Compare HDFC with PNB GILTS - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

HDFC vs PNB GILTS - Comparison Results

HDFC     Change

HDFC is India's largest housing finance company with strong brand equity and market share of approximately 19%. Besides housing loans, HDFC has also been benefiting from the retail reach of its banking subsidiary (HDFC Bank). Over the years, HDFC has... More

PNB GILTS 
   Change

PNB Gilts, is a 78% subsidiary of Punjab National Bank. The company undertakes more than 90% of its operations in government securities. Its range of products and services offered includes : Treasury bills, PSU bonds, Merchant banking, etc. In additi... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    HDFC PNB GILTS HDFC/
PNB GILTS
 
P/E (TTM) x 33.2 3.4 967.6% View Chart
P/BV x 4.1 0.6 739.7% View Chart
Dividend Yield % 1.0 3.7 26.4%  

Financials

 HDFC   PNB GILTS
EQUITY SHARE DATA
    HDFC
Mar-18
PNB GILTS
Mar-18
HDFC/
PNB GILTS
5-Yr Chart
Click to enlarge
High Rs1,98260 3,303.3%   
Low Rs1,46134 4,347.3%   
Income per share (Unadj.) Rs385.518.3 2,108.1%  
Earnings per share (Unadj.) Rs97.02.0 4,773.0%  
Cash flow per share (Unadj.) Rs296.13.9 7,639.3%  
Dividends per share (Unadj.) Rs20.001.00 2,000.0%  
Avg Dividend yield %1.22.1 54.4%  
Book value per share (Unadj.) Rs516.449.0 1,054.8%  
Shares outstanding (eoy) m1,675.88180.01 931.0%   
Bonus/Rights/Conversions ESOP--  
Avg Price / Income ratio x4.52.6 174.5%   
Avg P/E ratio x17.723.0 77.1%  
Avg P/CF ratio x17.223.0 74.5%  
Avg Price/Bookvalue ratio x3.31.0 348.7%  
Dividend payout %20.649.2 41.9%   
Avg Mkt Cap Rs m2,884,7768,424 34,242.8%   
No. of employees `0002.6NA 7,152.8%   
Total wages & salary Rs m10,48178 13,489.6%   
Avg. income/employee Rs Th250,900.491,441.7 274.4%   
Avg. wages/employee Rs Th4,070.42,158.3 188.6%   
Avg. net profit/employee Rs Th63,126.110,161.1 621.3%   
INCOME DATA
Interest income Rs m646,0693,292 19,626.0%  
Other income Rs m45,3483 1,417,128.1%   
Interest expense Rs m234,5243,307 7,091.3%   
Net interest income Rs m411,544-15 -2,689,832.7%  
Operating expense Rs m299,292145 206,550.8%   
Gross profit Rs m112,252-160 -70,070.1%  
Gross profit margin %17.4-4.9 -357.0%  
Provisions/contingencies Rs m5,6370-   
Profit before tax Rs m176,025553 31,842.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-10,7660-   
Prior Period Items Rs m37,3020-   
Tax Rs m40,012187 21,396.8%   
Profit after tax Rs m162,550366 44,436.7%  
Net profit margin %25.211.1 226.4%  
BALANCE SHEET DATA
Advances Rs m3,791,728152 2,497,844.3%   
Deposits Rs m445,9950-  
Credit/Deposit ratio x850.2NM- 
Yield on advances %9.00-   
Cost of deposits %6.1N.A.-  
Net Interest Margin %7.9-0.2 -4,409.5%  
Net fixed assets Rs m13,54128 48,534.8%   
Share capital Rs m3,3521,800 186.2%   
Free reserves Rs m862,0627,013 12,293.2%   
Net worth Rs m865,4148,813 9,820.2%   
Borrowings Rs m1,171,10343,687 2,680.7%   
Investments Rs m1,394,8648,351 16,703.6%   
Total assets Rs m5,627,01353,858 10,447.8%  
Debt/equity ratio x1.95.0 37.7%   
Return on assets %2.90.7 425.3%  
Return on equity %18.84.2 452.5%  
Capital adequacy ratio %19.267.1 28.6%  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-328,634-3,028 10,853.5%  
From Investments Rs m-237,069-3,928 6,035.7%  
From Financial Activity Rs m540,2798,006 6,748.8%  
Net Cashflow Rs m-25,4231,050 -2,421.5%  

