X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Indian Bank with Union Bank - Equitymaster
  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN BANK vs UNION BANK - Comparison Results

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN BANK UNION BANK INDIAN BANK/
UNION BANK
 
P/E (TTM) x 10.1 -5.7 - View Chart
P/BV x 1.0 0.3 341.1% View Chart
Dividend Yield % 1.3 1.8 73.2%  

Financials

 INDIAN BANK   UNION BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-15
UNION BANK
Mar-16
INDIAN BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs224223 100.7%   
Low Rs113104 108.5%   
Income per share (Unadj.) Rs330.1470.1 70.2%  
Earnings per share (Unadj.) Rs21.819.7 110.6%  
Cash flow per share (Unadj.) Rs58.467.4 86.6%  
Dividends per share (Unadj.) Rs4.201.95 215.4%  
Avg Dividend yield %2.51.2 208.7%  
Book value per share (Unadj.) Rs312.9335.3 93.3%  
Shares outstanding (eoy) m480.29687.44 69.9%   
Bonus/Rights/Conversions PIPI-  
Avg Price / Income ratio x0.50.3 147.0%   
Avg P/E ratio x7.78.3 93.3%  
Avg P/CF ratio x3.12.1 145.9%  
Avg Price/Bookvalue ratio x0.50.5 110.6%  
Dividend payout %19.29.9 194.7%   
Avg Mkt Cap Rs m80,929112,259 72.1%   
No. of employees `00020.335.5 57.2%   
Total wages & salary Rs m17,46337,681 46.3%   
Avg. income/employee Rs Th7,811.89,109.9 85.8%   
Avg. wages/employee Rs Th860.51,062.2 81.0%   
Avg. net profit/employee Rs Th516.8382.5 135.1%   
INCOME DATA
Interest income Rs m158,534323,157 49.1%  
Other income Rs m13,722393,443 3.5%   
Interest expense Rs m113,898238,940 47.7%   
Net interest income Rs m44,63684,216 53.0%  
Operating expense Rs m28,25467,159 42.1%   
Gross profit Rs m16,38217,057 96.0%  
Gross profit margin %10.35.3 195.8%  
Provisions/contingencies Rs m15,33538,682 39.6%   
Profit before tax Rs m15,10517,769 85.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m1890 19.4%   
Prior Period Items Rs m00-   
Tax Rs m4,6354,291 108.0%   
Profit after tax Rs m10,48813,569 77.3%  
Net profit margin %6.64.2 157.6%  
BALANCE SHEET DATA
Advances Rs m1,258,7022,682,496 46.9%   
Deposits Rs m1,692,0423,441,175 49.2%  
Credit/Deposit ratio x74.478.0 95.4%  
Yield on advances %9.68.8 108.7%   
Cost of deposits %6.66.4 103.3%   
Net Interest Margin %2.42.2 111.3%  
Net fixed assets Rs m29,73839,519 75.3%   
Share capital Rs m4,8036,874 69.9%   
Free reserves Rs m79,581200,761 39.6%   
Net worth Rs m150,290230,481 65.2%   
Borrowings Rs m26,461306,366 8.6%   
Investments Rs m460,605905,732 50.9%   
Total assets Rs m1,930,3574,073,646 47.4%  
Debt/equity ratio x11.416.3 70.3%   
Return on assets %0.50.3 163.1%  
Return on equity %7.05.9 118.5%  
Capital adequacy ratio %12.911.1 115.4%  
Net NPAs %2.55.3 47.6%  
CASH FLOW
From Operations Rs m51,35782,741 62.1%  
From Investments Rs m-2,364-8,718 27.1%  
From Financial Activity Rs m-23,117-3,886 595.0%  
Net Cashflow Rs m25,87670,138 36.9%  

Share Holding

Indian Promoters % 82.1 60.1 136.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.5 16.6 51.2%  
FIIs % 5.6 8.5 65.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.8 14.8 25.7%  
Shareholders   66,052 235,817 28.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   BANK OF INDIA  DENA BANK  ORIENTAL BANK  J&K BANK  BANK OF BARODA  

Compare INDIAN BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

Sensex Continues Momentum; Metal Sector Up 2.5%(11:30 am)

After opening the day on a positive note, stock markets in India have continued their momentum. Sectoral indices are trading on a positive note with stocks in the metal sector.

Related Views on News

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

Axis Bank: Lower Slippages Save Bottomline Performance (Quarterly Results Update - Detailed)

Feb 6, 2018

Lower provisioning leads to the net profits growing by 25% during the quarter. However, asset quality remains a concern and would be the key thing to watch out for in the coming quarters results.

HDFC Bank: Loan Growth Camouflages Bad Loan Risks (Quarterly Results Update - Detailed)

Jan 22, 2018

The bank delivers a consistent performance with net profits growing by 20%. However, bad loans have risen considerably and would be the key things to watch out for going forward.

SBI: Turnaround in Profits on Insurance Stake Sale (Quarterly Results Update - Detailed)

Nov 16, 2017

Windfall gain from stake sale in insurance subsidiary props up SBI's profits and provision coverage.

More Views on News

Most Popular

The Foundation for Sensex 100,000 is Laid(The 5 Minute Wrapup)

Feb 17, 2018

Top three reasons for Tanushree's presentation at Equitymaster Conference to be centered around a possible 30% correction.

India's Rs 1,66,276 Crore Problem(Vivek Kaul's Diary)

Feb 15, 2018

That's the loss, the government owned public sector enterprises are expected to make this year.

The Big Gamble(The Honest Truth)

Feb 15, 2018

Once you accept the fact that elections are round the corner and that this budget is geared to reach a 40% target, everything makes sense.

How I Beat the Index by 2x... And Why I Believe This Could Happen Again(Smart Contrarian)

Feb 12, 2018

Will Microcap Millionaires be able to replicate its past performance of beating the index by 2x?

NPAs Set to Rise Further with New RBI Rules(Chart Of The Day)

Feb 15, 2018

The RBI overhauls bad loan framework. Banks may come under additional pressure due to rising NPAs and increased provisioning.

More

Small Investments
BIG Returns

Zero To Millions Guide 2018
Get our special report, Zero To Millions
(2018 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

INDIAN BANK SHARE PRICE


Feb 23, 2018 12:27 PM

TRACK INDIAN BANK

  • Track your investment in INDIAN BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

INDIAN BANK 5-YR ANALYSIS

COMPARE INDIAN BANK WITH

MARKET STATS