of GRUH FINANCE's quarterly results.

More Views on News

Most Popular

My Top 7 Stocks to Profit from Sensex 100,000(The 5 Minute Wrapup)

May 16, 2019

Tanushree Banerjee explains everything you need to know about the Rebirth of India and Sensex 100,000.

3 Stocks to Bet on to Become a 'Dividend Millionaire'(Profit Hunter)

May 14, 2019

As markets continue to rattle amid earning season, upcoming elections, volatile crude price and US China trade war, it's a great idea to add some stability to your portfolio by adding dividend stocks.

Indian Steel: The Perfect Multibagger Opportunity(Profit Hunter)

May 17, 2019

A structurally strong Indian Steel Industry will help India achieve 8%+ GDP growth in the coming years.

What Makes TVS Srichakra and CCL Products a Cut Above the Rest?(The 5 Minute Wrapup)

May 17, 2019

Despite the commodity nature of their businesses, these two stocks have rewarded shareholders well.

The Bitter Pill that Will Lay the Foundation for Sensex 100,000(The 5 Minute Wrapup)

May 14, 2019

These companies will help the Sensex more than double from current levels.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2019
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

HDFC SHARE PRICE


May 24, 2019 (Close)

TRACK HDFC

HDFC - MAGMA FINCORP COMPARISON

COMPARE HDFC WITH

MARKET STATS