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ICICI BANK vs UNITED BANK OF INDIA - Comparison Results

ICICI BANK     Change

Despite being the second largest bank in the country after SBI in terms of asset size, ICICI Bank lost its share of the banking sector's advances from 10.2% in FY07 to 8% in FY12. At the end of March 2012, the bank had assets of over Rs 4.8 trillion ... More

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Current Valuations

    ICICI BANK UNITED BANK OF INDIA ICICI BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 47.6 -0.4 - View Chart
P/BV x 2.2 0.1 3,855.2% View Chart
Dividend Yield % 0.2 0.0 -  

Financials

 ICICI BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    ICICI BANK
Mar-19
UNITED BANK OF INDIA
Mar-19
ICICI BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs40015 2,702.7%   
Low Rs2599 2,849.5%   
Income per share (Unadj.) Rs112.011.5 971.7%  
Earnings per share (Unadj.) Rs6.6-3.1 -212.3%  
Cash flow per share (Unadj.) Rs73.4-10.3 -714.6%  
Dividends per share (Unadj.) Rs1.000-  
Avg Dividend yield %0.30-  
Book value per share (Unadj.) Rs177.715.5 1,148.1%  
Shares outstanding (eoy) m6,427.997,427.92 86.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x2.91.0 283.9%   
Avg P/E ratio x49.8-3.8 -1,299.6%  
Avg P/CF ratio x8.12.4 337.3%  
Avg Price/Bookvalue ratio x1.90.8 240.3%  
Dividend payout %15.10-   
Avg Mkt Cap Rs m2,118,98788,764 2,387.2%   
No. of employees `00086.814.3 606.9%   
Total wages & salary Rs m94,25319,545 482.2%   
Avg. income/employee Rs Th8,296.45,987.6 138.6%   
Avg. wages/employee Rs Th1,086.31,367.2 79.5%   
Avg. net profit/employee Rs Th490.3-1,620.0 -30.3%   
INCOME DATA
Interest income Rs m719,81785,599 840.9%  
Other income Rs m593,24823,846 2,487.9%   
Interest expense Rs m391,77565,853 594.9%   
Net interest income Rs m328,04119,746 1,661.3%  
Operating expense Rs m642,58929,476 2,180.0%   
Gross profit Rs m-314,548-9,730 3,232.8%  
Gross profit margin %-43.7-11.4 384.4%  
Provisions/contingencies Rs m217,66959,925 363.2%   
Profit before tax Rs m61,032-45,809 -133.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-14,3490-   
Prior Period Items Rs m00-   
Tax Rs m4,140-22,650 -18.3%   
Profit after tax Rs m42,542-23,159 -183.7%  
Net profit margin %5.9-27.1 -21.8%  
BALANCE SHEET DATA
Advances Rs m6,469,617669,551 966.3%   
Deposits Rs m6,813,1691,349,833 504.7%  
Credit/Deposit ratio x95.049.6 191.4%  
Yield on advances %7.97.6 104.1%   
Cost of deposits %4.04.7 84.6%   
Net Interest Margin %2.91.4 201.8%  
Net fixed assets Rs m96,60412,401 779.0%   
Share capital Rs m12,89574,279 17.4%   
Free reserves Rs m1,129,59340,710 2,774.8%   
Net worth Rs m1,142,487114,989 993.6%   
Borrowings Rs m2,103,24122,037 9,544.0%   
Investments Rs m3,982,008609,760 653.0%   
Total assets Rs m12,387,9391,515,299 817.5%  
Debt/equity ratio x7.811.9 65.4%   
Return on assets %0.3-1.5 -22.5%  
Return on equity %3.7-20.1 -18.5%  
Capital adequacy ratio %16.913.0 129.9%  
Net NPAs %2.38.7 26.4%  
CASH FLOW
From Operations Rs m486,711-150,737 -322.9%  
From Investments Rs m-301,472-732 41,167.9%  
From Financial Activity Rs m-199,97445,761 -437.0%  
Net Cashflow Rs m-16,082-105,708 15.2%  

Share Holding

Indian Promoters % 0.0 88.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 23.1 5.2 444.2%  
FIIs % 40.0 0.3 13,333.3%  
ADR/GDR % 29.2 0.0 -  
Free float % 7.8 6.5 120.0%  
Shareholders   585,463 78,272 748.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare ICICI BANK With:   HDFC BANK  FEDERAL BANK  DCB BANK  BANK OF INDIA  KOTAK MAHINDRA BANK  

Compare ICICI BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Related Views on News

UNITED BANK OF INDIA Announces Quarterly Results (1QFY20); Net Profit Up 127.0% (Quarterly Result Update)

Aug 1, 2019 | Updated on Aug 1, 2019

For the quarter ended June 2019, UNITED BANK OF INDIA has posted a net profit of Rs 1 bn (up 127.0% YoY). Sales on the other hand came in at Rs 24 bn (up 10.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

ICICI BANK Announces Quarterly Results (1QFY20); Net Profit Up 1696.0% (Quarterly Result Update)

Jul 29, 2019 | Updated on Jul 29, 2019

For the quarter ended June 2019, ICICI BANK has posted a net profit of Rs 19 bn (up 1696.0% YoY). Sales on the other hand came in at Rs 180 bn (up 22.1% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (4QFY19); Net Profit Up 136.5% (Quarterly Result Update)

May 16, 2019 | Updated on May 16, 2019

For the quarter ended March 2019, UNITED BANK OF INDIA has posted a net profit of Rs 952 m (up 136.5% YoY). Sales on the other hand came in at Rs 22 bn (up 1.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

ICICI BANK Announces Quarterly Results (4QFY19); Net Profit Down 5.0% (Quarterly Result Update)

May 8, 2019 | Updated on May 8, 2019

For the quarter ended March 2019, ICICI BANK has posted a net profit of Rs 10 bn (down 5.0% YoY). Sales on the other hand came in at Rs 173 bn (up 21.2% YoY). Read on for a complete analysis of ICICI BANK's quarterly results.

UNITED BANK OF INDIA Announces Quarterly Results (3QFY19); Net Profit Down 78.7% (Quarterly Result Update)

Feb 13, 2019 | Updated on Feb 13, 2019

For the quarter ended December 2018, UNITED BANK OF INDIA has posted a net profit of Rs 11 bn (down 78.7% YoY). Sales on the other hand came in at Rs 21 bn (up 3.2% YoY). Read on for a complete analysis of UNITED BANK OF INDIA's quarterly results.

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Sep 17, 2019 (Close)

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