X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare HDFC with PNB GILTS - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC vs PNB GILTS - Comparison Results

HDFC    Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

PNB GILTS 
   Change

PNB Gilts, is a 78% subsidiary of Punjab National Bank. The company undertakes more than 90% of its operations in government securities. Its range of products and services offered includes : Treasury bills, PSU bonds, Merchant banking, etc. In additi... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC PNB GILTS HDFC/
PNB GILTS
 
P/E (TTM) x 24.0 13.4 179.7% View Chart
P/BV x 5.1 0.7 697.3% View Chart
Dividend Yield % 0.9 3.3 28.0%  

Financials

 HDFC   PNB GILTS
EQUITY SHARE DATA
    HDFC
Mar-17
PNB GILTS
Mar-14
HDFC/
PNB GILTS
5-Yr Chart
Click to enlarge
High Rs1,52823 6,703.5%   
Low Rs1,06015 6,929.4%   
Income per share (Unadj.) Rs357.119.2 1,859.7%  
Earnings per share (Unadj.) Rs69.63.4 2,040.1%  
Cash flow per share (Unadj.) Rs245.15.7 4,304.8%  
Dividends per share (Unadj.) Rs18.000.90 2,000.0%  
Avg Dividend yield %1.44.7 29.4%  
Book value per share (Unadj.) Rs378.037.0 1,022.5%  
Shares outstanding (eoy) m1,588.67180.01 882.5%   
Bonus/Rights/Conversions ESOPB1:3-  
Avg Price / Income ratio x3.61.0 365.3%   
Avg P/E ratio x18.65.6 333.0%  
Avg P/CF ratio x17.35.5 311.9%  
Avg Price/Bookvalue ratio x3.40.5 664.4%  
Dividend payout %25.926.4 98.0%   
Avg Mkt Cap Rs m2,056,2163,429 59,962.1%   
No. of employees `0002.3NA 6,984.8%   
Total wages & salary Rs m9,13040 22,998.0%   
Avg. income/employee Rs Th246,136.2104,748.5 235.0%   
Avg. wages/employee Rs Th3,961.01,203.0 329.3%   
Avg. net profit/employee Rs Th47,944.118,600.0 257.8%   
INCOME DATA
Interest income Rs m567,3443,457 16,412.9%  
Other income Rs m43,5326 725,540.0%   
Interest expense Rs m219,5322,427 9,046.5%   
Net interest income Rs m347,8121,030 33,768.2%  
Operating expense Rs m247,189123 200,315.3%   
Gross profit Rs m100,623907 11,099.0%  
Gross profit margin %17.726.2 67.6%  
Provisions/contingencies Rs m8,5306 155,090.9%   
Profit before tax Rs m126,496907 13,946.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-7,9700-   
Prior Period Items Rs m32,1940-   
Tax Rs m40,208293 13,713.5%   
Profit after tax Rs m110,511614 18,004.4%  
Net profit margin %19.517.8 109.7%  
BALANCE SHEET DATA
Advances Rs m3,121,28733,942 9,196.0%   
Deposits Rs m418,3800-  
Credit/Deposit ratio x746.0NM- 
Yield on advances %10.00-   
Cost of deposits %7.2N.A.-  
Net Interest Margin %8.12.5 320.3%  
Net fixed assets Rs m13,42441 32,740.7%   
Share capital Rs m3,1771,800 176.5%   
Free reserves Rs m453,7882,868 15,821.9%   
Net worth Rs m600,5936,655 9,024.4%   
Borrowings Rs m1,201,14137,675 3,188.2%   
Investments Rs m1,190,4606,954 17,119.6%   
Total assets Rs m4,731,5814,557 103,840.2%  
Debt/equity ratio x2.75.7 47.6%   
Return on assets %2.313.5 17.3%  
Return on equity %18.49.2 199.5%  
Capital adequacy ratio %14.549.1 29.5%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-141,731-944 15,010.7%  
From Investments Rs m-272,283-5,134 5,303.7%  
From Financial Activity Rs m431,2736,300 6,846.0%  
Net Cashflow Rs m17,259222 7,788.5%  

Share Holding

Indian Promoters % 0.0 74.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.5 2.2 477.3%  
FIIs % 77.6 0.1 77,600.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 12.0 23.6 50.8%  
Shareholders   175,570 29,479 595.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC With:   GIC HOUSING  SHRIRAM TRANSPORT FIN.  RURAL ELECT.  MUTHOOT FINANCE  GRUH FINANCE  



Today's Market

Of Rupee's Fall, China's Investment Growth, and Top Stocks in Focus Today(Pre-Open)

On Tuesday, Indian share markets ended the day on a positive note with gains were largely seen in the healthcare sector, realty sector and energy sector.

Related Views on News

HDFC Announces Quarterly Results (1QFY19); Net Profit Up 40.8% (Quarterly Result Update)

Aug 1, 2018 | Updated on Aug 1, 2018

For the quarter ended June 2018, HDFC has posted a net profit of Rs 22 bn (up 40.8% YoY). Sales on the other hand came in at Rs 99 bn (up 22.3% YoY). Read on for a complete analysis of HDFC's quarterly results.

PNB GILTS Announces Quarterly Results (4QFY18); Net Profit Down 7.4% (Quarterly Result Update)

Jul 20, 2018 | Updated on Jul 20, 2018

For the quarter ended March 2018, PNB GILTS has posted a net profit of Rs 109 m (down 7.4% YoY). Sales on the other hand came in at Rs 1 bn (up 70.8% YoY). Read on for a complete analysis of PNB GILTS's quarterly results.

CreditAccess Grameen IPO: Should You Apply to this Interesting Microfinance Play? (IPO)

Aug 7, 2018

Should you apply to the IPO of CreditAccess Grameen Ltd?

HDFC AMC IPO: Do Valuations Leave Enough on Table for Investors? (IPO)

Jul 20, 2018

Should you subscribe to the IPO of HDFC AMC Ltd?

IndoStar Capital Finance IPO: Is This NBFC Worth Betting On? (IPO)

May 8, 2018

Should you apply for the IPO of IndoStar Capital Finance?

More Views on News

Most Popular

How to Make Big Profits by Following India's Best Investors(The 5 Minute Wrapup)

Aug 3, 2018

In a time when stocks recommended by so-called 'gurus of the market' are crashing, let Kunal Thanvi guide you to the best gurus...and their best stocks.

The Biggest Mistake You Can Make in this Market (and 3 Stocks to Buy Now!)(Profit Hunter)

Aug 3, 2018

This price pattern can help you identify stocks on the verge of a turnaround.

Does This Indicator Tell Us the Sensex is Headed for a Correction?(Vivek Kaul's Diary)

Aug 3, 2018

To what extent have foreign flows influenced Indian stock markets? How do we see it panning out now?

Why HDFC Equity Fund Disappointed Its Investors(Outside View)

Aug 9, 2018

Though popular, HDFC Equity Fund is not among the best performers anymore. Here is the reason behind its underperformance that has left investors disappointed.

HDFC AMC Makes 65% Listing Gains! Should It Attract Mutual Fund Investors?(Outside View)

Aug 8, 2018

PersonalFN explains if investors should invest in schemes of HDFC Mutual Fund looking at the listing gains of HDFC AMC.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

HDFC SHARE PRICE


Aug 14, 2018 (Close)

TRACK HDFC

COMPARE HDFC WITH

MARKET STATS