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ChangeDespite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More
Registered in 1935 with an authorised capital of Rs 1 m, Bank of Maharashtra (BoM) commenced business in 1936. The government held 78.95% stake in the bank at the end of March 2012 after an infusion from the government and a preferential allotment fr... More
| ICICI BANK | BANK OF MAHARASHTRA | ICICI BANK/ BANK OF MAHARASHTRA |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 18.5 | -2.0 | - | View Chart |
| P/BV | x | 2.0 | 0.3 | 621.5% | View Chart |
| Dividend Yield | % | 1.7 | 0.0 | - |
 ICICI BANK  BANK OF MAHARASHTRA |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| ICICI BANK Mar-16 |
BANK OF MAHARASHTRA Mar-16 |
ICICI BANK/ BANK OF MAHARASHTRA |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 331 | 44 | 749.5% | |
| Low | Rs | 183 | 27 | 684.3% | |
| Income per share (Unadj.) | Rs | 102.3 | 111.9 | 91.4% | |
| Earnings per share (Unadj.) | Rs | 17.6 | 1.0 | 1,735.8% | |
| Cash flow per share (Unadj.) | Rs | 72.5 | 9.1 | 798.1% | |
| Dividends per share (Unadj.) | Rs | 5.00 | 0 | - | |
| Avg Dividend yield | % | 1.9 | 0 | - | |
| Book value per share (Unadj.) | Rs | 162.3 | 75.8 | 214.0% | |
| Shares outstanding (eoy) | m | 5,797.24 | 1,168.33 | 496.2% | |
| Bonus/Rights/Conversions | ESOS | PI | - | ||
| Avg Price / Income ratio | x | 2.5 | 0.3 | 792.9% | |
| Avg P/E ratio | x | 14.7 | 35.1 | 41.8% | |
| Avg P/CF ratio | x | 6.6 | 2.0 | 327.3% | |
| Avg Price/Bookvalue ratio | x | 1.6 | 0.5 | 338.7% | |
| Dividend payout | % | 28.5 | 0 | - | |
| Avg Mkt Cap | Rs m | 1,491,920 | 41,476 | 3,597.1% | |
| No. of employees | `000 | 74.1 | 13.8 | 538.3% | |
| Total wages & salary | Rs m | 69,186 | 15,410 | 449.0% | |
| Avg. income/employee | Rs Th | 8,002.3 | 9,495.2 | 84.3% | |
| Avg. wages/employee | Rs Th | 933.7 | 1,119.5 | 83.4% | |
| Avg. net profit/employee | Rs Th | 1,373.9 | 85.9 | 1,600.1% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 592,937 | 130,701 | 453.7% | |
| Other income | Rs m | 421,021 | 10,201 | 4,127.4% | |
| Interest expense | Rs m | 339,965 | 91,736 | 370.6% | |
| Net interest income | Rs m | 252,972 | 38,965 | 649.2% | |
| Operating expense | Rs m | 407,896 | 25,538 | 1,597.2% | |
| Gross profit | Rs m | -154,923 | 13,428 | -1,153.7% | |
| Gross profit margin | % | -26.1 | 10.3 | -254.3% | |
| Provisions/contingencies | Rs m | 123,054 | 19,275 | 638.4% | |
| Profit before tax | Rs m | 143,044 | 4,354 | 3,285.4% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | -7,469 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 33,775 | 3,172 | 1,064.8% | |
| Profit after tax | Rs m | 101,800 | 1,182 | 8,613.2% | |
| Net profit margin | % | 17.2 | 0.9 | 1,898.6% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 4,937,291 | 1,075,627 | 459.0% | |
| Deposits | Rs m | 4,510,774 | 1,389,800 | 324.6% | |
| Credit/Deposit ratio | x | 109.5 | 77.4 | 141.4% | |
| Yield on advances | % | 8.4 | 9.2 | 91.1% | |
| Cost of deposits | % | 4.9 | 6.1 | 80.5% | |
| Net Interest Margin | % | 4.5 | 2.5 | 178.0% | |
| Net fixed assets | Rs m | 87,135 | 16,945 | 514.2% | |
| Share capital | Rs m | 11,632 | 11,683 | 99.6% | |
| Free reserves | Rs m | 560,261 | 43,798 | 1,279.2% | |
| Net worth | Rs m | 941,040 | 88,601 | 1,062.1% | |
| Borrowings | Rs m | 2,203,777 | 92,281 | 2,388.1% | |
| Investments | Rs m | 0 | 363,017 | 0.0% | |
| Total assets | Rs m | 9,187,562 | 1,610,288 | 570.6% | |
| Debt/equity ratio | x | 7.1 | 16.7 | 42.7% | |
| Return on assets | % | 1.1 | 0.1 | 1,509.6% | |
| Return on equity | % | 10.8 | 1.3 | 811.0% | |
| Capital adequacy ratio | % | 16.6 | 11.2 | 148.2% | |
| Net NPAs | % | 3.0 | 6.4 | 46.6% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | 236,453 | 29,044 | 814.1% | |
| From Investments | Rs m | -118,193 | -1,510 | 7,827.3% | |
| From Financial Activity | Rs m | 58,139 | -1,864 | -3,119.1% | |
| Net Cashflow | Rs m | 176,400 | 25,670 | 687.2% | |
| Indian Promoters | % | 0.0 | 85.2 | - | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 23.1 | 7.1 | 325.4% | |
| FIIs | % | 40.0 | 0.5 | 8,000.0% | |
| ADR/GDR | % | 29.2 | 0.0 | - | |
| Free float | % | 7.8 | 7.3 | 106.8% | |
| Shareholders | 585,463 | 185,345 | 315.9% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare ICICI BANK With: ORIENTAL BANK UNITED BANK OF INDIA PNB IDBI BANK KARUR VYSYA BANK
Compare ICICI BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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Asian indices are lower today as Chinese and Hong Kong shares fall. The Shanghai Composite is off 0.2%, while the Hang Seng is down 0.7%. The Nikkei 225 is trading lower by 0.9%.
Asset quality will be the key thing to watch out for going forward.
ICICI Bank declared the results for the second quarter of financial year ending March 2017 (2QFY17). The bank reported a flattish net interest income while net profits grew by 2.4%YoY in 2QFY17.
IDFC Bank is taking steps to address contracting NIMs and successfully transition in to a retail bank.
Almost 74% of the watchlist as provided by the bank of Rs 226 billion in FY16 has turned into non-performing assets.
Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.
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