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INDIAN BANK vs KOTAK MAHINDRA BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDIAN BANK KOTAK MAHINDRA BANK INDIAN BANK/
KOTAK MAHINDRA BANK
 
P/E (TTM) x 9.6 20.6 46.5% View Chart
P/BV x 1.4 3.2 44.8% View Chart
Dividend Yield % 1.7 0.1 1,966.5%  

Financials

 INDIAN BANK   KOTAK MAHINDRA BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
KOTAK MAHINDRA BANK
Mar-23
INDIAN BANK/
KOTAK MAHINDRA BANK
5-Yr Chart
Click to enlarge
High Rs3101,997 15.5%   
Low Rs1371,630 8.4%   
Income per share (Unadj.) Rs361.2212.2 170.2%  
Earnings per share (Unadj.) Rs44.775.1 59.6%  
Cash flow per share (Unadj.) Rs71.6242.3 29.5%  
Dividends per share (Unadj.) Rs8.601.50 573.3%  
Avg Dividend yield %3.80.1 4,650.0%  
Book value per share (Unadj.) Rs397.5565.1 70.3%  
Shares outstanding (eoy) m1,245.441,986.56 62.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.68.5 7.2%   
Avg P/E ratio x5.024.1 20.7%  
Avg P/CF ratio x1.817.8 10.0%  
Avg Price/Bookvalue ratio x0.63.2 17.5%  
Dividend payout %19.22.0 962.7%   
Avg Mkt Cap Rs m278,4813,602,620 7.7%   
No. of employees `000NANA-   
Total wages & salary Rs m75,78984,790 89.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,852421,511 106.7%  
Other income Rs m78,045259,910 30.0%   
Interest expense Rs m247,173144,111 171.5%   
Net interest income Rs m202,679277,399 73.1%  
Operating expense Rs m127,248336,450 37.8%   
Gross profit Rs m75,431-59,051 -127.7%  
Gross profit margin %16.8-14.0 -119.7%  
Provisions/contingencies Rs m100,17153,054 188.8%   
Profit before tax Rs m59,632196,462 30.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-120-   
Prior Period Items Rs m2,4301,446 168.1%   
Tax Rs m6,32748,657 13.0%   
Profit after tax Rs m55,723149,250 37.3%  
Net profit margin %12.435.4 35.0%  
BALANCE SHEET DATA
Advances Rs m4,492,9403,591,075 125.1%   
Deposits Rs m6,211,2323,612,726 171.9%  
Credit/Deposit ratio x72.399.4 72.8%  
Yield on advances %7.18.6 83.1%   
Cost of deposits %3.73.3 114.6%   
Net Interest Margin %3.25.0 63.5%  
Net fixed assets Rs m74,70422,612 330.4%   
Share capital Rs m12,45414,933 83.4%   
Free reserves Rs m482,6141,107,608 43.6%   
Net worth Rs m495,0681,122,541 44.1%   
Borrowings Rs m220,924570,339 38.7%   
Investments Rs m1,883,6631,953,380 96.4%   
Total assets Rs m7,133,3406,204,297 115.0%  
Debt/equity ratio x13.03.7 348.7%   
Return on assets %0.82.4 32.5%  
Return on equity %11.313.3 84.7%  
Capital adequacy ratio %16.520.8 79.4%  
Net NPAs %0.90.4 243.2%  
CASH FLOW
From Operations Rs m-278,940-12,424 2,245.1%  
From Investments Rs m-3,140-105,502 3.0%  
From Financial Activity Rs m-15,43418,830 -82.0%  
Net Cashflow Rs m-297,514-97,401 305.5%  

Share Holding

Indian Promoters % 73.8 25.9 285.0%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 21.7 61.1 35.6%  
FIIs % 5.9 38.1 15.5%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 74.1 35.3%  
Shareholders   312,770 634,698 49.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    BANDHAN BANK    


More on Indian Bank vs Kotak Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs Kotak Bank Share Price Performance

Period Indian Bank Kotak Bank S&P BSE BANKEX
1-Day 4.08% 0.57% 0.82%
1-Month -1.69% 6.07% 2.48%
1-Year 86.05% 5.14% 19.28%
3-Year CAGR 65.31% 0.09% 12.00%
5-Year CAGR 13.50% 5.93% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the Kotak Bank share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of Kotak Bank the stake stands at 25.9%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of Kotak Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

Kotak Bank paid Rs 1.5, and its dividend payout ratio stood at 2.0%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of Kotak Bank.

For a sector overview, read our banking sector report.



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