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Compare Indian Bank with HDFC Bank - Equitymaster

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INDIAN BANK vs HDFC BANK - Comparison Results

HDFC BANK 
   Change

With 4.2% share of India's total non-food credit disbursements in FY12, HDFC Bank is the second largest private sector bank in the country (after ICICI Bank) in terms of asset size. The bank has tripled its share from 1.2% of total non-food credit in... More

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Current Valuations

    INDIAN BANK HDFC BANK INDIAN BANK/
HDFC BANK
 
P/E (TTM) x 13.5 30.1 45.0% View Chart
P/BV x 0.9 4.7 19.4% View Chart
Dividend Yield % 1.7 0.6 263.3%  

Financials

 INDIAN BANK   HDFC BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-18
HDFC BANK
Mar-18
INDIAN BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs4282,014 21.3%   
Low Rs2521,425 17.7%   
Income per share (Unadj.) Rs356.4328.7 108.4%  
Earnings per share (Unadj.) Rs27.371.3 38.3%  
Cash flow per share (Unadj.) Rs18.2176.4 10.3%  
Dividends per share (Unadj.) Rs6.0013.00 46.2%  
Avg Dividend yield %1.80.8 233.4%  
Book value per share (Unadj.) Rs389.7422.3 92.3%  
Shares outstanding (eoy) m480.292,595.09 18.5%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.05.2 18.2%   
Avg P/E ratio x12.524.1 51.7%  
Avg P/CF ratio x3.117.8 17.5%  
Avg Price/Bookvalue ratio x0.94.1 21.4%  
Dividend payout %22.018.2 120.6%   
Avg Mkt Cap Rs m163,2994,462,257 3.7%   
No. of employees `00019.888.3 22.5%   
Total wages & salary Rs m21,04691,939 22.9%   
Avg. income/employee Rs Th8,625.49,664.0 89.3%   
Avg. wages/employee Rs Th1,060.61,041.8 101.8%   
Avg. net profit/employee Rs Th660.52,097.4 31.5%   
INCOME DATA
Interest income Rs m171,153852,878 20.1%  
Other income Rs m24,166160,566 15.1%   
Interest expense Rs m108,513423,815 25.6%   
Net interest income Rs m62,640429,064 14.6%  
Operating expense Rs m36,733239,272 15.4%   
Gross profit Rs m25,907189,791 13.7%  
Gross profit margin %15.122.3 68.0%  
Provisions/contingencies Rs m39,27065,718 59.8%   
Profit before tax Rs m11,272283,612 4.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m8513 1.5%   
Prior Period Items Rs m05 0.0%   
Tax Rs m-1,82699,031 -1.8%   
Profit after tax Rs m13,105185,100 7.1%  
Net profit margin %7.721.7 35.3%  
BALANCE SHEET DATA
Advances Rs m1,565,6897,000,338 22.4%   
Deposits Rs m2,082,6187,883,751 26.4%  
Credit/Deposit ratio x75.288.8 84.7%  
Yield on advances %7.69.7 78.4%   
Cost of deposits %4.94.2 117.8%   
Net Interest Margin %2.64.0 64.3%  
Net fixed assets Rs m34,22138,106 89.8%   
Share capital Rs m4,8035,190 92.5%   
Free reserves Rs m96,272832,486 11.6%   
Net worth Rs m187,1541,095,991 17.1%   
Borrowings Rs m197,6021,564,421 12.6%   
Investments Rs m716,1912,384,609 30.0%   
Total assets Rs m2,529,81411,031,862 22.9%  
Debt/equity ratio x12.28.6 141.3%   
Return on assets %0.51.7 30.9%  
Return on equity %7.016.9 41.5%  
Capital adequacy ratio %12.614.8 84.8%  
Net NPAs %3.80.4 952.5%  
CASH FLOW
From Operations Rs m-36,758172,144 -21.4%  
From Investments Rs m-2,144-8,522 25.2%  
From Financial Activity Rs m67,764573,777 11.8%  
Net Cashflow Rs m28,863737,399 3.9%  

Share Holding

Indian Promoters % 82.1 22.6 363.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.5 9.9 85.9%  
FIIs % 5.6 34.1 16.4%  
ADR/GDR % 0.0 17.0 -  
Free float % 3.8 16.4 23.2%  
Shareholders   66,052 415,166 15.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   DCB BANK  CANARA BANK  SYNDICATE BANK  IDFC BANK LTD  ALLAHABAD BANK  

Compare INDIAN BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jun 19, 2018 (Close)

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