INDIAN BANK | J&K BANK | INDIAN BANK/ J&K BANK |
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P/E (TTM) | x | 9.6 | 9.2 | 104.2% | View Chart |
P/BV | x | 1.4 | 1.5 | 95.0% | View Chart |
Dividend Yield | % | 1.7 | 0.4 | 442.7% |
INDIAN BANK J&K BANK |
EQUITY SHARE DATA | |||||
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INDIAN BANK Mar-23 |
J&K BANK Mar-23 |
INDIAN BANK/ J&K BANK |
5-Yr Chart Click to enlarge
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High | Rs | 310 | 63 | 494.0% | |
Low | Rs | 137 | 24 | 576.5% | |
Income per share (Unadj.) | Rs | 361.2 | 90.7 | 398.2% | |
Earnings per share (Unadj.) | Rs | 44.7 | 11.4 | 390.9% | |
Cash flow per share (Unadj.) | Rs | 71.6 | 46.1 | 155.2% | |
Dividends per share (Unadj.) | Rs | 8.60 | 0.50 | 1,720.0% | |
Avg Dividend yield | % | 3.8 | 1.2 | 332.9% | |
Book value per share (Unadj.) | Rs | 397.5 | 95.9 | 414.3% | |
Shares outstanding (eoy) | m | 1,245.44 | 1,031.48 | 120.7% | |
Bonus / Rights / Conversions | 0 | 0 | - | ||
Avg Price / Income ratio | x | 0.6 | 0.5 | 129.7% | |
Avg P/E ratio | x | 5.0 | 3.8 | 132.2% | |
Avg P/CF ratio | x | 1.8 | 2.4 | 73.7% | |
Avg Price/Bookvalue ratio | x | 0.6 | 0.5 | 124.7% | |
Dividend payout | % | 19.2 | 4.4 | 440.0% | |
Avg Mkt Cap | Rs m | 278,481 | 44,637 | 623.9% | |
No. of employees | `000 | NA | NA | - | |
Total wages & salary | Rs m | 75,789 | 27,086 | 279.8% | |
Avg. income/employee | Rs Th | 0 | 0 | - | |
Avg. wages/employee | Rs Th | 0 | 0 | - | |
Avg. net profit/employee | Rs Th | 0 | 0 | - |
INCOME DATA | |||||
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Interest income | Rs m | 449,852 | 93,552 | 480.9% | |
Other income | Rs m | 78,045 | 7,652 | 1,019.9% | |
Interest expense | Rs m | 247,173 | 46,094 | 536.2% | |
Net interest income | Rs m | 202,679 | 47,458 | 427.1% | |
Operating expense | Rs m | 127,248 | 36,509 | 348.5% | |
Gross profit | Rs m | 75,431 | 10,949 | 688.9% | |
Gross profit margin | % | 16.8 | 11.7 | 143.3% | |
Provisions/contingencies | Rs m | 100,171 | 6,616 | 1,514.1% | |
Profit before tax | Rs m | 59,632 | 17,856 | 334.0% | |
Extraordinary Inc (Exp) | Rs m | 0 | 0 | - | |
Minority Interest | Rs m | -12 | 0 | - | |
Prior Period Items | Rs m | 2,430 | -181 | -1,345.0% | |
Tax | Rs m | 6,327 | 5,870 | 107.8% | |
Profit after tax | Rs m | 55,723 | 11,805 | 472.0% | |
Net profit margin | % | 12.4 | 12.6 | 98.2% |
BALANCE SHEET DATA | |||||
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Advances | Rs m | 4,492,940 | 822,776 | 546.1% | |
Deposits | Rs m | 6,211,232 | 1,220,272 | 509.0% | |
Credit/Deposit ratio | x | 72.3 | 67.4 | 107.3% | |
Yield on advances | % | 7.1 | 8.5 | 83.6% | |
Cost of deposits | % | 3.7 | 3.6 | 104.7% | |
Net Interest Margin | % | 3.2 | 4.1 | 78.4% | |
Net fixed assets | Rs m | 74,704 | 22,244 | 335.8% | |
Share capital | Rs m | 12,454 | 1,032 | 1,207.3% | |
Free reserves | Rs m | 482,614 | 97,932 | 492.8% | |
Net worth | Rs m | 495,068 | 98,963 | 500.3% | |
Borrowings | Rs m | 220,924 | 28,923 | 763.8% | |
Investments | Rs m | 1,883,663 | 347,804 | 541.6% | |
Total assets | Rs m | 7,133,340 | 1,459,126 | 488.9% | |
Debt/equity ratio | x | 13.0 | 12.6 | 102.9% | |
Return on assets | % | 0.8 | 0.8 | 96.6% | |
Return on equity | % | 11.3 | 11.9 | 94.4% | |
Capital adequacy ratio | % | 16.5 | 15.4 | 107.0% | |
Net NPAs | % | 0.9 | 1.6 | 55.6% |
CASH FLOW | |||||
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From Operations | Rs m | -278,940 | -4,071 | 6,851.4% | |
From Investments | Rs m | -3,140 | -1,235 | 254.2% | |
From Financial Activity | Rs m | -15,434 | 6,376 | -242.1% | |
Net Cashflow | Rs m | -297,514 | 1,070 | -27,817.3% |
Indian Promoters | % | 73.8 | 59.4 | 124.3% | |
Foreign collaborators | % | 0.0 | 0.0 | - | |
Indian inst/Mut Fund | % | 21.7 | 13.6 | 159.5% | |
FIIs | % | 5.9 | 5.8 | 101.6% | |
ADR/GDR | % | 0.0 | 0.0 | - | |
Free float | % | 26.2 | 40.6 | 64.4% | |
Shareholders | 312,770 | 204,193 | 153.2% | ||
Pledged promoter(s) holding | % | 0.0 | 0.0 | - |
Compare INDIAN BANK With: HDFC BANK AXIS BANK SBI ICICI BANK PNB
No comparison is complete without understanding how the stock prices have performed over a period of time.
Here's a brief comparison:
Period | Indian Bank | J&K Bank | S&P BSE BANKEX |
---|---|---|---|
1-Day | 4.08% | 2.10% | 0.82% |
1-Month | -1.69% | -2.83% | 2.48% |
1-Year | 86.05% | 193.99% | 19.28% |
3-Year CAGR | 65.31% | 72.73% | 12.00% |
5-Year CAGR | 13.50% | 20.41% | 9.40% |
* Compound Annual Growth Rate
Here are more details on the Indian Bank share price and the J&K Bank share price.
Moving on to shareholding structures...
The promoters of Indian Bank hold a 73.8% stake in the company. In case of J&K Bank the stake stands at 59.4%.
To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of J&K Bank.
Finally, a word on dividends...
In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.
J&K Bank paid Rs 0.5, and its dividend payout ratio stood at 4.4%.
You may visit here to review the dividend history of Indian Bank, and the dividend history of J&K Bank.
For a sector overview, read our banking sector report.
After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.