Compare HDFC with LIC Housing - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC vs LIC HOUSING - Comparison Results

HDFC     Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

LIC HOUSING 
   Change

LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC LIC HOUSING HDFC/
LIC HOUSING
 
P/E (TTM) x 20.2 6.4 315.0% View Chart
P/BV x 3.2 1.2 264.3% View Chart
Dividend Yield % 1.0 2.2 45.7%  

Financials

 HDFC   LIC HOUSING
EQUITY SHARE DATA
    HDFC
Mar-19
LIC HOUSING
Mar-18
HDFC/
LIC HOUSING
5-Yr Chart
Click to enlarge
High Rs2,051794 258.3%   
Low Rs1,646478 344.7%   
Income per share (Unadj.) Rs528.7297.0 178.0%  
Earnings per share (Unadj.) Rs102.139.9 255.9%  
Cash flow per share (Unadj.) Rs407.669.0 590.3%  
Dividends per share (Unadj.) Rs21.006.80 308.8%  
Avg Dividend yield %1.11.1 106.2%  
Book value per share (Unadj.) Rs649.1253.5 256.0%  
Shares outstanding (eoy) m1,721.44504.66 341.1%   
Bonus/Rights/Conversions ESOP--  
Avg Price / Income ratio x3.52.1 163.3%   
Avg P/E ratio x18.115.9 113.6%  
Avg P/CF ratio x17.614.2 124.4%  
Avg Price/Bookvalue ratio x2.82.5 113.5%  
Dividend payout %20.617.0 120.7%   
Avg Mkt Cap Rs m3,182,082320,863 991.7%   
No. of employees `0002.82.1 135.0%   
Total wages & salary Rs m29,6742,392 1,240.3%   
Avg. income/employee Rs Th320,447.271,267.1 449.6%   
Avg. wages/employee Rs Th10,448.51,137.6 918.5%   
Avg. net profit/employee Rs Th61,903.29,576.3 646.4%   
INCOME DATA
Interest income Rs m910,070149,875 607.2%  
Other income Rs m51,8791,178 4,405.1%   
Interest expense Rs m295,253111,246 265.4%   
Net interest income Rs m614,81738,629 1,591.6%  
Operating expense Rs m485,3056,374 7,613.3%   
Gross profit Rs m129,51232,255 401.5%  
Gross profit margin %14.221.5 66.1%  
Provisions/contingencies Rs m4,6262,491 185.7%   
Profit before tax Rs m147,09130,941 475.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-4 0.0%   
Prior Period Items Rs m73,89825 301,625.3%   
Tax Rs m45,18510,823 417.5%   
Profit after tax Rs m175,80520,139 873.0%  
Net profit margin %19.313.4 143.8%  
BALANCE SHEET DATA
Advances Rs m4,223,6381,663,629 253.9%   
Deposits Rs m1,055,9890-  
Credit/Deposit ratio x400.0NM- 
Yield on advances %11.18.9 124.4%   
Cost of deposits %11.2N.A.-  
Net Interest Margin %12.32.3 533.7%  
Net fixed assets Rs m13,1341,320 995.4%   
Share capital Rs m3,4431,010 340.9%   
Free reserves Rs m1,113,889126,921 877.6%   
Net worth Rs m1,117,331127,931 873.4%   
Borrowings Rs m903,7541,102,219 82.0%   
Investments Rs m766,3409,651 7,940.6%   
Total assets Rs m6,608,7511,719,690 384.3%  
Debt/equity ratio x1.88.6 20.4%   
Return on assets %2.71.2 227.2%  
Return on equity %15.715.7 100.0%  
Capital adequacy ratio %19.115.5 123.3%  
Net NPAs %0.80.4 195.3%  
CASH FLOW
From Operations Rs m-443,014-194,857 227.4%  
From Investments Rs m-103,156-4,868 2,119.2%  
From Financial Activity Rs m549,856186,139 295.4%  
Net Cashflow Rs m3,686-13,585 -27.1%  

Share Holding

Indian Promoters % 0.0 40.3 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.5 7.0 150.0%  
FIIs % 77.6 38.0 204.2%  
ADR/GDR % 0.0 0.6 -  
Free float % 12.0 14.2 84.5%  
Shareholders   175,570 159,214 110.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC With:   SHRIRAM CITY UNION  PNB GILTS  GIC HOUSING  L&T FINANCE HOLDINGS  SREI INFRA FINANCE  



Today's Market

Sensex Ends 127 Points Higher; Auto Stocks Witness Huge Buying(Closing)

Share markets in India continued to trade on a positive note during closing hours today and ended their session marginally higher.

Related Views on News

HDFC Announces Quarterly Results (3QFY20); Net Profit Up 296.1% (Quarterly Result Update)

Jan 28, 2020 | Updated on Jan 28, 2020

For the quarter ended December 2019, HDFC has posted a net profit of Rs 84 bn (up 296.1% YoY). Sales on the other hand came in at Rs 203 bn (up 92.2% YoY). Read on for a complete analysis of HDFC's quarterly results.

CAMS IPO: Should You Apply? (IPO)

Sep 18, 2020

Does the company having 70% market share of the mutual fund registrar business have sound prospects?

HDFC Announces Quarterly Results (1QFY20); Net Profit Up 46.3% (Quarterly Result Update)

Aug 14, 2019 | Updated on Aug 14, 2019

For the quarter ended June 2019, HDFC has posted a net profit of Rs 32 bn (up 46.3% YoY). Sales on the other hand came in at Rs 130 bn (up 30.7% YoY). Read on for a complete analysis of HDFC's quarterly results.

LIC HOUSING Announces Quarterly Results (4QFY19); Net Profit Up 28.6% (Quarterly Result Update)

May 7, 2019 | Updated on May 7, 2019

For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

LIC HOUSING Announces Quarterly Results (3QFY19); Net Profit Up 21.4% (Quarterly Result Update)

Jan 31, 2019 | Updated on Jan 31, 2019

For the quarter ended December 2018, LIC HOUSING has posted a net profit of Rs 6 bn (up 21.4% YoY). Sales on the other hand came in at Rs 44 bn (up 18.7% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.

More Views on News

Most Popular

The 'Seedhi Baat, No Bakwaas' View on ITC(Profit Hunter)

Oct 12, 2020

Is ITC an investment or a speculation at current levels?

One of the Best Investment Opportunities in the Market Right Now(Fast Profits Daily)

Oct 16, 2020

The one sector that you should be looking at to make good profits.

PSU Stocks Are Looking Positive Now(Fast Profits Daily)

Oct 19, 2020

Has the market changed its opinion on PSUs?

Why India's Drone Revolution is a 4x Profit Opportunity(Profit Hunter)

Oct 16, 2020

My research on India's leading defence companies brought me to one major player in drone manufacturing.

More

Covid-19 Proof
Multibagger Stocks

Covid19 Proof Multibaggers
Get this special report, authored by Equitymaster's top analysts now!
We will never sell or rent your email id.
Please read our Terms

HDFC SHARE PRICE


Oct 23, 2020 03:36 PM

TRACK HDFC

COMPARE HDFC WITH

MARKET STATS