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Compare Indian Bank with HDFC Bank - Equitymaster
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INDIAN BANK vs HDFC BANK - Comparison Results

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    INDIAN BANK HDFC BANK INDIAN BANK/
HDFC BANK
 
P/E (TTM) x 9.9 29.4 33.8% View Chart
P/BV x 1.0 6.0 16.1% View Chart
Dividend Yield % 1.4 0.5 255.5%  

Financials

 INDIAN BANK   HDFC BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-15
HDFC BANK
Mar-16
INDIAN BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs2241,128 19.9%   
Low Rs113929 12.2%   
Income per share (Unadj.) Rs330.1249.8 132.1%  
Earnings per share (Unadj.) Rs21.850.6 43.1%  
Cash flow per share (Unadj.) Rs58.4135.9 43.0%  
Dividends per share (Unadj.) Rs4.209.50 44.2%  
Avg Dividend yield %2.50.9 269.8%  
Book value per share (Unadj.) Rs312.9293.9 106.5%  
Shares outstanding (eoy) m480.292,528.19 19.0%   
Bonus/Rights/Conversions PIESOP-  
Avg Price / Income ratio x0.54.1 12.4%   
Avg P/E ratio x7.720.3 38.0%  
Avg P/CF ratio x3.116.5 19.0%  
Avg Price/Bookvalue ratio x0.53.5 15.4%  
Dividend payout %19.218.8 102.5%   
Avg Mkt Cap Rs m80,9292,599,864 3.1%   
No. of employees `00020.387.6 23.2%   
Total wages & salary Rs m17,46363,061 27.7%   
Avg. income/employee Rs Th7,811.87,213.9 108.3%   
Avg. wages/employee Rs Th860.5720.2 119.5%   
Avg. net profit/employee Rs Th516.81,462.1 35.3%   
INCOME DATA
Interest income Rs m158,534631,616 25.1%  
Other income Rs m13,722112,117 12.2%   
Interest expense Rs m113,898340,696 33.4%   
Net interest income Rs m44,636290,920 15.3%  
Operating expense Rs m28,254178,319 15.8%   
Gross profit Rs m16,382112,601 14.5%  
Gross profit margin %10.317.8 58.0%  
Provisions/contingencies Rs m15,33529,608 51.8%   
Profit before tax Rs m15,105194,715 7.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m18197 8.9%   
Prior Period Items Rs m037 0.0%   
Tax Rs m4,63566,937 6.9%   
Profit after tax Rs m10,488128,013 8.2%  
Net profit margin %6.620.3 32.6%  
BALANCE SHEET DATA
Advances Rs m1,258,7024,872,904 25.8%   
Deposits Rs m1,692,0425,458,733 31.0%  
Credit/Deposit ratio x74.489.3 83.3%  
Yield on advances %9.69.8 97.9%   
Cost of deposits %6.65.3 124.1%   
Net Interest Margin %2.44.2 57.1%  
Net fixed assets Rs m29,73834,797 85.5%   
Share capital Rs m4,8035,056 95.0%   
Free reserves Rs m79,581568,152 14.0%   
Net worth Rs m150,290743,041 20.2%   
Borrowings Rs m26,461717,635 3.7%   
Investments Rs m460,6051,616,833 28.5%   
Total assets Rs m1,930,3577,302,618 26.4%  
Debt/equity ratio x11.48.3 137.6%   
Return on assets %0.51.8 31.0%  
Return on equity %7.017.2 40.5%  
Capital adequacy ratio %12.915.5 82.8%  
Net NPAs %2.50.3 892.9%  
CASH FLOW
From Operations Rs m51,357-76,769 -66.9%  
From Investments Rs m-2,364-8,656 27.3%  
From Financial Activity Rs m-23,117110,567 -20.9%  
Net Cashflow Rs m25,87625,142 102.9%  

Share Holding

Indian Promoters % 82.1 22.6 363.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.5 9.9 85.9%  
FIIs % 5.6 34.1 16.4%  
ADR/GDR % 0.0 17.0 -  
Free float % 3.8 16.4 23.2%  
Shareholders   66,052 415,166 15.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   VIJAYA BANK  SOUTH IND.BANK  ICICI BANK  UNION BANK  AXIS BANK  

Compare INDIAN BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 18, 2017 (Close)

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