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IDFC FIRST BANK vs INDIAN OVERSEAS BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    IDFC FIRST BANK INDIAN OVERSEAS BANK IDFC FIRST BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 17.6 45.2 39.0% View Chart
P/BV x 2.1 4.6 45.3% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 IDFC FIRST BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    IDFC FIRST BANK
Mar-23
INDIAN OVERSEAS BANK
Mar-23
IDFC FIRST BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs6437 175.2%   
Low Rs2915 189.8%   
Income per share (Unadj.) Rs34.310.3 334.5%  
Earnings per share (Unadj.) Rs3.81.1 337.3%  
Cash flow per share (Unadj.) Rs19.52.6 747.5%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs39.013.2 296.3%  
Shares outstanding (eoy) m6,618.1218,902.41 35.0%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.42.5 53.7%   
Avg P/E ratio x12.423.3 53.2%  
Avg P/CF ratio x6.28.3 74.8%  
Avg Price/Bookvalue ratio x1.22.0 60.6%  
Dividend payout %00-   
Avg Mkt Cap Rs m308,570490,990 62.8%   
No. of employees `000NANA-   
Total wages & salary Rs m42,78641,024 104.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m227,278194,070 117.1%  
Other income Rs m44,67341,164 108.5%   
Interest expense Rs m100,906111,463 90.5%   
Net interest income Rs m126,37282,607 153.0%  
Operating expense Rs m121,08264,298 188.3%   
Gross profit Rs m5,28918,309 28.9%  
Gross profit margin %2.39.4 24.7%  
Provisions/contingencies Rs m25,11338,433 65.3%   
Profit before tax Rs m33,31423,534 141.6%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m8,4652,495 339.3%   
Profit after tax Rs m24,84921,040 118.1%  
Net profit margin %10.910.8 100.8%  
BALANCE SHEET DATA
Advances Rs m1,517,9451,780,677 85.2%   
Deposits Rs m1,444,6952,609,736 55.4%  
Credit/Deposit ratio x105.168.2 154.0%  
Yield on advances %12.67.4 170.9%   
Cost of deposits %4.34.0 106.8%   
Net Interest Margin %5.93.0 195.4%  
Net fixed assets Rs m19,14537,107 51.6%   
Share capital Rs m66,181189,024 35.0%   
Free reserves Rs m191,92359,736 321.3%   
Net worth Rs m258,104248,760 103.8%   
Borrowings Rs m572,121208,038 275.0%   
Investments Rs m609,133936,425 65.0%   
Total assets Rs m2,398,8213,134,499 76.5%  
Debt/equity ratio x7.811.3 69.0%   
Return on assets %1.00.7 154.3%  
Return on equity %9.68.5 113.8%  
Capital adequacy ratio %16.816.1 104.5%  
Net NPAs %0.91.8 47.0%  
CASH FLOW
From Operations Rs m35,630-155,835 -22.9%  
From Investments Rs m-119,957-5,596 2,143.5%  
From Financial Activity Rs m65,090127 51,055.3%  
Net Cashflow Rs m-19,237-161,304 11.9%  

Share Holding

Indian Promoters % 37.5 96.4 38.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 34.6 1.3 2,603.8%  
FIIs % 24.3 0.0 81,000.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 62.6 3.6 1,727.9%  
Shareholders   2,382,674 727,348 327.6%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IDFC FIRST BANK With:   HDFC BANK    ICICI BANK    AXIS BANK    SBI    PNB    


More on IDFC FIRST BANK vs Indian Overseas Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IDFC FIRST BANK vs Indian Overseas Bank Share Price Performance

Period IDFC FIRST BANK Indian Overseas Bank S&P BSE BANKEX
1-Day -3.11% 5.41% 0.82%
1-Month -6.37% -5.06% 2.48%
1-Year 42.92% 183.33% 19.28%
3-Year CAGR 8.95% 55.67% 12.00%
5-Year CAGR 6.72% 33.40% 9.40%

* Compound Annual Growth Rate

Here are more details on the IDFC FIRST BANK share price and the Indian Overseas Bank share price.

Moving on to shareholding structures...

The promoters of IDFC FIRST BANK hold a 37.5% stake in the company. In case of Indian Overseas Bank the stake stands at 96.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IDFC FIRST BANK and the shareholding pattern of Indian Overseas Bank.

Finally, a word on dividends...

In the most recent financial year, IDFC FIRST BANK paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Indian Overseas Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of IDFC FIRST BANK, and the dividend history of Indian Overseas Bank.

For a sector overview, read our banking sector report.



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