Compare HDFC with GRUH FINANCE - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC vs GRUH FINANCE - Comparison Results

HDFC     Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC GRUH FINANCE HDFC/
GRUH FINANCE
 
P/E (TTM) x 22.2 51.8 42.9% View Chart
P/BV x 3.7 16.8 21.8% View Chart
Dividend Yield % 0.9 1.0 85.2%  

Financials

 HDFC   GRUH FINANCE
EQUITY SHARE DATA
    HDFC
Mar-19
GRUH FINANCE
Mar-18
HDFC/
GRUH FINANCE
5-Yr Chart
Click to enlarge
High Rs2,051714 287.4%   
Low Rs1,646368 447.6%   
Income per share (Unadj.) Rs528.746.1 1,146.0%  
Earnings per share (Unadj.) Rs102.19.9 1,029.8%  
Cash flow per share (Unadj.) Rs407.618.1 2,254.9%  
Dividends per share (Unadj.) Rs21.003.30 636.4%  
Avg Dividend yield %1.10.6 186.1%  
Book value per share (Unadj.) Rs649.137.8 1,719.0%  
Shares outstanding (eoy) m1,721.44365.72 470.7%   
Bonus/Rights/Conversions ESOPESOS-  
Avg Price / Income ratio x3.511.7 29.8%   
Avg P/E ratio x18.154.5 33.2%  
Avg P/CF ratio x17.649.0 36.0%  
Avg Price/Bookvalue ratio x2.814.3 19.9%  
Dividend payout %20.633.3 61.8%   
Avg Mkt Cap Rs m3,182,082197,727 1,609.3%   
No. of employees `0002.80.7 410.4%   
Total wages & salary Rs m29,674545 5,443.7%   
Avg. income/employee Rs Th320,447.224,381.4 1,314.3%   
Avg. wages/employee Rs Th10,448.5787.7 1,326.4%   
Avg. net profit/employee Rs Th61,903.25,241.0 1,181.1%   
INCOME DATA
Interest income Rs m910,07016,872 5,394.0%  
Other income Rs m51,879538 9,648.2%   
Interest expense Rs m295,2539,825 3,005.3%   
Net interest income Rs m614,8177,047 8,724.0%  
Operating expense Rs m485,3051,396 34,768.9%   
Gross profit Rs m129,5125,652 2,291.6%  
Gross profit margin %14.233.5 42.5%  
Provisions/contingencies Rs m4,626406 1,140.8%   
Profit before tax Rs m147,0915,621 2,617.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m73,8980-   
Tax Rs m45,1851,994 2,266.1%   
Profit after tax Rs m175,8053,627 4,847.4%  
Net profit margin %19.321.5 89.9%  
BALANCE SHEET DATA
Advances Rs m4,223,638157,206 2,686.7%   
Deposits Rs m1,055,98910,122 10,432.2%  
Credit/Deposit ratio x400.01,553.0 25.8%  
Yield on advances %11.110.2 108.7%   
Cost of deposits %11.212.5 89.6%   
Net Interest Margin %12.34.5 276.3%  
Net fixed assets Rs m13,134154 8,517.8%   
Share capital Rs m3,443731 470.7%   
Free reserves Rs m1,113,88913,078 8,517.4%   
Net worth Rs m1,117,33113,809 8,091.2%   
Borrowings Rs m903,75466,655 1,355.9%   
Investments Rs m766,340830 92,296.7%   
Total assets Rs m6,608,751159,710 4,138.0%  
Debt/equity ratio x1.85.6 31.5%   
Return on assets %2.72.3 117.1%  
Return on equity %15.726.3 59.9%  
Capital adequacy ratio %19.118.9 101.1%  
Net NPAs %0.80-  
CASH FLOW
From Operations Rs m-443,014-19,296 2,295.9%  
From Investments Rs m-103,15649 -209,666.9%  
From Financial Activity Rs m549,85619,314 2,846.9%  
Net Cashflow Rs m3,68668 5,444.6%  

Share Holding

Indian Promoters % 0.0 59.4 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.5 0.4 2,625.0%  
FIIs % 77.6 15.9 488.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 12.0 24.3 49.4%  
Shareholders   175,570 18,801 933.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC With:   SHRIRAM TRANSPORT  DHFL  MAGMA FINCORP  SREI INFRA FINANCE  GIC HOUSING  



Today's Market

Slow Economy? There's Still Good Money to Be Made in the Markets(Podcast)

Indian stock markets mostly remained in the negative zone during the week except for Wednesday.

