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IDBI BANK vs PNB - Comparison Results

Rs 100 invested in...

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Current Valuations

    IDBI BANK PNB IDBI BANK/
PNB
 
P/E (TTM) x 16.4 19.6 83.3% View Chart
P/BV x 1.9 1.3 141.1% View Chart
Dividend Yield % 1.2 0.5 236.4%  

Financials

 IDBI BANK   PNB
EQUITY SHARE DATA
    IDBI BANK
Mar-23
PNB
Mar-23
IDBI BANK/
PNB
5-Yr Chart
Click to enlarge
High Rs6262 99.9%   
Low Rs3128 108.7%   
Income per share (Unadj.) Rs19.278.9 24.3%  
Earnings per share (Unadj.) Rs3.43.0 113.3%  
Cash flow per share (Unadj.) Rs5.48.7 62.0%  
Dividends per share (Unadj.) Rs1.000.65 153.8%  
Avg Dividend yield %2.21.4 149.9%  
Book value per share (Unadj.) Rs43.193.4 46.1%  
Shares outstanding (eoy) m10,752.4011,011.02 97.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.40.6 422.8%   
Avg P/E ratio x13.414.8 90.6%  
Avg P/CF ratio x5.62.1 263.7%  
Avg Price/Bookvalue ratio x1.10.5 222.7%  
Dividend payout %29.021.4 135.7%   
Avg Mkt Cap Rs m497,299496,046 100.3%   
No. of employees `000NANA-   
Total wages & salary Rs m36,914149,426 24.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m205,915868,453 23.7%  
Other income Rs m45,754122,396 37.4%   
Interest expense Rs m91,304518,170 17.6%   
Net interest income Rs m114,611350,283 32.7%  
Operating expense Rs m72,326243,357 29.7%   
Gross profit Rs m42,285106,926 39.5%  
Gross profit margin %20.512.3 166.8%  
Provisions/contingencies Rs m51,171198,629 25.8%   
Profit before tax Rs m36,86848,614 75.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-219-103 212.1%   
Prior Period Items Rs m4112,894 14.2%   
Tax Rs m017,921 0.0%   
Profit after tax Rs m37,06133,485 110.7%  
Net profit margin %18.03.9 466.8%  
BALANCE SHEET DATA
Advances Rs m1,625,4588,374,590 19.4%   
Deposits Rs m2,553,22212,903,471 19.8%  
Credit/Deposit ratio x63.764.9 98.1%  
Yield on advances %8.26.9 119.0%   
Cost of deposits %3.13.6 84.1%   
Net Interest Margin %4.42.8 156.1%  
Net fixed assets Rs m93,048120,840 77.0%   
Share capital Rs m107,52422,022 488.3%   
Free reserves Rs m355,6681,006,783 35.3%   
Net worth Rs m463,1921,028,805 45.0%   
Borrowings Rs m126,378701,486 18.0%   
Investments Rs m1,004,0874,169,138 24.1%   
Total assets Rs m3,314,97714,936,490 22.2%  
Debt/equity ratio x5.813.2 43.7%   
Return on assets %1.10.2 498.7%  
Return on equity %8.03.3 245.8%  
Capital adequacy ratio %20.415.5 131.9%  
Net NPAs %0.92.7 33.8%  
CASH FLOW
From Operations Rs m-26,009225,921 -11.5%  
From Investments Rs m-2,945-7,325 40.2%  
From Financial Activity Rs m-35,64512,750 -279.6%  
Net Cashflow Rs m-64,485231,346 -27.9%  

Share Holding

Indian Promoters % 94.7 73.2 129.5%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.5 16.8 2.9%  
FIIs % 0.3 3.1 10.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 5.3 26.9 19.7%  
Shareholders   636,699 2,163,625 29.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IDBI BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on IDBI Bank vs PNB

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IDBI Bank vs PNB Share Price Performance

Period IDBI Bank PNB S&P BSE BANKEX
1-Day 1.89% 1.30% 0.82%
1-Month -5.11% 3.02% 2.48%
1-Year 86.93% 176.83% 19.28%
3-Year CAGR 27.93% 50.95% 12.00%
5-Year CAGR 12.70% 5.45% 9.40%

* Compound Annual Growth Rate

Here are more details on the IDBI Bank share price and the PNB share price.

Moving on to shareholding structures...

The promoters of IDBI Bank hold a 94.7% stake in the company. In case of PNB the stake stands at 73.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IDBI Bank and the shareholding pattern of PNB.

Finally, a word on dividends...

In the most recent financial year, IDBI Bank paid a dividend of Rs 1.0 per share. This amounted to a Dividend Payout ratio of 29.0%.

PNB paid Rs 0.7, and its dividend payout ratio stood at 21.4%.

You may visit here to review the dividend history of IDBI Bank, and the dividend history of PNB.

For a sector overview, read our banking sector report.



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