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INDIAN BANK vs IDBI BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK IDBI BANK INDIAN BANK/
IDBI BANK
 
P/E (TTM) x 9.4 17.2 54.7% View Chart
P/BV x 1.4 2.0 70.6% View Chart
Dividend Yield % 1.7 1.2 142.8%  

Financials

 INDIAN BANK   IDBI BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
IDBI BANK
Mar-23
INDIAN BANK/
IDBI BANK
5-Yr Chart
Click to enlarge
High Rs31062 500.0%   
Low Rs13731 449.8%   
Income per share (Unadj.) Rs361.219.2 1,886.1%  
Earnings per share (Unadj.) Rs44.73.4 1,298.1%  
Cash flow per share (Unadj.) Rs71.65.4 1,321.7%  
Dividends per share (Unadj.) Rs8.601.00 860.0%  
Avg Dividend yield %3.82.2 177.9%  
Book value per share (Unadj.) Rs397.543.1 922.8%  
Shares outstanding (eoy) m1,245.4410,752.40 11.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.62.4 25.6%   
Avg P/E ratio x5.013.4 37.2%  
Avg P/CF ratio x1.85.6 31.7%  
Avg Price/Bookvalue ratio x0.61.1 52.4%  
Dividend payout %19.229.0 66.3%   
Avg Mkt Cap Rs m278,481497,299 56.0%   
No. of employees `000NANA-   
Total wages & salary Rs m75,78936,914 205.3%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,852205,915 218.5%  
Other income Rs m78,04545,754 170.6%   
Interest expense Rs m247,17391,304 270.7%   
Net interest income Rs m202,679114,611 176.8%  
Operating expense Rs m127,24872,326 175.9%   
Gross profit Rs m75,43142,285 178.4%  
Gross profit margin %16.820.5 81.7%  
Provisions/contingencies Rs m100,17151,171 195.8%   
Profit before tax Rs m59,63236,868 161.7%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-12-219 5.5%   
Prior Period Items Rs m2,430411 590.9%   
Tax Rs m6,3270-   
Profit after tax Rs m55,72337,061 150.4%  
Net profit margin %12.418.0 68.8%  
BALANCE SHEET DATA
Advances Rs m4,492,9401,625,458 276.4%   
Deposits Rs m6,211,2322,553,222 243.3%  
Credit/Deposit ratio x72.363.7 113.6%  
Yield on advances %7.18.2 86.6%   
Cost of deposits %3.73.1 121.9%   
Net Interest Margin %3.24.4 72.9%  
Net fixed assets Rs m74,70493,048 80.3%   
Share capital Rs m12,454107,524 11.6%   
Free reserves Rs m482,614355,668 135.7%   
Net worth Rs m495,068463,192 106.9%   
Borrowings Rs m220,924126,378 174.8%   
Investments Rs m1,883,6631,004,087 187.6%   
Total assets Rs m7,133,3403,314,977 215.2%  
Debt/equity ratio x13.05.8 224.6%   
Return on assets %0.81.1 69.9%  
Return on equity %11.38.0 140.7%  
Capital adequacy ratio %16.520.4 80.7%  
Net NPAs %0.90.9 97.8%  
CASH FLOW
From Operations Rs m-278,940-26,009 1,072.5%  
From Investments Rs m-3,140-2,945 106.6%  
From Financial Activity Rs m-15,434-35,645 43.3%  
Net Cashflow Rs m-297,514-64,485 461.4%  

Share Holding

Indian Promoters % 73.8 94.7 78.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 22.2 0.5 4,538.8%  
FIIs % 5.3 0.3 1,653.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 5.3 494.5%  
Shareholders   308,165 636,699 48.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    KOTAK MAHINDRA BANK    


More on Indian Bank vs IDBI Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs IDBI Bank Share Price Performance

Period Indian Bank IDBI Bank S&P BSE BANKEX
1-Day -1.73% -0.61% -1.09%
1-Month 2.81% 2.71% 0.62%
1-Year 58.71% 59.45% 10.97%
3-Year CAGR 73.05% 35.86% 14.53%
5-Year CAGR 14.01% 14.36% 9.34%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the IDBI Bank share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of IDBI Bank the stake stands at 94.7%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of IDBI Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

IDBI Bank paid Rs 1.0, and its dividend payout ratio stood at 29.0%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of IDBI Bank.

For a sector overview, read our banking sector report.



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It was indeed a volatile trading session for Indian share markets today. Benchmark indices swung between gains and losses throughout the day.