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IDFC FIRST BANK vs KARUR VYSYA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    IDFC FIRST BANK KARUR VYSYA BANK IDFC FIRST BANK/
KARUR VYSYA BANK
 
P/E (TTM) x 17.6 9.9 178.3% View Chart
P/BV x 2.1 1.7 120.7% View Chart
Dividend Yield % 0.0 1.1 -  

Financials

 IDFC FIRST BANK   KARUR VYSYA BANK
EQUITY SHARE DATA
    IDFC FIRST BANK
Mar-23
KARUR VYSYA BANK
Mar-23
IDFC FIRST BANK/
KARUR VYSYA BANK
5-Yr Chart
Click to enlarge
High Rs64116 55.4%   
Low Rs2942 69.3%   
Income per share (Unadj.) Rs34.381.2 42.3%  
Earnings per share (Unadj.) Rs3.813.8 27.2%  
Cash flow per share (Unadj.) Rs19.526.2 74.6%  
Dividends per share (Unadj.) Rs02.00 0.0%  
Avg Dividend yield %02.5 0.0%  
Book value per share (Unadj.) Rs39.0107.0 36.4%  
Shares outstanding (eoy) m6,618.12802.05 825.2%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.41.0 139.9%   
Avg P/E ratio x12.45.7 217.1%  
Avg P/CF ratio x6.22.6 241.7%  
Avg Price/Bookvalue ratio x1.20.7 162.2%  
Dividend payout %014.5 0.0%   
Avg Mkt Cap Rs m308,57063,262 487.8%   
No. of employees `000NANA-   
Total wages & salary Rs m42,78610,060 425.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m227,27865,166 348.8%  
Other income Rs m44,67311,589 385.5%   
Interest expense Rs m100,90631,677 318.5%   
Net interest income Rs m126,37233,488 377.4%  
Operating expense Rs m121,08220,320 595.9%   
Gross profit Rs m5,28913,168 40.2%  
Gross profit margin %2.320.2 11.5%  
Provisions/contingencies Rs m25,11313,697 183.3%   
Profit before tax Rs m33,31414,369 231.9%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m00-   
Prior Period Items Rs m00-   
Tax Rs m8,4653,308 255.9%   
Profit after tax Rs m24,84911,061 224.7%  
Net profit margin %10.917.0 64.4%  
BALANCE SHEET DATA
Advances Rs m1,517,945631,341 240.4%   
Deposits Rs m1,444,695766,376 188.5%  
Credit/Deposit ratio x105.182.4 127.5%  
Yield on advances %12.68.4 149.6%   
Cost of deposits %4.34.0 107.8%   
Net Interest Margin %5.94.1 145.4%  
Net fixed assets Rs m19,1454,176 458.4%   
Share capital Rs m66,1811,604 4,125.7%   
Free reserves Rs m191,92384,214 227.9%   
Net worth Rs m258,10485,818 300.8%   
Borrowings Rs m572,12114,320 3,995.2%   
Investments Rs m609,133188,083 323.9%   
Total assets Rs m2,398,821901,794 266.0%  
Debt/equity ratio x7.89.1 85.9%   
Return on assets %1.01.2 84.5%  
Return on equity %9.612.9 74.7%  
Capital adequacy ratio %16.818.6 90.6%  
Net NPAs %0.90.7 116.2%  
CASH FLOW
From Operations Rs m35,63012,172 292.7%  
From Investments Rs m-119,957-12,702 944.4%  
From Financial Activity Rs m65,090-1,781 -3,655.7%  
Net Cashflow Rs m-19,237-2,310 832.6%  

Share Holding

Indian Promoters % 37.5 2.2 1,686.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 34.6 50.8 68.2%  
FIIs % 24.3 15.6 155.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 62.6 97.8 64.0%  
Shareholders   2,382,674 232,052 1,026.8%  
Pledged promoter(s) holding % 0.0 7.3 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare IDFC FIRST BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on IDFC FIRST BANK vs Karur Vysya Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

IDFC FIRST BANK vs Karur Vysya Bank Share Price Performance

Period IDFC FIRST BANK Karur Vysya Bank S&P BSE BANKEX
1-Day -3.11% -0.81% 0.82%
1-Month -6.37% -1.72% 2.48%
1-Year 42.92% 86.47% 19.28%
3-Year CAGR 8.95% 48.74% 12.00%
5-Year CAGR 6.72% 20.82% 9.40%

* Compound Annual Growth Rate

Here are more details on the IDFC FIRST BANK share price and the Karur Vysya Bank share price.

Moving on to shareholding structures...

The promoters of IDFC FIRST BANK hold a 37.5% stake in the company. In case of Karur Vysya Bank the stake stands at 2.2%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of IDFC FIRST BANK and the shareholding pattern of Karur Vysya Bank.

Finally, a word on dividends...

In the most recent financial year, IDFC FIRST BANK paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

Karur Vysya Bank paid Rs 2.0, and its dividend payout ratio stood at 14.5%.

You may visit here to review the dividend history of IDFC FIRST BANK, and the dividend history of Karur Vysya Bank.

For a sector overview, read our banking sector report.



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