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INDIAN BANK vs DCB BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK DCB BANK INDIAN BANK/
DCB BANK
 
P/E (TTM) x 9.6 7.3 130.3% View Chart
P/BV x 1.4 0.8 168.5% View Chart
Dividend Yield % 1.7 1.0 162.1%  

Financials

 INDIAN BANK   DCB BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
DCB BANK
Mar-23
INDIAN BANK/
DCB BANK
5-Yr Chart
Click to enlarge
High Rs310141 219.5%   
Low Rs13769 198.4%   
Income per share (Unadj.) Rs361.2134.8 267.9%  
Earnings per share (Unadj.) Rs44.714.9 299.4%  
Cash flow per share (Unadj.) Rs71.652.8 135.4%  
Dividends per share (Unadj.) Rs8.601.25 688.0%  
Avg Dividend yield %3.81.2 323.6%  
Book value per share (Unadj.) Rs397.5146.5 271.4%  
Shares outstanding (eoy) m1,245.44311.50 399.8%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.60.8 79.4%   
Avg P/E ratio x5.07.0 71.0%  
Avg P/CF ratio x1.84.2 42.9%  
Avg Price/Bookvalue ratio x0.60.7 78.3%  
Dividend payout %19.28.4 229.8%   
Avg Mkt Cap Rs m278,48132,762 850.0%   
No. of employees `000NANA-   
Total wages & salary Rs m75,7896,929 1,093.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,85242,003 1,071.0%  
Other income Rs m78,0454,094 1,906.4%   
Interest expense Rs m247,17324,833 995.4%   
Net interest income Rs m202,67917,170 1,180.4%  
Operating expense Rs m127,24813,397 949.8%   
Gross profit Rs m75,4313,773 1,999.0%  
Gross profit margin %16.89.0 186.6%  
Provisions/contingencies Rs m100,1713,212 3,118.9%   
Profit before tax Rs m59,6326,276 950.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-120-   
Prior Period Items Rs m2,4300-   
Tax Rs m6,3271,620 390.6%   
Profit after tax Rs m55,7234,656 1,196.9%  
Net profit margin %12.411.1 111.8%  
BALANCE SHEET DATA
Advances Rs m4,492,940343,807 1,306.8%   
Deposits Rs m6,211,232412,389 1,506.2%  
Credit/Deposit ratio x72.383.4 86.8%  
Yield on advances %7.19.9 72.0%   
Cost of deposits %3.75.4 69.1%   
Net Interest Margin %3.23.7 86.9%  
Net fixed assets Rs m74,7047,827 954.5%   
Share capital Rs m12,4543,115 399.8%   
Free reserves Rs m482,61442,515 1,135.2%   
Net worth Rs m495,06845,630 1,085.0%   
Borrowings Rs m220,92441,181 536.5%   
Investments Rs m1,883,663125,825 1,497.1%   
Total assets Rs m7,133,340523,659 1,362.2%  
Debt/equity ratio x13.09.9 130.7%   
Return on assets %0.80.9 87.9%  
Return on equity %11.310.2 110.3%  
Capital adequacy ratio %16.517.6 94.0%  
Net NPAs %0.91.0 86.5%  
CASH FLOW
From Operations Rs m-278,940-15,657 1,781.5%  
From Investments Rs m-3,140-1,648 190.6%  
From Financial Activity Rs m-15,43481 -18,951.6%  
Net Cashflow Rs m-297,514-17,223 1,727.4%  

Share Holding

Indian Promoters % 73.8 0.8 9,346.8%  
Foreign collaborators % 0.0 14.0 -  
Indian inst/Mut Fund % 22.2 47.2 47.1%  
FIIs % 5.3 13.0 40.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 85.2 30.7%  
Shareholders   308,165 185,692 166.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Bank vs DCB Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs DCB Bank Share Price Performance

Period Indian Bank DCB Bank S&P BSE BANKEX
1-Day 1.03% 1.66% -0.50%
1-Month 4.62% 0.12% 1.73%
1-Year 68.08% 19.97% 12.08%
3-Year CAGR 71.52% 10.19% 14.00%
5-Year CAGR 14.10% -9.52% 9.37%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the DCB Bank share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of DCB Bank the stake stands at 14.8%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of DCB Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

DCB Bank paid Rs 1.3, and its dividend payout ratio stood at 8.4%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of DCB Bank.

For a sector overview, read our banking sector report.



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