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Compare Indian Bank with Union Bank - Equitymaster

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INDIAN BANK vs UNION BANK - Comparison Results

UNION BANK 
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Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

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Current Valuations

    INDIAN BANK UNION BANK INDIAN BANK/
UNION BANK
 
P/E (TTM) x 13.4 -1.1 - View Chart
P/BV x 0.9 0.2 396.5% View Chart
Dividend Yield % 1.7 0.0 -  

Financials

 INDIAN BANK   UNION BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-18
UNION BANK
Mar-18
INDIAN BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs428205 208.8%   
Low Rs25286 293.0%   
Income per share (Unadj.) Rs356.4282.0 126.4%  
Earnings per share (Unadj.) Rs27.3-44.6 -61.2%  
Cash flow per share (Unadj.) Rs18.2-115.2 -15.8%  
Dividends per share (Unadj.) Rs6.000-  
Avg Dividend yield %1.80-  
Book value per share (Unadj.) Rs389.7216.1 180.3%  
Shares outstanding (eoy) m480.291,168.57 41.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.5 184.9%   
Avg P/E ratio x12.5-3.3 -382.0%  
Avg P/CF ratio x3.11.9 164.9%  
Avg Price/Bookvalue ratio x0.90.7 129.6%  
Dividend payout %22.00-   
Avg Mkt Cap Rs m163,299170,027 96.0%   
No. of employees `00019.837.6 52.8%   
Total wages & salary Rs m21,04633,322 63.2%   
Avg. income/employee Rs Th8,625.48,766.7 98.4%   
Avg. wages/employee Rs Th1,060.6886.5 119.6%   
Avg. net profit/employee Rs Th660.5-1,386.8 -47.6%   
INCOME DATA
Interest income Rs m171,153329,516 51.9%  
Other income Rs m24,16654,621 44.2%   
Interest expense Rs m108,513234,709 46.2%   
Net interest income Rs m62,64094,807 66.1%  
Operating expense Rs m36,73373,508 50.0%   
Gross profit Rs m25,90721,298 121.6%  
Gross profit margin %15.16.5 234.2%  
Provisions/contingencies Rs m39,270142,063 27.6%   
Profit before tax Rs m11,272-66,062 -17.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m80-   
Prior Period Items Rs m00-   
Tax Rs m-1,826-13,938 13.1%   
Profit after tax Rs m13,105-52,125 -25.1%  
Net profit margin %7.7-15.8 -48.4%  
BALANCE SHEET DATA
Advances Rs m1,565,6892,905,715 53.9%   
Deposits Rs m2,082,6184,102,884 50.8%  
Credit/Deposit ratio x75.270.8 106.2%  
Yield on advances %7.67.9 96.3%   
Cost of deposits %4.95.3 93.1%   
Net Interest Margin %2.62.0 127.6%  
Net fixed assets Rs m34,22138,461 89.0%   
Share capital Rs m4,80311,686 41.1%   
Free reserves Rs m96,272228,925 42.1%   
Net worth Rs m187,154252,518 74.1%   
Borrowings Rs m197,602456,804 43.3%   
Investments Rs m716,1911,255,107 57.1%   
Total assets Rs m2,529,8144,911,464 51.5%  
Debt/equity ratio x12.218.1 67.5%   
Return on assets %0.5-1.1 -48.8%  
Return on equity %7.0-20.6 -33.9%  
Capital adequacy ratio %12.611.5 109.1%  
Net NPAs %3.88.4 45.2%  
CASH FLOW
From Operations Rs m-36,75860,893 -60.4%  
From Investments Rs m-2,144-3,068 69.9%  
From Financial Activity Rs m67,764107,919 62.8%  
Net Cashflow Rs m28,863165,744 17.4%  

Share Holding

Indian Promoters % 82.1 60.1 136.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.5 16.6 51.2%  
FIIs % 5.6 8.5 65.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.8 14.8 25.7%  
Shareholders   66,052 235,817 28.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   VIJAYA BANK  SOUTH IND.BANK  ICICI BANK  CANARA BANK  AXIS BANK  

Compare INDIAN BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Jun 15, 2018 (Close)

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