Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN BANK vs SOUTH IND.BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN BANK SOUTH IND.BANK INDIAN BANK/
SOUTH IND.BANK
 
P/E (TTM) x 9.3 6.4 145.6% View Chart
P/BV x 1.4 1.1 128.9% View Chart
Dividend Yield % 1.7 1.1 154.4%  

Financials

 INDIAN BANK   SOUTH IND.BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
SOUTH IND.BANK
Mar-23
INDIAN BANK/
SOUTH IND.BANK
5-Yr Chart
Click to enlarge
High Rs31022 1,422.0%   
Low Rs1377 1,887.2%   
Income per share (Unadj.) Rs361.234.6 1,045.0%  
Earnings per share (Unadj.) Rs44.73.7 1,207.7%  
Cash flow per share (Unadj.) Rs71.613.5 529.1%  
Dividends per share (Unadj.) Rs8.600.30 2,866.7%  
Avg Dividend yield %3.82.1 186.3%  
Book value per share (Unadj.) Rs397.531.9 1,246.3%  
Shares outstanding (eoy) m1,245.442,092.74 59.5%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.60.4 147.2%   
Avg P/E ratio x5.03.9 127.4%  
Avg P/CF ratio x1.82.0 88.5%  
Avg Price/Bookvalue ratio x0.60.5 123.4%  
Dividend payout %19.28.1 237.4%   
Avg Mkt Cap Rs m278,48130,418 915.5%   
No. of employees `000NANA-   
Total wages & salary Rs m75,78913,080 579.4%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,85272,332 621.9%  
Other income Rs m78,0458,114 961.9%   
Interest expense Rs m247,17342,211 585.6%   
Net interest income Rs m202,67930,121 672.9%  
Operating expense Rs m127,24823,158 549.5%   
Gross profit Rs m75,4316,963 1,083.4%  
Gross profit margin %16.89.6 174.2%  
Provisions/contingencies Rs m100,1717,323 1,367.9%   
Profit before tax Rs m59,63212,468 478.3%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-120-   
Prior Period Items Rs m2,4300-   
Tax Rs m6,3274,715 134.2%   
Profit after tax Rs m55,7237,753 718.7%  
Net profit margin %12.410.7 115.6%  
BALANCE SHEET DATA
Advances Rs m4,492,940698,044 643.6%   
Deposits Rs m6,211,232916,501 677.7%  
Credit/Deposit ratio x72.376.2 95.0%  
Yield on advances %7.18.2 86.9%   
Cost of deposits %3.74.2 88.8%   
Net Interest Margin %3.23.2 99.7%  
Net fixed assets Rs m74,7047,539 990.9%   
Share capital Rs m12,4542,093 595.1%   
Free reserves Rs m482,61464,654 746.5%   
Net worth Rs m495,06866,746 741.7%   
Borrowings Rs m220,92469,939 315.9%   
Investments Rs m1,883,663246,413 764.4%   
Total assets Rs m7,133,3401,076,972 662.4%  
Debt/equity ratio x13.014.8 87.9%   
Return on assets %0.80.7 108.5%  
Return on equity %11.311.6 96.9%  
Capital adequacy ratio %16.517.3 95.6%  
Net NPAs %0.91.9 48.4%  
CASH FLOW
From Operations Rs m-278,940-72,608 384.2%  
From Investments Rs m-3,140-3,861 81.3%  
From Financial Activity Rs m-15,43435,239 -43.8%  
Net Cashflow Rs m-297,514-41,229 721.6%  

Share Holding

Indian Promoters % 73.8 0.0 -  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 22.2 19.5 113.9%  
FIIs % 5.3 15.0 35.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 100.0 26.2%  
Shareholders   308,165 1,046,619 29.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Bank vs South Ind.Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs South Ind.Bank Share Price Performance

Period Indian Bank South Ind.Bank S&P BSE BANKEX
1-Day -1.12% -1.41% -0.53%
1-Month 4.01% -3.48% 0.49%
1-Year 58.15% 74.49% 10.58%
3-Year CAGR 72.40% 52.27% 14.33%
5-Year CAGR 14.56% 10.00% 9.66%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the South Ind.Bank share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of South Ind.Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of South Ind.Bank.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

South Ind.Bank paid Rs 0.3, and its dividend payout ratio stood at 8.1%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of South Ind.Bank.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Tanks 500 Points Amid Iran-Israel Tensions | Nifty Below 21,850 | All Sectors in Red Sensex Today Tanks 500 Points Amid Iran-Israel Tensions | Nifty Below 21,850 | All Sectors in Red(10:30 am)

Asian markets traded lower on Friday tracking overnight losses on Wall Street and inflation data from Japan.