IFCI is a specialised project finance institution promoted by GoI in 1948. Until recently, it was providing only long-term finance to clients for their capital expenditure. It also runs a financial services division which offers merchant banking, loa... More
LICHF is a key player in the housing finance industry in India with around 9% market share. It was promoted in 1989 by LIC (with a 40% stake). Its capital adequacy ratio stood at 16.7% at the end of FY12, as against a requirement of 12%. The company ... More
IFCI | LIC HOUSING | IFCI/ LIC HOUSING |
|||
---|---|---|---|---|---|
P/E (TTM) | x | -13.6 | 8.6 | - | View Chart |
P/BV | x | 0.3 | 1.1 | 22.3% | View Chart |
Dividend Yield | % | 0.0 | 1.9 | - |
![]() ![]() |
EQUITY SHARE DATA | |||||
---|---|---|---|---|---|
IFCI Mar-18 |
LIC HOUSING Mar-20 |
IFCI/ LIC HOUSING |
5-Yr Chart Click to enlarge
|
||
High | Rs | 35 | 587 | 5.9% | |
Low | Rs | 19 | 186 | 10.3% | |
Income per share (Unadj.) | Rs | 20.3 | 388.7 | 5.2% | |
Earnings per share (Unadj.) | Rs | -5.7 | 47.5 | -12.1% | |
Cash flow per share (Unadj.) | Rs | -14.9 | 73.7 | -20.2% | |
Dividends per share (Unadj.) | Rs | 0 | 8.00 | 0.0% | |
Avg Dividend yield | % | 0 | 2.1 | 0.0% | |
Book value per share (Unadj.) | Rs | 35.8 | 361.9 | 9.9% | |
Shares outstanding (eoy) | m | 1,695.99 | 504.66 | 336.1% | |
Bonus/Rights/Conversions | - | - | - | ||
Avg Price / Income ratio | x | 1.3 | 1.0 | 132.9% | |
Avg P/E ratio | x | -4.7 | 8.1 | -57.6% | |
Avg P/CF ratio | x | 9.6 | 7.8 | 122.4% | |
Avg Price/Bookvalue ratio | x | 0.7 | 1.1 | 70.2% | |
Dividend payout | % | 0 | 16.8 | 0.0% | |
Avg Mkt Cap | Rs m | 45,537 | 195,001 | 23.4% | |
No. of employees | `000 | 0.2 | 2.4 | 10.1% | |
Total wages & salary | Rs m | 2,861 | 3,276 | 87.3% | |
Avg. income/employee | Rs Th | 142,956.0 | 81,999.8 | 174.3% | |
Avg. wages/employee | Rs Th | 11,872.2 | 1,369.6 | 866.8% | |
Avg. net profit/employee | Rs Th | -40,312.0 | 10,019.4 | -402.3% |
INCOME DATA | |||||
---|---|---|---|---|---|
Interest income | Rs m | 34,452 | 196,144 | 17.6% | |
Other income | Rs m | 696 | -292 | -238.2% | |
Interest expense | Rs m | 21,092 | 147,814 | 14.3% | |
Net interest income | Rs m | 13,360 | 48,329 | 27.6% | |
Operating expense | Rs m | 6,453 | 5,405 | 119.4% | |
Gross profit | Rs m | 6,907 | 42,924 | 16.1% | |
Gross profit margin | % | 20.0 | 21.9 | 91.6% | |
Provisions/contingencies | Rs m | 14,469 | 949 | 1,524.9% | |
Profit before tax | Rs m | -17,203 | 32,750 | -52.5% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | 0 | -4 | 0.0% | |
Prior Period Items | Rs m | 0 | 5 | 0.0% | |
Tax | Rs m | -7,488 | 8,785 | -85.2% | |
Profit after tax | Rs m | -9,715 | 23,966 | -40.5% | |
Net profit margin | % | -28.2 | 12.2 | -230.8% |
BALANCE SHEET DATA | |||||
---|---|---|---|---|---|
Advances | Rs m | 322,558 | 2,079,745 | 15.5% | |
Deposits | Rs m | 0 | 0 | - | |
Credit/Deposit ratio | x | NM | NM | - | |
Yield on advances | % | 0 | 9.5 | 0.0% | |
Cost of deposits | % | N.A. | N.A. | - | |
Net Interest Margin | % | 3.6 | 2.3 | 157.4% | |
Net fixed assets | Rs m | 13,191 | 2,951 | 447.0% | |
Share capital | Rs m | 19,210 | 1,010 | 1,902.2% | |
Free reserves | Rs m | 27,761 | 181,639 | 15.3% | |
Net worth | Rs m | 60,732 | 182,649 | 33.3% | |
Borrowings | Rs m | 163,199 | 1,320,823 | 12.4% | |
Investments | Rs m | 52,426 | 54,847 | 95.6% | |
Total assets | Rs m | 298,182 | 2,169,197 | 13.7% | |
Debt/equity ratio | x | 2.7 | 7.2 | 37.2% | |
Return on assets | % | -3.3 | 1.1 | -294.9% | |
Return on equity | % | -16.0 | 13.1 | -121.9% | |
Capital adequacy ratio | % | 14.0 | 13.9 | 100.9% | |
Net NPAs | % | 29.6 | 2.0 | 1,485.4% |
CASH FLOW | |||||
---|---|---|---|---|---|
From Operations | Rs m | -7,403 | -147,377 | 5.0% | |
From Investments | Rs m | 192 | -18,514 | -1.0% | |
From Financial Activity | Rs m | 431 | 151,555 | 0.3% | |
Net Cashflow | Rs m | -6,781 | -14,336 | 47.3% |
Indian Promoters | % | 55.5 | 40.3 | 137.7% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 13.0 | 7.0 | 185.7% | |
FIIs | % | 8.1 | 38.0 | 21.3% | |
ADR/GDR | % | 0.0 | 0.6 | - | |
Free float | % | 23.4 | 14.2 | 164.8% | |
Shareholders | 690,058 | 159,214 | 433.4% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare IFCI With: M&M FINANCIAL SERVICES MUTHOOT FINANCE HDFC IDFC SREI INFRA FINANCE
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Monopolistic railway financer with impeccable asset quality.
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For the quarter ended March 2019, LIC HOUSING has posted a net profit of Rs 7 bn (up 28.6% YoY). Sales on the other hand came in at Rs 47 bn (up 19.3% YoY). Read on for a complete analysis of LIC HOUSING's quarterly results.
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