X

Sign up for Equitymaster's free daily newsletter, The 5 Minute WrapUp and get access to our latest Multibagger guide (2018 Edition) on picking money-making stocks.

This is an entirely free service. No payments are to be made.


Download Now Subscribe to our free daily e-letter, The 5 Minute WrapUp and get this complimentary report.
We hate spam as much as you do. Check out our Privacy Policy and Terms Of Use.
Compare Indian Bank with Union Bank - Equitymaster

Helping You Build Wealth With Honest Research
Since 1996. Try Now

  • MyStocks

MEMBER'S LOGINX

     
Login Failure
   
     
   
     
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN BANK vs UNION BANK - Comparison Results

UNION BANK 
   Change

Union Bank of India (UBI) is the ninth-largest bank in India by assets with a market share of more than 3% in loans and deposits. It is one of the best mid-sized public sector banks in the country. UBI's diversified geographic presence has helped it ... More

DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN BANK UNION BANK INDIAN BANK/
UNION BANK
 
P/E (TTM) x 14.5 -1.4 - View Chart
P/BV x 0.6 0.2 314.7% View Chart
Dividend Yield % 2.5 0.0 -  

Financials

 INDIAN BANK   UNION BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-18
UNION BANK
Mar-18
INDIAN BANK/
UNION BANK
5-Yr Chart
Click to enlarge
High Rs428205 208.8%   
Low Rs25286 293.0%   
Income per share (Unadj.) Rs356.4282.0 126.4%  
Earnings per share (Unadj.) Rs27.3-44.6 -61.2%  
Cash flow per share (Unadj.) Rs18.2-115.2 -15.8%  
Dividends per share (Unadj.) Rs6.000-  
Avg Dividend yield %1.80-  
Book value per share (Unadj.) Rs389.7216.1 180.3%  
Shares outstanding (eoy) m480.291,168.57 41.1%   
Bonus/Rights/Conversions ---  
Avg Price / Income ratio x1.00.5 184.9%   
Avg P/E ratio x12.5-3.3 -382.0%  
Avg P/CF ratio x3.11.9 164.9%  
Avg Price/Bookvalue ratio x0.90.7 129.6%  
Dividend payout %22.00-   
Avg Mkt Cap Rs m163,299170,027 96.0%   
No. of employees `00019.837.6 52.8%   
Total wages & salary Rs m21,04633,322 63.2%   
Avg. income/employee Rs Th8,625.48,766.7 98.4%   
Avg. wages/employee Rs Th1,060.6886.5 119.6%   
Avg. net profit/employee Rs Th660.5-1,386.8 -47.6%   
INCOME DATA
Interest income Rs m171,153329,516 51.9%  
Other income Rs m24,16654,621 44.2%   
Interest expense Rs m108,513234,709 46.2%   
Net interest income Rs m62,64094,807 66.1%  
Operating expense Rs m36,73373,508 50.0%   
Gross profit Rs m25,90721,298 121.6%  
Gross profit margin %15.16.5 234.2%  
Provisions/contingencies Rs m39,270142,063 27.6%   
Profit before tax Rs m11,272-66,062 -17.1%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m80-   
Prior Period Items Rs m00-   
Tax Rs m-1,826-13,938 13.1%   
Profit after tax Rs m13,105-52,125 -25.1%  
Net profit margin %7.7-15.8 -48.4%  
BALANCE SHEET DATA
Advances Rs m1,565,6892,905,715 53.9%   
Deposits Rs m2,082,6184,102,884 50.8%  
Credit/Deposit ratio x75.270.8 106.2%  
Yield on advances %7.67.9 96.3%   
Cost of deposits %4.95.3 93.1%   
Net Interest Margin %2.62.0 127.6%  
Net fixed assets Rs m34,22138,461 89.0%   
Share capital Rs m4,80311,686 41.1%   
Free reserves Rs m96,272228,925 42.1%   
Net worth Rs m187,154252,518 74.1%   
Borrowings Rs m197,602456,804 43.3%   
Investments Rs m716,1911,255,107 57.1%   
Total assets Rs m2,529,8144,911,464 51.5%  
Debt/equity ratio x12.218.1 67.5%   
Return on assets %0.5-1.1 -48.8%  
Return on equity %7.0-20.6 -33.9%  
Capital adequacy ratio %12.611.5 109.1%  
Net NPAs %3.88.4 45.2%  
CASH FLOW
From Operations Rs m-36,75860,893 -60.4%  
From Investments Rs m-2,144-3,068 69.9%  
From Financial Activity Rs m67,764107,919 62.8%  
Net Cashflow Rs m28,863165,744 17.4%  

