HDFC | MAHINDRA & MAHINDRA FINANCIAL SERVICES | HDFC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
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P/E (TTM) | x | 30.6 | 18.2 | 168.1% | View Chart |
P/BV | x | 2.5 | 1.9 | 135.9% | View Chart |
Dividend Yield | % | 1.6 | 2.2 | 74.9% |
HDFC MAHINDRA & MAHINDRA FINANCIAL SERVICES |
EQUITY SHARE DATA | |||||
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HDFC Mar-23 |
MAHINDRA & MAHINDRA FINANCIAL SERVICES Mar-23 |
HDFC/ MAHINDRA & MAHINDRA FINANCIAL SERVICES |
5-Yr Chart Click to enlarge
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High | Rs | 2,855 | 272 | 1,049.8% | |
Low | Rs | 2,027 | 158 | 1,280.6% | |
Income per share (Unadj.) | Rs | 833.7 | 102.9 | 809.8% | |
Earnings per share (Unadj.) | Rs | 142.6 | 16.8 | 848.8% | |
Cash flow per share (Unadj.) | Rs | 692.5 | 72.1 | 959.8% | |
Dividends per share (Unadj.) | Rs | 44.00 | 6.00 | 733.3% | |
Avg Dividend yield | % | 1.8 | 2.8 | 64.6% | |
Book value per share (Unadj.) | Rs | 1,090.0 | 150.1 | 726.1% | |
Shares outstanding (eoy) | m | 1,834.56 | 1,233.60 | 148.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.9 | 2.1 | 140.1% | |
Avg P/E ratio | x | 17.1 | 12.8 | 133.7% | |
Avg P/CF ratio | x | 17.1 | 12.7 | 135.0% | |
Avg Price/Bookvalue ratio | x | 2.2 | 1.4 | 156.3% | |
Dividend payout | % | 30.9 | 35.7 | 86.4% | |
Avg Mkt Cap | Rs m | 4,478,060 | 265,378 | 1,687.4% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 21,600 | 21,153 | 102.1% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 1,529,403 | 126,995 | 1,204.3% | |
Other income | Rs m | 21,598 | 15,570 | 138.7% | |
Interest expense | Rs m | 370,286 | 50,943 | 726.9% | |
Net interest income | Rs m | 1,159,117 | 76,052 | 1,524.1% | |
Operating expense | Rs m | 965,098 | 61,198 | 1,577.0% | |
Gross profit | Rs m | 194,018 | 14,854 | 1,306.1% | |
Gross profit margin | % | 12.7 | 11.7 | 108.5% | |
Provisions/contingencies | Rs m | 607 | 248 | 244.4% | |
Profit before tax | Rs m | 321,306 | 28,038 | 1,146.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -15,389 | 12 | -128,237.5% | |
Prior Period Items | Rs m | 0 | 0 | - | |
Tax | Rs m | 44,308 | 7,326 | 604.8% | |
Profit after tax | Rs m | 261,609 | 20,724 | 1,262.3% | |
Net profit margin | % | 17.1 | 16.3 | 104.8% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 6,245,515 | 34,811 | 17,941.4% | |
Deposits | Rs m | 1,109,979 | 54,587 | 2,033.4% | |
Credit/Deposit ratio | x | 562.7 | 63.8 | 882.3% | |
Yield on advances | % | 0 | 0 | - | |
Cost of deposits | % | 9.4 | 9.8 | 95.4% | |
Net Interest Margin | % | 11.1 | 50.1 | 22.2% | |
Net fixed assets | Rs m | 98,012 | 8,706 | 1,125.8% | |
Share capital | Rs m | 3,669 | 2,467 | 148.7% | |
Free reserves | Rs m | 1,996,058 | 182,732 | 1,092.3% | |
Net worth | Rs m | 1,999,727 | 185,199 | 1,079.8% | |
Borrowings | Rs m | 876,846 | 50,384 | 1,740.3% | |
Investments | Rs m | 4,173,582 | 116,974 | 3,567.9% | |
Total assets | Rs m | 10,897,807 | 1,043,390 | 1,044.5% | |
Debt/equity ratio | x | 1.0 | 0.6 | 175.3% | |
Return on assets | % | 2.4 | 2.0 | 120.9% | |
Return on equity | % | 13.1 | 11.2 | 116.9% | |
Capital adequacy ratio | % | 0 | 22.5 | 0.0% | |
Net NPAs | % | 0 | 1.9 | 0.0% |
CASH FLOW | |||||
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From Operations | Rs m | -473,285 | -173,953 | 272.1% | |
From Investments | Rs m | -215,235 | -16,354 | 1,316.1% | |
From Financial Activity | Rs m | 693,206 | 188,520 | 367.7% | |
Net Cashflow | Rs m | 4,687 | -1,787 | -262.3% |
Indian Promoters | % | 0.0 | 52.2 | - | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 87.9 | 39.7 | 221.4% | |
FIIs | % | 63.6 | 12.7 | 499.8% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 100.0 | 47.8 | 209.0% | |
Shareholders | 720,777 | 239,372 | 301.1% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare HDFC With: BAJAJ FINANCE BAJAJ HOLDINGS & INVESTMENT CHOLAMANDALAM INVEST SBI CARDS TATA INVESTMENT
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | HDFC | M&M Financial |
---|---|---|
1-Day | -0.62% | 1.68% |
1-Month | 3.39% | -0.96% |
1-Year | 22.62% | 25.87% |
3-Year CAGR | 13.92% | 11.68% |
5-Year CAGR | 6.83% | 1.26% |
* Compound Annual Growth Rate
Here are more details on the HDFC share price and the M&M Financial share price.
Moving on to shareholding structures...
The promoters of HDFC hold a 0.0% stake in the company. In case of M&M Financial the stake stands at 52.2%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HDFC and the shareholding pattern of M&M Financial.
Finally, a word on dividends...
In the most recent financial year, HDFC paid a dividend of Rs 44.0 per share. This amounted to a Dividend Payout ratio of 30.9%.
M&M Financial paid Rs 6.0, and its dividend payout ratio stood at 35.7%.
You may visit here to review the dividend history of HDFC, and the dividend history of M&M Financial.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.