Compare Indian Bank with Union Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN BANK vs UNION BANK - Comparison Results

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN BANK UNION BANK INDIAN BANK/
UNION BANK
 
P/E (TTM) x 3.8 -0.5 - View Chart
P/BV x 0.1 0.1 257.6% View Chart
Dividend Yield % 0.0 0.0 -  

Financials

 INDIAN BANK   UNION BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-19
UNION BANK
Mar-19
INDIAN BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs380106 359.2%   
Low Rs20161 326.9%   
Income per share (Unadj.) Rs399.4194.6 205.2%  
Earnings per share (Unadj.) Rs7.9-16.6 -47.7%  
Cash flow per share (Unadj.) Rs-4.7-42.9 10.9%  
Dividends per share (Unadj.) Rs00-  
Avg Dividend yield %00-  
Book value per share (Unadj.) Rs410.5151.6 270.7%  
Shares outstanding (eoy) m480.291,763.02 27.2%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x0.70.4 169.3%   
Avg P/E ratio x36.7-5.0 -727.4%  
Avg P/CF ratio x2.81.7 163.4%  
Avg Price/Bookvalue ratio x0.70.6 128.3%  
Dividend payout %00-   
Avg Mkt Cap Rs m139,452147,388 94.6%   
No. of employees `00019.637.3 52.6%   
Total wages & salary Rs m22,22932,372 68.7%   
Avg. income/employee Rs Th9,784.89,208.8 106.3%   
Avg. wages/employee Rs Th1,133.9868.8 130.5%   
Avg. net profit/employee Rs Th193.9-784.3 -24.7%   
INCOME DATA
Interest income Rs m191,821343,137 55.9%  
Other income Rs m18,91450,417 37.5%   
Interest expense Rs m121,668238,961 50.9%   
Net interest income Rs m70,153104,176 67.3%  
Operating expense Rs m40,28378,562 51.3%   
Gross profit Rs m29,87025,614 116.6%  
Gross profit margin %15.67.5 208.6%  
Provisions/contingencies Rs m45,952115,157 39.9%   
Profit before tax Rs m3,418-39,016 -8.8%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m60-   
Prior Period Items Rs m00-   
Tax Rs m-377-9,792 3.9%   
Profit after tax Rs m3,801-29,224 -13.0%  
Net profit margin %2.0-8.5 -23.3%  
BALANCE SHEET DATA
Advances Rs m1,812,6192,987,801 60.7%   
Deposits Rs m2,420,4084,175,048 58.0%  
Credit/Deposit ratio x74.971.6 104.6%  
Yield on advances %7.78.0 96.6%   
Cost of deposits %4.65.3 87.7%   
Net Interest Margin %2.62.2 118.8%  
Net fixed assets Rs m39,65037,745 105.0%   
Share capital Rs m4,80317,630 27.2%   
Free reserves Rs m192,352249,686 77.0%   
Net worth Rs m197,155267,317 73.8%   
Borrowings Rs m121,375432,756 28.0%   
Investments Rs m652,7161,283,912 50.8%   
Total assets Rs m2,803,8834,985,805 56.2%  
Debt/equity ratio x12.917.2 74.8%   
Return on assets %0.1-0.6 -23.1%  
Return on equity %1.9-10.9 -17.6%  
Capital adequacy ratio %13.211.8 112.1%  
Net NPAs %3.86.9 54.7%  
CASH FLOW
From Operations Rs m149,653-77,784 -192.4%  
From Investments Rs m-2,486-2,971 83.7%  
From Financial Activity Rs m-76,22617,582 -433.5%  
Net Cashflow Rs m70,941-63,173 -112.3%  

Share Holding

Indian Promoters % 82.1 60.1 136.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.5 16.6 51.2%  
FIIs % 5.6 8.5 65.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.8 14.8 25.7%  
Shareholders   66,052 235,817 28.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   SBI  ORIENTAL BANK  KARNATAKA BANK  DENA BANK  RBL BANK  

Compare INDIAN BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Ends 127 Points Higher; Auto Stocks Witness Huge Buying(Closing)

Share markets in India continued to trade on a positive note during closing hours today and ended their session marginally higher.

Related Views on News

INDIAN BANK Announces Quarterly Results (3QFY20); Net Profit Up 62.3% (Quarterly Result Update)

Jan 27, 2020 | Updated on Jan 27, 2020

For the quarter ended December 2019, INDIAN BANK has posted a net profit of Rs 2 bn (up 62.3% YoY). Sales on the other hand came in at Rs 55 bn (up 13.3% YoY). Read on for a complete analysis of INDIAN BANK's quarterly results.

How the YES Bank Collapse Unfolded - 10 Points (Sector Info)

Mar 9, 2020

A timeline of how YES Bank went from a stock market darling to a pariah.

Today's Stock Market Crash: 10 Points (Sector Info)

Mar 6, 2020

Top factors that dragged the markets lower today.

INDIAN BANK Announces Quarterly Results (2QFY20); Net Profit Up 138.8% (Quarterly Result Update)

Oct 25, 2019 | Updated on Oct 25, 2019

For the quarter ended September 2019, INDIAN BANK has posted a net profit of Rs 4 bn (up 138.8% YoY). Sales on the other hand came in at Rs 53 bn (up 12.9% YoY). Read on for a complete analysis of INDIAN BANK's quarterly results.

INDIAN BANK Announces Quarterly Results (1QFY20); Net Profit Up 74.6% (Quarterly Result Update)

Aug 7, 2019 | Updated on Aug 7, 2019

For the quarter ended June 2019, INDIAN BANK has posted a net profit of Rs 4 bn (up 74.6% YoY). Sales on the other hand came in at Rs 51 bn (up 9.5% YoY). Read on for a complete analysis of INDIAN BANK's quarterly results.

More Views on News

Most Popular

My View on ITC(Fast Profits Daily)

Oct 23, 2020

What do the charts say about ITC?

The 'Seedhi Baat, No Bakwaas' View on ITC(Profit Hunter)

Oct 12, 2020

Is ITC an investment or a speculation at current levels?

Why ITC and not HUL is my Idea of a Good Investment Right Now(Views On News)

Oct 15, 2020

Rahul Shah discusses HUL's lost decade and its implications for ITC.

Why India's Drone Revolution is a 4x Profit Opportunity(Profit Hunter)

Oct 16, 2020

My research on India's leading defence companies brought me to one major player in drone manufacturing.

More

Covid-19 Proof
Multibagger Stocks

Covid19 Proof Multibaggers
Get this special report, authored by Equitymaster's top analysts now!
We will never sell or rent your email id.
Please read our Terms

INDIAN BANK SHARE PRICE


Oct 23, 2020 (Close)

TRACK INDIAN BANK

  • Track your investment in INDIAN BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

INDIAN BANK 5-YR ANALYSIS

COMPARE INDIAN BANK WITH

MARKET STATS