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Compare ICICI Bank with Union Bank - Equitymaster

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ICICI BANK vs UNION BANK - Comparison Results

ICICI BANK    Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    ICICI BANK UNION BANK ICICI BANK/
UNION BANK
 
P/E (TTM) x 66.8 -1.4 - View Chart
P/BV x 2.1 0.2 1,039.7% View Chart
Dividend Yield % 0.4 0.0 -  

Financials

 ICICI BANK   UNION BANK
EQUITY SHARE DATA
    ICICI BANK
Mar-18
UNION BANK
Mar-18
ICICI BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs362205 176.6%   
Low Rs24486 284.1%   
Income per share (Unadj.) Rs106.7282.0 37.8%  
Earnings per share (Unadj.) Rs13.2-44.6 -29.7%  
Cash flow per share (Unadj.) Rs77.1-115.2 -67.0%  
Dividends per share (Unadj.) Rs1.500-  
Avg Dividend yield %0.50-  
Book value per share (Unadj.) Rs189.9216.1 87.9%  
Shares outstanding (eoy) m5,824.481,168.57 498.4%   
Bonus/Rights/Conversions ESOS--  
Avg Price / Income ratio x2.80.5 550.6%   
Avg P/E ratio x22.9-3.3 -702.0%  
Avg P/CF ratio x6.61.9 347.2%  
Avg Price/Bookvalue ratio x1.60.7 237.1%  
Dividend payout %11.30-   
Avg Mkt Cap Rs m1,765,982170,027 1,038.6%   
No. of employees `00081.537.6 217.0%   
Total wages & salary Rs m83,33533,322 250.1%   
Avg. income/employee Rs Th7,622.88,766.7 87.0%   
Avg. wages/employee Rs Th1,021.9886.5 115.3%   
Avg. net profit/employee Rs Th945.7-1,386.8 -68.2%   
INCOME DATA
Interest income Rs m621,624329,516 188.6%  
Other income Rs m568,06854,621 1,040.0%   
Interest expense Rs m342,621234,709 146.0%   
Net interest income Rs m279,00394,807 294.3%  
Operating expense Rs m557,55673,508 758.5%   
Gross profit Rs m-278,55321,298 -1,307.9%  
Gross profit margin %-44.86.5 -693.3%  
Provisions/contingencies Rs m191,949142,063 135.1%   
Profit before tax Rs m97,565-66,062 -147.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-13,8740-   
Prior Period Items Rs m00-   
Tax Rs m6,570-13,938 -47.1%   
Profit after tax Rs m77,122-52,125 -148.0%  
Net profit margin %12.4-15.8 -78.4%  
BALANCE SHEET DATA
Advances Rs m5,668,5422,905,715 195.1%   
Deposits Rs m5,857,9614,102,884 142.8%  
Credit/Deposit ratio x96.870.8 136.6%  
Yield on advances %7.67.9 97.0%   
Cost of deposits %4.15.3 77.1%   
Net Interest Margin %2.72.0 133.3%  
Net fixed assets Rs m94,65038,461 246.1%   
Share capital Rs m12,85811,686 110.0%   
Free reserves Rs m591,640228,925 258.4%   
Net worth Rs m1,106,241252,518 438.1%   
Borrowings Rs m2,294,018456,804 502.2%   
Investments Rs m3,722,0771,255,107 296.6%   
Total assets Rs m11,242,8104,911,464 228.9%  
Debt/equity ratio x7.418.1 40.8%   
Return on assets %0.7-1.1 -64.6%  
Return on equity %7.0-20.6 -33.8%  
Capital adequacy ratio %18.411.5 160.2%  
Net NPAs %4.88.4 56.7%  
CASH FLOW
From Operations Rs m193,82960,893 318.3%  
From Investments Rs m-505,735-3,068 16,486.9%  
From Financial Activity Rs m396,760107,919 367.6%  
Net Cashflow Rs m85,083165,744 51.3%  

Share Holding

Indian Promoters % 0.0 60.1 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 23.1 16.6 139.2%  
FIIs % 40.0 8.5 470.6%  
ADR/GDR % 29.2 0.0 -  
Free float % 7.8 14.8 52.7%  
Shareholders   585,463 235,817 248.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ICICI BANK With:   SOUTH IND.BANK  J&K BANK  ING VYSYA BANK  ANDHRA BANK  INDUSIND BANK  

Compare ICICI BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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ICICI BANK Announces Quarterly Results (2QFY19); Net Profit Down 55.8% (Quarterly Result Update)

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Nov 13, 2018 (Close)

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