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IDBI BANK vs J&K BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    IDBI BANK J&K BANK IDBI BANK/
J&K BANK
 
P/E (TTM) x 17.0 8.8 193.6% View Chart
P/BV x 1.9 1.4 136.8% View Chart
Dividend Yield % 1.2 0.4 305.0%  

Financials

 IDBI BANK   J&K BANK
EQUITY SHARE DATA
    IDBI BANK
Mar-23
J&K BANK
Mar-23
IDBI BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs6263 98.8%   
Low Rs3124 128.2%   
Income per share (Unadj.) Rs19.290.7 21.1%  
Earnings per share (Unadj.) Rs3.411.4 30.1%  
Cash flow per share (Unadj.) Rs5.446.1 11.7%  
Dividends per share (Unadj.) Rs1.000.50 200.0%  
Avg Dividend yield %2.21.2 187.1%  
Book value per share (Unadj.) Rs43.195.9 44.9%  
Shares outstanding (eoy) m10,752.401,031.48 1,042.4%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.40.5 506.2%   
Avg P/E ratio x13.43.8 354.9%  
Avg P/CF ratio x5.62.4 232.6%  
Avg Price/Bookvalue ratio x1.10.5 238.0%  
Dividend payout %29.04.4 664.1%   
Avg Mkt Cap Rs m497,29944,637 1,114.1%   
No. of employees `000NANA-   
Total wages & salary Rs m36,91427,086 136.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m205,91593,552 220.1%  
Other income Rs m45,7547,652 597.9%   
Interest expense Rs m91,30446,094 198.1%   
Net interest income Rs m114,61147,458 241.5%  
Operating expense Rs m72,32636,509 198.1%   
Gross profit Rs m42,28510,949 386.2%  
Gross profit margin %20.511.7 175.5%  
Provisions/contingencies Rs m51,1716,616 773.5%   
Profit before tax Rs m36,86817,856 206.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-2190-   
Prior Period Items Rs m411-181 -227.6%   
Tax Rs m05,870 0.0%   
Profit after tax Rs m37,06111,805 313.9%  
Net profit margin %18.012.6 142.6%  
BALANCE SHEET DATA
Advances Rs m1,625,458822,776 197.6%   
Deposits Rs m2,553,2221,220,272 209.2%  
Credit/Deposit ratio x63.767.4 94.4%  
Yield on advances %8.28.5 96.5%   
Cost of deposits %3.13.6 85.9%   
Net Interest Margin %4.44.1 107.5%  
Net fixed assets Rs m93,04822,244 418.3%   
Share capital Rs m107,5241,032 10,422.8%   
Free reserves Rs m355,66897,932 363.2%   
Net worth Rs m463,19298,963 468.0%   
Borrowings Rs m126,37828,923 436.9%   
Investments Rs m1,004,087347,804 288.7%   
Total assets Rs m3,314,9771,459,126 227.2%  
Debt/equity ratio x5.812.6 45.8%   
Return on assets %1.10.8 138.2%  
Return on equity %8.011.9 67.1%  
Capital adequacy ratio %20.415.4 132.6%  
Net NPAs %0.91.6 56.8%  
CASH FLOW
From Operations Rs m-26,009-4,071 638.9%  
From Investments Rs m-2,945-1,235 238.4%  
From Financial Activity Rs m-35,6456,376 -559.1%  
Net Cashflow Rs m-64,4851,070 -6,029.3%  

Share Holding

Indian Promoters % 94.7 59.4 159.4%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.6 14.9 4.1%  
FIIs % 0.5 7.0 6.4%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 40.6 13.0%  
Shareholders   672,434 215,294 312.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IDBI BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on IDBI Bank vs J&K Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IDBI Bank vs J&K Bank Share Price Performance

Period IDBI Bank J&K Bank S&P BSE BANKEX
1-Day -1.12% -2.33% 1.02%
1-Month 4.07% -2.92% 2.05%
1-Year 60.07% 151.92% 12.30%
3-Year CAGR 35.35% 77.34% 14.92%
5-Year CAGR 14.55% 16.93% 10.00%

* Compound Annual Growth Rate

Here are more details on the IDBI Bank share price and the J&K Bank share price.

Moving on to shareholding structures...

The promoters of IDBI Bank hold a 94.7% stake in the company. In case of J&K Bank the stake stands at 59.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IDBI Bank and the shareholding pattern of J&K Bank.

Finally, a word on dividends...

In the most recent financial year, IDBI Bank paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 29.0%.

J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.

You may visit here to review the dividend history of IDBI Bank, and the dividend history of J&K Bank.

For a sector overview, read our banking sector report.



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