Share Holding

Indian Promoters % 0.0 74.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 10.5 2.2 477.3%  
FIIs % 77.6 0.1 77,600.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 12.0 23.6 50.8%  
Shareholders   175,570 29,479 595.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HDFC With:   GIC HOUSING  SHRIRAM TRANSPORT  RURAL ELECTRIFICATION  MUTHOOT FINANCE  GRUH FINANCE  



Today's Market

Sensex Ends 93 Points Higher; Oil & Gas and Realty Stocks Witness Buying(Closing)

Indian share markets traded on a volatile note throughout the day and ended marginally higher. Sectoral indices ended on a mixed note with stocks in the oil & gas sector.

Related Views on News

HDFC Announces Quarterly Results (1QFY20); Net Profit Up 46.3% (Quarterly Result Update)

Aug 14, 2019 | Updated on Aug 14, 2019

For the quarter ended June 2019, HDFC has posted a net profit of Rs 32 bn (up 46.3% YoY). Sales on the other hand came in at Rs 130 bn (up 30.7% YoY). Read on for a complete analysis of HDFC's quarterly results.

PNB GILTS Announces Quarterly Results (3QFY19); Net Profit Up 770.8% (Quarterly Result Update)

Feb 22, 2019 | Updated on Feb 22, 2019

For the quarter ended December 2018, PNB GILTS has posted a net profit of Rs 933 m (up 770.8% YoY). Sales on the other hand came in at Rs 2 bn (up 196.1% YoY). Read on for a complete analysis of PNB GILTS's quarterly results.

HDFC Announces Quarterly Results (3QFY19); Net Profit Down 62.7% (Quarterly Result Update)

Jan 30, 2019 | Updated on Jan 30, 2019

For the quarter ended December 2018, HDFC has posted a net profit of Rs 21 bn (down 62.7% YoY). Sales on the other hand came in at Rs 106 bn (up 21.6% YoY). Read on for a complete analysis of HDFC's quarterly results.

PNB GILTS Announces Quarterly Results (2QFY19); Net Profit Down 23.4% (Quarterly Result Update)

Nov 29, 2018 | Updated on Nov 29, 2018

For the quarter ended September 2018, PNB GILTS has posted a net profit of Rs 111 m (down 23.4% YoY). Sales on the other hand came in at Rs 1 bn (up 2.5% YoY). Read on for a complete analysis of PNB GILTS's quarterly results.

HDFC Announces Quarterly Results (2QFY19); Net Profit Up 17.4% (Quarterly Result Update)

Nov 5, 2018 | Updated on Nov 5, 2018

For the quarter ended September 2018, HDFC has posted a net profit of Rs 25 bn (up 17.4% YoY). Sales on the other hand came in at Rs 112 bn (up 28.5% YoY). Read on for a complete analysis of HDFC's quarterly results.

More Views on News

Most Popular

My 3 Best Small-cap Stocks to Get Rich in this Market Rebound(Profit Hunter)

Oct 14, 2019

This is once in a decade opportunity to make a killing from smallcap rebound.

Finally, Is the Share Price of Yes Bank Ready for a Rebound?(The 5 Minute Wrapup)

Oct 7, 2019

Here's what every individual investor must know about Yes Bank...

Rebound Riches Could be Yours With These Stocks(Profit Hunter)

Oct 4, 2019

The secret to multibagger is not big businesses, but great managements... Here's how to find them to make the most of once in a decade rebound opportunity.

The One Stock I Like in this Market(The 5 Minute Wrapup)

Oct 10, 2019

There are rare periods in markets when you get good quality stocks at attractive valuations. Is this one such period?

5 Smart Money Stocks to Profit from the Market Rebound(The 5 Minute Wrapup)

Oct 11, 2019

Now is the time to put money in these 5 stocks to take advantage of the recovery in the economy and the markets.

More

Get the Indian Stock Market's
Most Profitable Ideas

How To Beat Sensex Guide 2020
Get our special report, How to Beat Sensex Nearly 3X Now!
We will never sell or rent your email id.
Please read our Terms

HDFC SHARE PRICE


Oct 16, 2019 (Close)

TRACK HDFC

COMPARE HDFC WITH

MARKET STATS