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INDIAN BANK vs BANDHAN BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK BANDHAN BANK INDIAN BANK/
BANDHAN BANK
 
P/E (TTM) x 9.6 9.7 98.4% View Chart
P/BV x 1.4 1.5 95.6% View Chart
Dividend Yield % 1.7 0.8 198.3%  

Financials

 INDIAN BANK   BANDHAN BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
BANDHAN BANK
Mar-23
INDIAN BANK/
BANDHAN BANK
5-Yr Chart
Click to enlarge
High Rs310350 88.7%   
Low Rs137182 75.3%   
Income per share (Unadj.) Rs361.298.7 365.8%  
Earnings per share (Unadj.) Rs44.713.6 328.4%  
Cash flow per share (Unadj.) Rs71.616.3 437.8%  
Dividends per share (Unadj.) Rs8.601.50 573.3%  
Avg Dividend yield %3.80.6 681.7%  
Book value per share (Unadj.) Rs397.5121.5 327.2%  
Shares outstanding (eoy) m1,245.441,610.84 77.3%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.62.7 23.0%   
Avg P/E ratio x5.019.5 25.6%  
Avg P/CF ratio x1.86.0 29.6%  
Avg Price/Bookvalue ratio x0.62.2 25.7%  
Dividend payout %19.211.0 174.6%   
Avg Mkt Cap Rs m278,481428,241 65.0%   
No. of employees `000NANA-   
Total wages & salary Rs m75,78927,151 279.1%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,852159,047 282.8%  
Other income Rs m78,04524,686 316.2%   
Interest expense Rs m247,17366,451 372.0%   
Net interest income Rs m202,67992,596 218.9%  
Operating expense Rs m127,24846,368 274.4%   
Gross profit Rs m75,43146,228 163.2%  
Gross profit margin %16.829.1 57.7%  
Provisions/contingencies Rs m100,17148,967 204.6%   
Profit before tax Rs m59,63228,930 206.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-120-   
Prior Period Items Rs m2,4300-   
Tax Rs m6,3276,983 90.6%   
Profit after tax Rs m55,72321,946 253.9%  
Net profit margin %12.413.8 89.8%  
BALANCE SHEET DATA
Advances Rs m4,492,9401,047,568 428.9%   
Deposits Rs m6,211,2321,080,693 574.7%  
Credit/Deposit ratio x72.396.9 74.6%  
Yield on advances %7.113.1 54.1%   
Cost of deposits %3.75.0 74.0%   
Net Interest Margin %3.26.8 47.1%  
Net fixed assets Rs m74,7045,089 1,467.9%   
Share capital Rs m12,45416,108 77.3%   
Free reserves Rs m482,614179,614 268.7%   
Net worth Rs m495,068195,722 252.9%   
Borrowings Rs m220,924247,108 89.4%   
Investments Rs m1,883,663323,659 582.0%   
Total assets Rs m7,133,3401,557,700 457.9%  
Debt/equity ratio x13.06.8 191.5%   
Return on assets %0.81.4 55.4%  
Return on equity %11.311.2 100.4%  
Capital adequacy ratio %16.519.8 83.5%  
Net NPAs %0.91.2 76.9%  
CASH FLOW
From Operations Rs m-278,940-42,446 657.2%  
From Investments Rs m-3,140-16,179 19.4%  
From Financial Activity Rs m-15,43447,913 -32.2%  
Net Cashflow Rs m-297,514-10,713 2,777.1%  

Share Holding

Indian Promoters % 73.8 40.0 184.7%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 21.7 49.6 43.8%  
FIIs % 5.9 34.8 16.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 60.0 43.6%  
Shareholders   312,770 550,138 56.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Bank vs BANDHAN BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs BANDHAN BANK Share Price Performance

Period Indian Bank BANDHAN BANK S&P BSE BANKEX
1-Day 4.08% -0.39% 0.82%
1-Month -1.69% -8.39% 2.48%
1-Year 86.05% -3.95% 19.28%
3-Year CAGR 65.31% -18.79% 12.00%
5-Year CAGR 13.50% -19.15% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the BANDHAN BANK share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of BANDHAN BANK the stake stands at 40.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of BANDHAN BANK.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

BANDHAN BANK paid Rs 1.5, and its dividend payout ratio stood at 11.0%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of BANDHAN BANK.

For a sector overview, read our banking sector report.



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