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INDIAN BANK vs INDUSIND BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK INDUSIND BANK INDIAN BANK/
INDUSIND BANK
 
P/E (TTM) x 9.6 14.0 68.5% View Chart
P/BV x 1.4 2.2 64.3% View Chart
Dividend Yield % 1.7 0.9 183.5%  

Financials

 INDIAN BANK   INDUSIND BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
INDUSIND BANK
Mar-23
INDIAN BANK/
INDUSIND BANK
5-Yr Chart
Click to enlarge
High Rs3101,275 24.3%   
Low Rs137764 18.0%   
Income per share (Unadj.) Rs361.2468.7 77.1%  
Earnings per share (Unadj.) Rs44.795.9 46.6%  
Cash flow per share (Unadj.) Rs71.6184.3 38.8%  
Dividends per share (Unadj.) Rs8.6014.00 61.4%  
Avg Dividend yield %3.81.4 280.1%  
Book value per share (Unadj.) Rs397.5708.3 56.1%  
Shares outstanding (eoy) m1,245.44775.90 160.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.62.2 28.5%   
Avg P/E ratio x5.010.6 47.0%  
Avg P/CF ratio x1.85.5 32.6%  
Avg Price/Bookvalue ratio x0.61.4 39.1%  
Dividend payout %19.214.6 131.7%   
Avg Mkt Cap Rs m278,481791,025 35.2%   
No. of employees `000NANA-   
Total wages & salary Rs m75,78941,787 181.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,852363,679 123.7%  
Other income Rs m78,04581,728 95.5%   
Interest expense Rs m247,173187,758 131.6%   
Net interest income Rs m202,679175,921 115.2%  
Operating expense Rs m127,248113,459 112.2%   
Gross profit Rs m75,43162,463 120.8%  
Gross profit margin %16.817.2 97.6%  
Provisions/contingencies Rs m100,17169,759 143.6%   
Profit before tax Rs m59,63299,322 60.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-120-   
Prior Period Items Rs m2,4304 66,769.2%   
Tax Rs m6,32724,891 25.4%   
Profit after tax Rs m55,72374,435 74.9%  
Net profit margin %12.420.5 60.5%  
BALANCE SHEET DATA
Advances Rs m4,492,9402,899,237 155.0%   
Deposits Rs m6,211,2323,361,202 184.8%  
Credit/Deposit ratio x72.386.3 83.9%  
Yield on advances %7.110.3 68.8%   
Cost of deposits %3.74.7 80.0%   
Net Interest Margin %3.24.7 67.4%  
Net fixed assets Rs m74,70419,435 384.4%   
Share capital Rs m12,4547,759 160.5%   
Free reserves Rs m482,614541,844 89.1%   
Net worth Rs m495,068549,603 90.1%   
Borrowings Rs m220,924490,112 45.1%   
Investments Rs m1,883,663830,757 226.7%   
Total assets Rs m7,133,3404,578,366 155.8%  
Debt/equity ratio x13.07.0 185.4%   
Return on assets %0.81.6 48.0%  
Return on equity %11.313.5 83.1%  
Capital adequacy ratio %16.517.9 92.3%  
Net NPAs %0.90.6 152.5%  
CASH FLOW
From Operations Rs m-278,940-124,423 224.2%  
From Investments Rs m-3,140-5,602 56.1%  
From Financial Activity Rs m-15,43411,148 -138.4%  
Net Cashflow Rs m-297,514-118,079 252.0%  

Share Holding

Indian Promoters % 73.8 0.0 -  
Foreign collaborators % 0.0 16.5 -  
Indian inst/Mut Fund % 21.7 69.0 31.5%  
FIIs % 5.9 42.0 14.0%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 83.6 31.3%  
Shareholders   312,770 359,688 87.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Bank vs Indusind Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs Indusind Bank Share Price Performance

Period Indian Bank Indusind Bank S&P BSE BANKEX
1-Day 4.08% 1.47% 0.82%
1-Month -1.69% 7.35% 2.48%
1-Year 86.05% 50.16% 19.28%
3-Year CAGR 65.31% 17.33% 12.00%
5-Year CAGR 13.50% -3.09% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the Indusind Bank share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of Indusind Bank the stake stands at 16.5%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of Indusind Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

Indusind Bank paid Rs 14.0, and its dividend payout ratio stood at 14.6%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of Indusind Bank.

For a sector overview, read our banking sector report.



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