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ChangeAfter the amalgamation of IDBI with IDBI Bank and later with the beleaguered United Western Bank (UWB) in 2006, the bank has managed to integrate the additional branches and employees with itself. The bank had a franchise of over 1,200 ATMs and 720 b... More
With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More
| IDBI BANK | HDFC BANK | IDBI BANK/ HDFC BANK |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | -1.7 | 29.6 | - | View Chart |
| P/BV | x | 0.4 | 6.1 | 6.0% | View Chart |
| Dividend Yield | % | 1.4 | 0.5 | 253.7% |
 IDBI BANK  HDFC BANK |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| IDBI BANK Mar-15 |
HDFC BANK Mar-16 |
IDBI BANK/ HDFC BANK |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 113 | 1,128 | 10.0% | |
| Low | Rs | 60 | 929 | 6.5% | |
| Income per share (Unadj.) | Rs | 175.6 | 249.8 | 70.3% | |
| Earnings per share (Unadj.) | Rs | 5.9 | 50.6 | 11.6% | |
| Cash flow per share (Unadj.) | Rs | 6.0 | 135.9 | 4.4% | |
| Dividends per share (Unadj.) | Rs | 0.75 | 9.50 | 7.9% | |
| Avg Dividend yield | % | 0.9 | 0.9 | 93.9% | |
| Book value per share (Unadj.) | Rs | 152.0 | 293.9 | 51.7% | |
| Shares outstanding (eoy) | m | 1,603.96 | 2,528.19 | 63.4% | |
| Bonus/Rights/Conversions | ESOP | ESOP | - | ||
| Avg Price / Income ratio | x | 0.5 | 4.1 | 12.0% | |
| Avg P/E ratio | x | 14.7 | 20.3 | 72.5% | |
| Avg P/CF ratio | x | 2.6 | 16.5 | 15.5% | |
| Avg Price/Bookvalue ratio | x | 0.6 | 3.5 | 16.3% | |
| Dividend payout | % | 12.8 | 18.8 | 68.1% | |
| Avg Mkt Cap | Rs m | 138,662 | 2,599,864 | 5.3% | |
| No. of employees | `000 | 16.6 | 87.6 | 18.9% | |
| Total wages & salary | Rs m | 20,112 | 63,061 | 31.9% | |
| Avg. income/employee | Rs Th | 17,012.5 | 7,213.9 | 235.8% | |
| Avg. wages/employee | Rs Th | 1,214.9 | 720.2 | 168.7% | |
| Avg. net profit/employee | Rs Th | 568.9 | 1,462.1 | 38.9% | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 281,643 | 631,616 | 44.6% | |
| Other income | Rs m | 41,892 | 112,117 | 37.4% | |
| Interest expense | Rs m | 223,872 | 340,696 | 65.7% | |
| Net interest income | Rs m | 57,771 | 290,920 | 19.9% | |
| Operating expense | Rs m | 41,046 | 178,319 | 23.0% | |
| Gross profit | Rs m | 16,725 | 112,601 | 14.9% | |
| Gross profit margin | % | 5.9 | 17.8 | 33.3% | |
| Provisions/contingencies | Rs m | 44,905 | 29,608 | 151.7% | |
| Profit before tax | Rs m | 13,403 | 194,715 | 6.9% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 155 | 197 | 78.4% | |
| Prior Period Items | Rs m | 0 | 37 | 0.0% | |
| Tax | Rs m | 4,139 | 66,937 | 6.2% | |
| Profit after tax | Rs m | 9,418 | 128,013 | 7.4% | |
| Net profit margin | % | 3.3 | 20.3 | 16.5% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 2,083,769 | 4,872,904 | 42.8% | |
| Deposits | Rs m | 2,595,230 | 5,458,733 | 47.5% | |
| Credit/Deposit ratio | x | 80.3 | 89.3 | 89.9% | |
| Yield on advances | % | 10.0 | 9.8 | 102.0% | |
| Cost of deposits | % | 6.8 | 5.3 | 127.3% | |
| Net Interest Margin | % | 1.7 | 4.2 | 39.8% | |
| Net fixed assets | Rs m | 30,800 | 34,797 | 88.5% | |
| Share capital | Rs m | 16,040 | 5,056 | 317.2% | |
| Free reserves | Rs m | 156,910 | 568,152 | 27.6% | |
| Net worth | Rs m | 243,749 | 743,041 | 32.8% | |
| Borrowings | Rs m | 618,330 | 717,635 | 86.2% | |
| Investments | Rs m | 1,206,093 | 1,616,833 | 74.6% | |
| Total assets | Rs m | 3,559,309 | 7,302,618 | 48.7% | |
| Debt/equity ratio | x | 13.2 | 8.3 | 158.6% | |
| Return on assets | % | 0.3 | 1.8 | 15.1% | |
| Return on equity | % | 3.9 | 17.2 | 22.4% | |
| Capital adequacy ratio | % | 11.8 | 15.5 | 75.7% | |
| Net NPAs | % | 2.9 | 0.3 | 1,028.6% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -19,906 | -76,769 | 25.9% | |
| From Investments | Rs m | -2,716 | -8,656 | 31.4% | |
| From Financial Activity | Rs m | -610 | 110,567 | -0.6% | |
| Net Cashflow | Rs m | -23,232 | 25,142 | -92.4% | |
| Indian Promoters | % | 71.7 | 22.6 | 317.3% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 13.7 | 9.9 | 138.4% | |
| FIIs | % | 3.4 | 34.1 | 10.0% | |
| ADR/GDR | % | 0.0 | 17.0 | - | |
| Free float | % | 11.2 | 16.4 | 68.3% | |
| Shareholders | 438,231 | 415,166 | 105.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare IDBI BANK With: KOTAK MAH. BANK UNITED BANK OF INDIA ALLAHABAD BANK ING VYSYA BANK KARUR VYSYA BANK
Compare IDBI BANK With: DEUTSCHE BANK (Germany) WELLS FARGO (US)
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After opening the day flat, share markets in India remained rangebound and are presently trading marginally above the dotted line.
Asset quality was under pressure on account of farm loan waivers. Despite the higher provisioning, the company reported a healthy profit growth of 20%.
Personal Loans and Credit Cards help HDFC bank report a robust set of numbers over the fourth quarter and for the financial year 2017.
HDFC Bank declared the results for the third quarter of financial year ending March 2017 (3QFY17). The bank has reported 18% YoY and 15% YoY growth in net interest income and net profits respectively in 3QFY17.
HDFC Bank declared the results for the second quarter of financial year ending March 2017 (2QFY17). The bank has reported 20% YoY and 20% YoY growth in net interest income and net profits respectively in 2QFY17.
State Bank of India (SBI) continues to battle sliding asset quality and sluggish credit growth.
More Views on NewsA small-cap Indian company with high-return potential and blue-chip-like stability is set to supplant the Chinese players in this niche segment.
Most Indians who cannot find jobs, look at becoming self-employed.
The IT Sector could be in an uptrend till February 2019. Are you prepared to ride the trend?
Post demonetisation, a cut in bank savings deposits rates was in the offing.
Ensure your financial Independence, and pledge to start the journey towards financial freedom today!
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