INDO-CITY TR vs SBI CARDS - Comparison Results
Current Valuations
| INDO-CITY TR | SBI CARDS | INDO-CITY TR/ SBI CARDS |
|||
|---|---|---|---|---|---|
| P/E (TTM) | x | 37.2 | 25.9 | 143.5% | View Chart |
| P/BV | x | 1.2 | 3.7 | 33.0% | View Chart |
| Dividend Yield | % | 0.0 | 0.4 | - |
Financials
 INDO-CITY TR  SBI CARDS |
| EQUITY SHARE DATA | |||||
|---|---|---|---|---|---|
| INDO-CITY TR Mar-25 |
SBI CARDS Mar-26 |
INDO-CITY TR/ SBI CARDS |
5-Yr Chart Click to enlarge
|
||
| High | Rs | 25 | 1,023 | 2.5% | |
| Low | Rs | 9 | 633 | 1.4% | |
| Income per share (Unadj.) | Rs | 7.7 | 209.1 | 3.7% | |
| Earnings per share (Unadj.) | Rs | -1.2 | 22.8 | -5.3% | |
| Cash flow per share (Unadj.) | Rs | -3.8 | 173.0 | -2.2% | |
| Dividends per share (Unadj.) | Rs | 0 | 2.50 | 0.0% | |
| Avg Dividend yield | % | 0 | 0.3 | 0.0% | |
| Book value per share (Unadj.) | Rs | 10.9 | 165.1 | 6.6% | |
| Shares outstanding (eoy) | m | 10.40 | 951.60 | 1.1% | |
| Bonus / Rights / Conversions | 0 | 0 | - | ||
| Avg Price / Income ratio | x | 2.2 | 4.0 | 56.6% | |
| Avg P/E ratio | x | -14.2 | 36.4 | -39.0% | |
| Avg P/CF ratio | x | 1.6 | 35.5 | 4.6% | |
| Avg Price/Bookvalue ratio | x | 1.6 | 5.0 | 31.3% | |
| Dividend payout | % | 0 | 11.0 | -0.0% | |
| Avg Mkt Cap | Rs m | 179 | 787,996 | 0.0% | |
| No. of employees | `000 | NA | NA | - | |
| Total wages & salary | Rs m | 3 | 6,610 | 0.0% | |
| Avg. income/employee | Rs Th | 0 | 0 | - | |
| Avg. wages/employee | Rs Th | 0 | 0 | - | |
| Avg. net profit/employee | Rs Th | 0 | 0 | - | |
| INCOME DATA | |||||
|---|---|---|---|---|---|
| Interest income | Rs m | 80 | 198,996 | 0.0% | |
| Other income | Rs m | 3 | 8,080 | 0.0% | |
| Interest expense | Rs m | 0 | 40,487 | 0.0% | |
| Net interest income | Rs m | 79 | 158,510 | 0.1% | |
| Operating expense | Rs m | 94 | 136,095 | 0.1% | |
| Gross profit | Rs m | -15 | 22,415 | -0.1% | |
| Gross profit margin | % | -18.5 | 11.3 | -164.6% | |
| Provisions/contingencies | Rs m | 122 | 553 | 22.0% | |
| Profit before tax | Rs m | -12 | 29,132 | -0.0% | |
| Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
| Minority Interest | Rs m | 0 | 0 | - | |
| Prior Period Items | Rs m | 0 | 0 | - | |
| Tax | Rs m | 0 | 7,465 | 0.0% | |
| Profit after tax | Rs m | -13 | 21,667 | -0.1% | |
| Net profit margin | % | -15.8 | 10.9 | -145.2% | |
| BALANCE SHEET DATA | |||||
|---|---|---|---|---|---|
| Advances | Rs m | 0 | 549,844 | 0.0% | |
| Deposits | Rs m | 0 | 0 | - | |
| Credit/Deposit ratio | x | 0 | 0 | - | |
| Yield on advances | % | 0 | 0 | - | |
| Cost of deposits | % | 0 | 0 | - | |
| Net Interest Margin | % | 440.3 | 25.8 | 1,705.4% | |
| Net fixed assets | Rs m | 12 | 2,190 | 0.5% | |
| Share capital | Rs m | 104 | 9,516 | 1.1% | |
| Free reserves | Rs m | 10 | 147,588 | 0.0% | |
| Net worth | Rs m | 114 | 157,104 | 0.1% | |
| Borrowings | Rs m | 3 | 376,205 | 0.0% | |
| Investments | Rs m | 18 | 64,075 | 0.0% | |
| Total assets | Rs m | 113 | 658,817 | 0.0% | |
| Debt/equity ratio | x | 0 | 2.4 | 0.9% | |
| Return on assets | % | -11.2 | 3.3 | -339.7% | |
| Return on equity | % | -11.1 | 13.8 | -80.2% | |
| Capital adequacy ratio | % | 0 | 25.5 | 0.0% | |
| Net NPAs | % | 0 | 1.0 | 0.0% | |
| CASH FLOW | |||||
|---|---|---|---|---|---|
| From Operations | Rs m | -13 | 4,930 | -0.3% | |
| From Investments | Rs m | 2 | 2,455 | 0.1% | |
| From Financial Activity | Rs m | NA | -11,724 | 0.0% | |
| Net Cashflow | Rs m | -11 | -4,339 | 0.3% | |
Share Holding
| Indian Promoters | % | 63.5 | 68.9 | 92.2% | |
| Foreign collaborators | % | 0.0 | 0.0 | - | |
| Indian inst/Mut Fund | % | 0.0 | 27.1 | - | |
| FIIs | % | 0.0 | 9.0 | - | |
| ADR/GDR | % | 0.0 | 0.0 | - | |
| Free float | % | 36.5 | 31.1 | 117.2% | |
| Shareholders | 4,518 | 729,862 | 0.6% | ||
| Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDO-CITY TR With: BAJAJ FINANCE CHOLAMANDALAM INVEST BAJAJ HOLDINGS & INVESTMENT TATA INVESTMENT INDOSTAR CAPITAL
More on INDO-CITY TR vs SBI CARDS
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
INDO-CITY TR vs SBI CARDS Share Price Performance
| Period | INDO-CITY TR | SBI CARDS |
|---|---|---|
| 1-Day | 0.00% | -5.67% |
| 1-Month | -0.81% | -4.05% |
| 1-Year | 28.46% | -31.24% |
| 3-Year CAGR | 19.67% | -9.66% |
| 5-Year CAGR | 27.43% | -10.31% |
* Compound Annual Growth Rate
Here are more details on the INDO-CITY TR share price and the SBI CARDS share price.
Moving on to shareholding structures...
The promoters of INDO-CITY TR hold a 63.5% stake in the company. In case of SBI CARDS the stake stands at 68.9%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDO-CITY TR and the shareholding pattern of SBI CARDS.
Finally, a word on dividends...
In the most recent financial year, INDO-CITY TR paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of -0.0%.
SBI CARDS paid Rs 2.5, and its dividend payout ratio stood at 11.0%.
You may visit here to review the dividend history of INDO-CITY TR, and the dividend history of SBI CARDS.
For a sector overview, read our finance sector report.
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