Related Views on News

HDFC Announces Quarterly Results (3QFY20); Net Profit Up 296.1% (Quarterly Result Update)

Jan 28, 2020 | Updated on Jan 28, 2020

For the quarter ended December 2019, HDFC has posted a net profit of Rs 84 bn (up 296.1% YoY). Sales on the other hand came in at Rs 203 bn (up 92.2% YoY). Read on for a complete analysis of HDFC's quarterly results.

HDFC Announces Quarterly Results (1QFY20); Net Profit Up 46.3% (Quarterly Result Update)

Aug 14, 2019 | Updated on Aug 14, 2019

For the quarter ended June 2019, HDFC has posted a net profit of Rs 32 bn (up 46.3% YoY). Sales on the other hand came in at Rs 130 bn (up 30.7% YoY). Read on for a complete analysis of HDFC's quarterly results.

HDFC Announces Quarterly Results (3QFY19); Net Profit Down 62.7% (Quarterly Result Update)

Jan 30, 2019 | Updated on Jan 30, 2019

For the quarter ended December 2018, HDFC has posted a net profit of Rs 21 bn (down 62.7% YoY). Sales on the other hand came in at Rs 106 bn (up 21.6% YoY). Read on for a complete analysis of HDFC's quarterly results.

GRUH FINANCE Announces Quarterly Results (3QFY19); Net Profit Up 18.0% (Quarterly Result Update)

Jan 28, 2019 | Updated on Jan 28, 2019

For the quarter ended December 2018, GRUH FINANCE has posted a net profit of Rs 970 m (up 18.0% YoY). Sales on the other hand came in at Rs 5 bn (up 26.0% YoY). Read on for a complete analysis of GRUH FINANCE's quarterly results.

GRUH FINANCE Announces Quarterly Results (2QFY19); Net Profit Up 35.6% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, GRUH FINANCE has posted a net profit of Rs 1 bn (up 35.6% YoY). Sales on the other hand came in at Rs 5 bn (up 16.1% YoY). Read on for a complete analysis of GRUH FINANCE's quarterly results.

More Views on News

Most Popular

The Next Few Days Are Crucial for Smallcap Investors - And 3 Must-Buy Stocks(Profit Hunter)

Feb 19, 2020

While I have been writing about the rebound in smallcaps for quite some time now... I have shied from the question - When exactly is the smallcap rebound happening. Well, the answer is now.

This Smallcap Stock Could be the Next Titan (Up 1,400% in 10 Years)(Profit Hunter)

Feb 11, 2020

A blueprint to latch on to the next 'Crorepati' stock - and an event I hope you won't miss on any account.

Here's Why I Recommended 15 Stocks in One Day Flat(Views On News)

Feb 14, 2020

This proven strategy can give big returns in quick time.

The Top 8 Trading Mistakes You Should Avoid(Fast Profits Daily)

Feb 18, 2020

Avoid these mistakes and your trading will turn much more profitable.

These Rebirth of India Stocks Are Raring to Compete with Tesla(The 5 Minute Wrapup)

Feb 17, 2020

There are Indian stocks which can soar like Tesla in the long-run.

More

India's #1 Trader
Reveals His Secrets

Secret To Increasing Your Trading Profits Today
Get our special report, Secret to Increasing Your Trading Profits Today Now!
We will never sell or rent your email id.
Please read our Terms

HDFC SHARE PRICE


Feb 20, 2020 (Close)

TRACK HDFC

COMPARE HDFC WITH

MARKET STATS