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IDBI BANK vs INDIAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    IDBI BANK INDIAN BANK IDBI BANK/
INDIAN BANK
 
P/E (TTM) x 17.0 9.4 181.4% View Chart
P/BV x 2.0 1.4 140.6% View Chart
Dividend Yield % 1.2 1.7 70.6%  

Financials

 IDBI BANK   INDIAN BANK
EQUITY SHARE DATA
    IDBI BANK
Mar-23
INDIAN BANK
Mar-23
IDBI BANK/
INDIAN BANK
5-Yr Chart
Click to enlarge
High Rs62310 20.0%   
Low Rs31137 22.2%   
Income per share (Unadj.) Rs19.2361.2 5.3%  
Earnings per share (Unadj.) Rs3.444.7 7.7%  
Cash flow per share (Unadj.) Rs5.471.6 7.6%  
Dividends per share (Unadj.) Rs1.008.60 11.6%  
Avg Dividend yield %2.23.8 56.2%  
Book value per share (Unadj.) Rs43.1397.5 10.8%  
Shares outstanding (eoy) m10,752.401,245.44 863.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.40.6 390.1%   
Avg P/E ratio x13.45.0 268.5%  
Avg P/CF ratio x5.61.8 315.5%  
Avg Price/Bookvalue ratio x1.10.6 190.9%  
Dividend payout %29.019.2 150.9%   
Avg Mkt Cap Rs m497,299278,481 178.6%   
No. of employees `000NANA-   
Total wages & salary Rs m36,91475,789 48.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m205,915449,852 45.8%  
Other income Rs m45,75478,045 58.6%   
Interest expense Rs m91,304247,173 36.9%   
Net interest income Rs m114,611202,679 56.5%  
Operating expense Rs m72,326127,248 56.8%   
Gross profit Rs m42,28575,431 56.1%  
Gross profit margin %20.516.8 122.5%  
Provisions/contingencies Rs m51,171100,171 51.1%   
Profit before tax Rs m36,86859,632 61.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-219-12 1,810.9%   
Prior Period Items Rs m4112,430 16.9%   
Tax Rs m06,327 0.0%   
Profit after tax Rs m37,06155,723 66.5%  
Net profit margin %18.012.4 145.3%  
BALANCE SHEET DATA
Advances Rs m1,625,4584,492,940 36.2%   
Deposits Rs m2,553,2226,211,232 41.1%  
Credit/Deposit ratio x63.772.3 88.0%  
Yield on advances %8.27.1 115.4%   
Cost of deposits %3.13.7 82.1%   
Net Interest Margin %4.43.2 137.1%  
Net fixed assets Rs m93,04874,704 124.6%   
Share capital Rs m107,52412,454 863.3%   
Free reserves Rs m355,668482,614 73.7%   
Net worth Rs m463,192495,068 93.6%   
Borrowings Rs m126,378220,924 57.2%   
Investments Rs m1,004,0871,883,663 53.3%   
Total assets Rs m3,314,9777,133,340 46.5%  
Debt/equity ratio x5.813.0 44.5%   
Return on assets %1.10.8 143.1%  
Return on equity %8.011.3 71.1%  
Capital adequacy ratio %20.416.5 124.0%  
Net NPAs %0.90.9 102.2%  
CASH FLOW
From Operations Rs m-26,009-278,940 9.3%  
From Investments Rs m-2,945-3,140 93.8%  
From Financial Activity Rs m-35,645-15,434 231.0%  
Net Cashflow Rs m-64,485-297,514 21.7%  

Share Holding

Indian Promoters % 94.7 73.8 128.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.6 22.2 2.7%  
FIIs % 0.5 5.3 8.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 26.2 20.2%  
Shareholders   672,434 308,165 218.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IDBI BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on IDBI Bank vs Indian Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IDBI Bank vs Indian Bank Share Price Performance

Period IDBI Bank Indian Bank S&P BSE BANKEX
1-Day -0.94% -0.18% 0.31%
1-Month 4.25% 5.01% 1.33%
1-Year 60.35% 59.67% 11.51%
3-Year CAGR 35.43% 72.95% 14.65%
5-Year CAGR 14.60% 14.78% 9.84%

* Compound Annual Growth Rate

Here are more details on the IDBI Bank share price and the Indian Bank share price.

Moving on to shareholding structures...

The promoters of IDBI Bank hold a 94.7% stake in the company. In case of Indian Bank the stake stands at 73.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IDBI Bank and the shareholding pattern of Indian Bank.

Finally, a word on dividends...

In the most recent financial year, IDBI Bank paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 29.0%.

Indian Bank paid Rs 8.6, and its dividend payout ratio stood at 19.2%.

You may visit here to review the dividend history of IDBI Bank, and the dividend history of Indian Bank.

For a sector overview, read our banking sector report.



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