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INDIAN BANK vs INDIAN OVERSEAS BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK INDIAN OVERSEAS BANK INDIAN BANK/
INDIAN OVERSEAS BANK
 
P/E (TTM) x 9.6 45.2 21.2% View Chart
P/BV x 1.4 4.6 31.1% View Chart
Dividend Yield % 1.7 0.0 -  

Financials

 INDIAN BANK   INDIAN OVERSEAS BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
INDIAN OVERSEAS BANK
Mar-23
INDIAN BANK/
INDIAN OVERSEAS BANK
5-Yr Chart
Click to enlarge
High Rs31037 844.7%   
Low Rs13715 899.7%   
Income per share (Unadj.) Rs361.210.3 3,518.1%  
Earnings per share (Unadj.) Rs44.71.1 4,019.6%  
Cash flow per share (Unadj.) Rs71.62.6 2,738.3%  
Dividends per share (Unadj.) Rs8.600-  
Avg Dividend yield %3.80-  
Book value per share (Unadj.) Rs397.513.2 3,020.5%  
Shares outstanding (eoy) m1,245.4418,902.41 6.6%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.62.5 24.5%   
Avg P/E ratio x5.023.3 21.4%  
Avg P/CF ratio x1.88.3 21.6%  
Avg Price/Bookvalue ratio x0.62.0 28.5%  
Dividend payout %19.20-   
Avg Mkt Cap Rs m278,481490,990 56.7%   
No. of employees `000NANA-   
Total wages & salary Rs m75,78941,024 184.7%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,852194,070 231.8%  
Other income Rs m78,04541,164 189.6%   
Interest expense Rs m247,173111,463 221.8%   
Net interest income Rs m202,67982,607 245.4%  
Operating expense Rs m127,24864,298 197.9%   
Gross profit Rs m75,43118,309 412.0%  
Gross profit margin %16.89.4 177.7%  
Provisions/contingencies Rs m100,17138,433 260.6%   
Profit before tax Rs m59,63223,534 253.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-120-   
Prior Period Items Rs m2,4300-   
Tax Rs m6,3272,495 253.6%   
Profit after tax Rs m55,72321,040 264.8%  
Net profit margin %12.410.8 114.3%  
BALANCE SHEET DATA
Advances Rs m4,492,9401,780,677 252.3%   
Deposits Rs m6,211,2322,609,736 238.0%  
Credit/Deposit ratio x72.368.2 106.0%  
Yield on advances %7.17.4 96.3%   
Cost of deposits %3.74.0 92.4%   
Net Interest Margin %3.23.0 104.5%  
Net fixed assets Rs m74,70437,107 201.3%   
Share capital Rs m12,454189,024 6.6%   
Free reserves Rs m482,61459,736 807.9%   
Net worth Rs m495,068248,760 199.0%   
Borrowings Rs m220,924208,038 106.2%   
Investments Rs m1,883,663936,425 201.2%   
Total assets Rs m7,133,3403,134,499 227.6%  
Debt/equity ratio x13.011.3 114.7%   
Return on assets %0.80.7 116.4%  
Return on equity %11.38.5 133.1%  
Capital adequacy ratio %16.516.1 102.4%  
Net NPAs %0.91.8 49.2%  
CASH FLOW
From Operations Rs m-278,940-155,835 179.0%  
From Investments Rs m-3,140-5,596 56.1%  
From Financial Activity Rs m-15,434127 -12,106.2%  
Net Cashflow Rs m-297,514-161,304 184.4%  

Share Holding

Indian Promoters % 73.8 96.4 76.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 21.7 1.3 1,633.8%  
FIIs % 5.9 0.0 19,633.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 3.6 722.7%  
Shareholders   312,770 727,348 43.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Bank vs Indian Overseas Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs Indian Overseas Bank Share Price Performance

Period Indian Bank Indian Overseas Bank S&P BSE BANKEX
1-Day 4.08% 5.41% 0.82%
1-Month -1.69% -5.06% 2.48%
1-Year 86.05% 183.33% 19.28%
3-Year CAGR 65.31% 55.67% 12.00%
5-Year CAGR 13.50% 33.40% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the Indian Overseas Bank share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of Indian Overseas Bank the stake stands at 96.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of Indian Overseas Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

Indian Overseas Bank paid Rs 0.0, and its dividend payout ratio stood at 0.0%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of Indian Overseas Bank.

For a sector overview, read our banking sector report.



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