IDBI BANK | J&K BANK | IDBI BANK/ J&K BANK |
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P/E (TTM) | x | 17.0 | 8.8 | 193.6% | View Chart |
P/BV | x | 1.9 | 1.4 | 136.8% | View Chart |
Dividend Yield | % | 1.2 | 0.4 | 305.0% |
IDBI BANK J&K BANK |
EQUITY SHARE DATA | |||||
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IDBI BANK Mar-23 |
J&K BANK Mar-23 |
IDBI BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 62 | 63 | 98.8% | |
Low | Rs | 31 | 24 | 128.2% | |
Income per share (Unadj.) | Rs | 19.2 | 90.7 | 21.1% | |
Earnings per share (Unadj.) | Rs | 3.4 | 11.4 | 30.1% | |
Cash flow per share (Unadj.) | Rs | 5.4 | 46.1 | 11.7% | |
Dividends per share (Unadj.) | Rs | 1.00 | 0.50 | 200.0% | |
Avg Dividend yield | % | 2.2 | 1.2 | 187.1% | |
Book value per share (Unadj.) | Rs | 43.1 | 95.9 | 44.9% | |
Shares outstanding (eoy) | m | 10,752.40 | 1,031.48 | 1,042.4% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 2.4 | 0.5 | 506.2% | |
Avg P/E ratio | x | 13.4 | 3.8 | 354.9% | |
Avg P/CF ratio | x | 5.6 | 2.4 | 232.6% | |
Avg Price/Bookvalue ratio | x | 1.1 | 0.5 | 238.0% | |
Dividend payout | % | 29.0 | 4.4 | 664.1% | |
Avg Mkt Cap | Rs m | 497,299 | 44,637 | 1,114.1% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 36,914 | 27,086 | 136.3% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 205,915 | 93,552 | 220.1% | |
Other income | Rs m | 45,754 | 7,652 | 597.9% | |
Interest expense | Rs m | 91,304 | 46,094 | 198.1% | |
Net interest income | Rs m | 114,611 | 47,458 | 241.5% | |
Operating expense | Rs m | 72,326 | 36,509 | 198.1% | |
Gross profit | Rs m | 42,285 | 10,949 | 386.2% | |
Gross profit margin | % | 20.5 | 11.7 | 175.5% | |
Provisions/contingencies | Rs m | 51,171 | 6,616 | 773.5% | |
Profit before tax | Rs m | 36,868 | 17,856 | 206.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -219 | 0 | - | |
Prior Period Items | Rs m | 411 | -181 | -227.6% | |
Tax | Rs m | 0 | 5,870 | 0.0% | |
Profit after tax | Rs m | 37,061 | 11,805 | 313.9% | |
Net profit margin | % | 18.0 | 12.6 | 142.6% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 1,625,458 | 822,776 | 197.6% | |
Deposits | Rs m | 2,553,222 | 1,220,272 | 209.2% | |
Credit/Deposit ratio | x | 63.7 | 67.4 | 94.4% | |
Yield on advances | % | 8.2 | 8.5 | 96.5% | |
Cost of deposits | % | 3.1 | 3.6 | 85.9% | |
Net Interest Margin | % | 4.4 | 4.1 | 107.5% | |
Net fixed assets | Rs m | 93,048 | 22,244 | 418.3% | |
Share capital | Rs m | 107,524 | 1,032 | 10,422.8% | |
Free reserves | Rs m | 355,668 | 97,932 | 363.2% | |
Net worth | Rs m | 463,192 | 98,963 | 468.0% | |
Borrowings | Rs m | 126,378 | 28,923 | 436.9% | |
Investments | Rs m | 1,004,087 | 347,804 | 288.7% | |
Total assets | Rs m | 3,314,977 | 1,459,126 | 227.2% | |
Debt/equity ratio | x | 5.8 | 12.6 | 45.8% | |
Return on assets | % | 1.1 | 0.8 | 138.2% | |
Return on equity | % | 8.0 | 11.9 | 67.1% | |
Capital adequacy ratio | % | 20.4 | 15.4 | 132.6% | |
Net NPAs | % | 0.9 | 1.6 | 56.8% |
CASH FLOW | |||||
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From Operations | Rs m | -26,009 | -4,071 | 638.9% | |
From Investments | Rs m | -2,945 | -1,235 | 238.4% | |
From Financial Activity | Rs m | -35,645 | 6,376 | -559.1% | |
Net Cashflow | Rs m | -64,485 | 1,070 | -6,029.3% |
Indian Promoters | % | 94.7 | 59.4 | 159.4% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 0.6 | 14.9 | 4.1% | |
FIIs | % | 0.5 | 7.0 | 6.4% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 5.3 | 40.6 | 13.0% | |
Shareholders | 672,434 | 215,294 | 312.3% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare IDBI BANK With: HDFC BANK AXIS BANK ICICI BANK SBI KOTAK MAHINDRA BANK
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | IDBI Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | -1.12% | -2.33% | 1.02% |
1-Month | 4.07% | -2.92% | 2.05% |
1-Year | 60.07% | 151.92% | 12.30% |
3-Year CAGR | 35.35% | 77.34% | 14.92% |
5-Year CAGR | 14.55% | 16.93% | 10.00% |
* Compound Annual Growth Rate
Here are more details on the IDBI Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of IDBI Bank hold a 94.7% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IDBI Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, IDBI Bank paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 29.0%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of IDBI Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day deep in red, Indian share markets reversed the trend as the session progressed and ended on firm footing.