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INDIAN BANK vs J&K BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK J&K BANK INDIAN BANK/
J&K BANK
 
P/E (TTM) x 9.6 9.2 104.2% View Chart
P/BV x 1.4 1.5 95.0% View Chart
Dividend Yield % 1.7 0.4 442.7%  

Financials

 INDIAN BANK   J&K BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
J&K BANK
Mar-23
INDIAN BANK/
J&K BANK
5-Yr Chart
Click to enlarge
High Rs31063 494.0%   
Low Rs13724 576.5%   
Income per share (Unadj.) Rs361.290.7 398.2%  
Earnings per share (Unadj.) Rs44.711.4 390.9%  
Cash flow per share (Unadj.) Rs71.646.1 155.2%  
Dividends per share (Unadj.) Rs8.600.50 1,720.0%  
Avg Dividend yield %3.81.2 332.9%  
Book value per share (Unadj.) Rs397.595.9 414.3%  
Shares outstanding (eoy) m1,245.441,031.48 120.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.60.5 129.7%   
Avg P/E ratio x5.03.8 132.2%  
Avg P/CF ratio x1.82.4 73.7%  
Avg Price/Bookvalue ratio x0.60.5 124.7%  
Dividend payout %19.24.4 440.0%   
Avg Mkt Cap Rs m278,48144,637 623.9%   
No. of employees `000NANA-   
Total wages & salary Rs m75,78927,086 279.8%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,85293,552 480.9%  
Other income Rs m78,0457,652 1,019.9%   
Interest expense Rs m247,17346,094 536.2%   
Net interest income Rs m202,67947,458 427.1%  
Operating expense Rs m127,24836,509 348.5%   
Gross profit Rs m75,43110,949 688.9%  
Gross profit margin %16.811.7 143.3%  
Provisions/contingencies Rs m100,1716,616 1,514.1%   
Profit before tax Rs m59,63217,856 334.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-120-   
Prior Period Items Rs m2,430-181 -1,345.0%   
Tax Rs m6,3275,870 107.8%   
Profit after tax Rs m55,72311,805 472.0%  
Net profit margin %12.412.6 98.2%  
BALANCE SHEET DATA
Advances Rs m4,492,940822,776 546.1%   
Deposits Rs m6,211,2321,220,272 509.0%  
Credit/Deposit ratio x72.367.4 107.3%  
Yield on advances %7.18.5 83.6%   
Cost of deposits %3.73.6 104.7%   
Net Interest Margin %3.24.1 78.4%  
Net fixed assets Rs m74,70422,244 335.8%   
Share capital Rs m12,4541,032 1,207.3%   
Free reserves Rs m482,61497,932 492.8%   
Net worth Rs m495,06898,963 500.3%   
Borrowings Rs m220,92428,923 763.8%   
Investments Rs m1,883,663347,804 541.6%   
Total assets Rs m7,133,3401,459,126 488.9%  
Debt/equity ratio x13.012.6 102.9%   
Return on assets %0.80.8 96.6%  
Return on equity %11.311.9 94.4%  
Capital adequacy ratio %16.515.4 107.0%  
Net NPAs %0.91.6 55.6%  
CASH FLOW
From Operations Rs m-278,940-4,071 6,851.4%  
From Investments Rs m-3,140-1,235 254.2%  
From Financial Activity Rs m-15,4346,376 -242.1%  
Net Cashflow Rs m-297,5141,070 -27,817.3%  

Share Holding

Indian Promoters % 73.8 59.4 124.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 21.7 13.6 159.5%  
FIIs % 5.9 5.8 101.6%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 40.6 64.4%  
Shareholders   312,770 204,193 153.2%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    SBI    ICICI BANK    PNB    


More on Indian Bank vs J&K Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs J&K Bank Share Price Performance

Period Indian Bank J&K Bank S&P BSE BANKEX
1-Day 4.08% 2.10% 0.82%
1-Month -1.69% -2.83% 2.48%
1-Year 86.05% 193.99% 19.28%
3-Year CAGR 65.31% 72.73% 12.00%
5-Year CAGR 13.50% 20.41% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the J&K Bank share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of J&K Bank the stake stands at 59.4%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of J&K Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of J&K Bank.

For a sector overview, read our banking sector report.



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