Share Holding

Indian Promoters % 82.1 60.1 136.6%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.5 16.6 51.2%  
FIIs % 5.6 8.5 65.9%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.8 14.8 25.7%  
Shareholders   66,052 235,817 28.0%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   KARUR VYSYA BANK  BANK OF MAHARASHTRA  SYNDICATE BANK  BANDHAN BANK LTD  CANARA BANK  

Compare INDIAN BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



Today's Market

From Urjit Patel to Shaktikanta Das; What Lies Ahead?(Podcast)

The week gone by saw Sensex plunge from 700 points to rise by over 600 points. With a volatile and eventful week, it was a challenge keeping up with the news every day.

Related Views on News

INDIAN BANK Announces Quarterly Results (2QFY19); Net Profit Down 66.7% (Quarterly Result Update)

Nov 12, 2018 | Updated on Nov 12, 2018

For the quarter ended September 2018, INDIAN BANK has posted a net profit of Rs 2 bn (down 66.7% YoY). Sales on the other hand came in at Rs 47 bn (up 13.0% YoY). Read on for a complete analysis of INDIAN BANK's quarterly results.

UNION BANK Announces Quarterly Results (2QFY19); Net Profit Up 109.1% (Quarterly Result Update)

Nov 9, 2018 | Updated on Nov 9, 2018

For the quarter ended September 2018, UNION BANK has posted a net profit of Rs 1 bn (up 109.1% YoY). Sales on the other hand came in at Rs 85 bn (up 3.8% YoY). Read on for a complete analysis of UNION BANK's quarterly results.

Bandhan Bank IPO: A Microlender Turned Profitable Bank (IPO)

Mar 12, 2018

Is the IPO of one of India's newest private sector bank, Bandhan Bank, worth applying for?

SBI: Pushed in Red on Increased Slippages and Higher Credit Costs (Quarterly Results Update - Detailed)

Feb 21, 2018

SBI posts loss on elevated bad loans and higher provisioning requirements.

IDFC Bank: One-Off Trading Loss, Expansion Pull Down Profits (Quarterly Results Update - Detailed)

Feb 8, 2018

IDFC Bank's profits hit by trading loss and higher investments to build network.

More Views on News

Most Popular

4 Rebound Stocks to Profit from the Current Small Cap Crash(Profit Hunter)

Dec 3, 2018

Indian small cap space is offering a discount season. Make sure you do not get too late to scoop up the bargains.

It's Almost the Perfect Time to Buy This Safe Stock(The 5 Minute Wrapup)

Dec 6, 2018

My latest StockSelect recommendation ticks all the boxes of a great safe stock.

Looking For Higher Interest Rates on Bank FDs? Read This!(Outside View)

Dec 5, 2018

Credit disbursement to the productive sectors of the economy such as infrastructure, engineering, food processing, textiles, and chemicals, among others is rising.

Are Foreign Investors Heading Back to the Indian Stock Markets?(Chart Of The Day)

Dec 3, 2018

After months of heavy FII selling, November witnessed a return on foreign money into Indian equities...

DSP Mutual Fund's Sale of DHFL Bonds: Here's What You Need to Know(Outside View)

Dec 5, 2018

PersonalFN explains the probable reason as to why the capital market regulator has initiated DSP Mutual Fund's bond sale that caused DHFL stock to crash.

More

Small Investments
BIG Returns

Zero To Millions Guide 2019
Get our special report, Zero To Millions
(2019 Edition) Now!
We will never sell or rent your email id.
Please read our Terms

INDIAN BANK SHARE PRICE


Dec 14, 2018 (Close)

TRACK INDIAN BANK

  • Track your investment in INDIAN BANK with Equitymaster's Portfolio Tracker. Set live price alerts, get research alerts and more. Get access now...
  • Add To MyStocks

INDIAN BANK - UNION BANK COMPARISON

COMPARE INDIAN BANK WITH

MARKET STATS