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Compare Indian Bank with Punjab & Sind Bank - Equitymaster
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INDIAN BANK vs PUNJAB & SIND BANK - Comparison Results

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Current Valuations

    INDIAN BANK PUNJAB & SIND BANK INDIAN BANK/
PUNJAB & SIND BANK
 
P/E (TTM) x 9.6 5.8 165.7% View Chart
P/BV x 0.9 0.3 270.1% View Chart
Dividend Yield % 1.4 1.2 115.8%  

Financials

 INDIAN BANK   PUNJAB & SIND BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-15
PUNJAB & SIND BANK
Mar-15
INDIAN BANK/
PUNJAB & SIND BANK
5-Yr Chart
Click to enlarge
High Rs22484 267.0%   
Low Rs11344 258.0%   
Income per share (Unadj.) Rs330.1214.5 153.9%  
Earnings per share (Unadj.) Rs21.83.0 720.5%  
Cash flow per share (Unadj.) Rs58.421.3 274.0%  
Dividends per share (Unadj.) Rs4.200.60 700.0%  
Avg Dividend yield %2.50.9 265.3%  
Book value per share (Unadj.) Rs312.9139.8 223.9%  
Shares outstanding (eoy) m480.29400.41 119.9%   
Bonus/Rights/Conversions PIPA-  
Avg Price / Income ratio x0.50.3 171.5%   
Avg P/E ratio x7.721.1 36.6%  
Avg P/CF ratio x3.13.4 91.8%  
Avg Price/Bookvalue ratio x0.50.5 117.9%  
Dividend payout %19.219.8 97.2%   
Avg Mkt Cap Rs m80,92925,566 316.5%   
No. of employees `00020.39.2 221.1%   
Total wages & salary Rs m17,4638,743 199.7%   
Avg. income/employee Rs Th7,811.89,355.7 83.5%   
Avg. wages/employee Rs Th860.5952.4 90.3%   
Avg. net profit/employee Rs Th516.8132.2 390.9%   
INCOME DATA
Interest income Rs m158,53485,886 184.6%  
Other income Rs m13,7224,288 320.0%   
Interest expense Rs m113,89869,094 164.8%   
Net interest income Rs m44,63616,792 265.8%  
Operating expense Rs m28,25413,325 212.0%   
Gross profit Rs m16,3823,467 472.5%  
Gross profit margin %10.34.0 256.0%  
Provisions/contingencies Rs m15,3356,273 244.4%   
Profit before tax Rs m15,1051,481 1,019.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m180-   
Prior Period Items Rs m00-   
Tax Rs m4,635268 1,731.2%   
Profit after tax Rs m10,4881,214 864.2%  
Net profit margin %6.61.4 468.2%  
BALANCE SHEET DATA
Advances Rs m1,258,702638,702 197.1%   
Deposits Rs m1,692,042867,147 195.1%  
Credit/Deposit ratio x74.473.7 101.0%  
Yield on advances %9.610.0 96.1%   
Cost of deposits %6.67.7 85.8%   
Net Interest Margin %2.41.8 136.3%  
Net fixed assets Rs m29,7389,948 298.9%   
Share capital Rs m4,8034,004 119.9%   
Free reserves Rs m79,58131,061 256.2%   
Net worth Rs m150,29055,962 268.6%   
Borrowings Rs m26,46130,482 86.8%   
Investments Rs m460,605267,517 172.2%   
Total assets Rs m1,930,357977,534 197.5%  
Debt/equity ratio x11.416.0 71.3%   
Return on assets %0.50.1 437.7%  
Return on equity %7.02.2 321.8%  
Capital adequacy ratio %12.911.2 114.4%  
Net NPAs %2.53.6 70.4%  
CASH FLOW
From Operations Rs m51,357-19,816 -259.2%  
From Investments Rs m-2,364-845 279.8%  
From Financial Activity Rs m-23,117-392 5,894.3%  
Net Cashflow Rs m25,876-21,053 -122.9%  

Share Holding

Indian Promoters % 82.1 79.6 103.1%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.5 10.8 78.7%  
FIIs % 5.6 1.8 311.1%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.8 7.8 48.7%  
Shareholders   66,052 150,895 43.8%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   ORIENTAL BANK  KARUR VYSYA BANK  ANDHRA BANK  IDBI BANK  DCB BANK  

Compare INDIAN BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Aug 24, 2017 03:36 PM

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