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HOME FIRST FINANCE vs HDFC - Comparison Results

Rs 100 invested in...

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Current Valuations

    HOME FIRST FINANCE HDFC HOME FIRST FINANCE/
HDFC
 
P/E (TTM) x 27.3 30.6 89.3% View Chart
P/BV x 4.4 2.5 172.5% View Chart
Dividend Yield % 0.3 1.6 18.3%  

Financials

 HOME FIRST FINANCE   HDFC
EQUITY SHARE DATA
    HOME FIRST FINANCE
Mar-23
HDFC
Mar-23
HOME FIRST FINANCE/
HDFC
5-Yr Chart
Click to enlarge
High Rs1,0042,855 35.2%   
Low Rs6522,027 32.2%   
Income per share (Unadj.) Rs89.9833.7 10.8%  
Earnings per share (Unadj.) Rs25.9142.6 18.2%  
Cash flow per share (Unadj.) Rs46.3692.5 6.7%  
Dividends per share (Unadj.) Rs2.6044.00 5.9%  
Avg Dividend yield %0.31.8 17.4%  
Book value per share (Unadj.) Rs203.71,090.0 18.7%  
Shares outstanding (eoy) m88.021,834.56 4.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x9.22.9 314.8%   
Avg P/E ratio x31.917.1 186.6%  
Avg P/CF ratio x24.417.1 142.7%  
Avg Price/Bookvalue ratio x4.12.2 181.5%  
Dividend payout %10.030.9 32.5%   
Avg Mkt Cap Rs m72,9074,478,060 1.6%   
No. of employees `000NANA-   
Total wages & salary Rs m1,07021,600 5.0%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m7,9101,529,403 0.5%  
Other income Rs m4721,598 0.2%   
Interest expense Rs m3,081370,286 0.8%   
Net interest income Rs m4,8291,159,117 0.4%  
Operating expense Rs m1,833965,098 0.2%   
Gross profit Rs m2,996194,018 1.5%  
Gross profit margin %37.912.7 298.6%  
Provisions/contingencies Rs m708607 116.6%   
Profit before tax Rs m2,952321,306 0.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-15,389 -0.0%   
Prior Period Items Rs m00-   
Tax Rs m66944,308 1.5%   
Profit after tax Rs m2,283261,609 0.9%  
Net profit margin %28.917.1 168.7%  
BALANCE SHEET DATA
Advances Rs m50,9396,245,515 0.8%   
Deposits Rs m01,109,979 0.0%  
Credit/Deposit ratio x0562.7- 
Yield on advances %00-   
Cost of deposits %09.4-  
Net Interest Margin %7.711.1 69.2%  
Net fixed assets Rs m25798,012 0.3%   
Share capital Rs m1763,669 4.8%   
Free reserves Rs m17,7571,996,058 0.9%   
Net worth Rs m17,9341,999,727 0.9%   
Borrowings Rs m0876,846 0.0%   
Investments Rs m11,8334,173,582 0.3%   
Total assets Rs m68,05010,897,807 0.6%  
Debt/equity ratio x01.0 0.0%   
Return on assets %3.42.4 139.7%  
Return on equity %12.713.1 97.3%  
Capital adequacy ratio %00-  
Net NPAs %00-  
CASH FLOW
From Operations Rs m-14,511-473,285 3.1%  
From Investments Rs m-2,840-215,235 1.3%  
From Financial Activity Rs m13,529693,206 2.0%  
Net Cashflow Rs m-3,8224,687 -81.6%  

Share Holding

Indian Promoters % 14.2 0.0 -  
Foreign collaborators % 9.4 0.0 -  
Indian inst/Mut Fund % 36.9 87.9 42.0%  
FIIs % 25.1 63.6 39.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 76.4 100.0 76.4%  
Shareholders   76,526 720,777 10.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare HOME FIRST FINANCE With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    TATA INVESTMENT    


More on HOME FIRST FINANCE vs HDFC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

HOME FIRST FINANCE vs HDFC Share Price Performance

Period HOME FIRST FINANCE HDFC
1-Day -0.27% -0.62%
1-Month 4.51% 3.39%
1-Year 21.15% 22.62%
3-Year CAGR 24.04% 13.92%
5-Year CAGR 10.86% 6.83%

* Compound Annual Growth Rate

Here are more details on the HOME FIRST FINANCE share price and the HDFC share price.

Moving on to shareholding structures...

The promoters of HOME FIRST FINANCE hold a 23.6% stake in the company. In case of HDFC the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of HOME FIRST FINANCE and the shareholding pattern of HDFC.

Finally, a word on dividends...

In the most recent financial year, HOME FIRST FINANCE paid a dividend of Rs 2.6 per share. This amounted to a Dividend Payout ratio of 10.0%.

HDFC paid Rs 44.0, and its dividend payout ratio stood at 30.9%.

You may visit here to review the dividend history of HOME FIRST FINANCE, and the dividend history of HDFC.

For a sector overview, read our finance sector report.



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