Helping You Build Wealth With Honest Research
Since 1996. Try Now

MEMBER'S LOGINX

     
Invalid Username / Password
   
     
   
     
 
Invalid Captcha
   
 
 
 
(Please do not use this option on a public machine)
 
     
 
 
 
  Sign Up | Forgot Password?  

INDIAN BANK vs UJJIVAN SMALL FINANCE BANK - Comparison Results

Rs 100 invested in...

Loading...
DO YOU LIKE THESE REPORTS? TELL US!

Current Valuations

    INDIAN BANK UJJIVAN SMALL FINANCE BANK INDIAN BANK/
UJJIVAN SMALL FINANCE BANK
 
P/E (TTM) x 9.6 6.9 139.0% View Chart
P/BV x 1.4 2.1 67.9% View Chart
Dividend Yield % 1.7 2.8 58.6%  

Financials

 INDIAN BANK   UJJIVAN SMALL FINANCE BANK
EQUITY SHARE DATA
    INDIAN BANK
Mar-23
UJJIVAN SMALL FINANCE BANK
Mar-23
INDIAN BANK/
UJJIVAN SMALL FINANCE BANK
5-Yr Chart
Click to enlarge
High Rs31034 925.4%   
Low Rs13714 1,016.3%   
Income per share (Unadj.) Rs361.221.3 1,695.2%  
Earnings per share (Unadj.) Rs44.75.6 795.1%  
Cash flow per share (Unadj.) Rs71.614.8 485.0%  
Dividends per share (Unadj.) Rs8.601.25 688.0%  
Avg Dividend yield %3.85.3 72.3%  
Book value per share (Unadj.) Rs397.521.3 1,868.8%  
Shares outstanding (eoy) m1,245.441,954.71 63.7%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x0.61.1 56.1%   
Avg P/E ratio x5.04.2 119.7%  
Avg P/CF ratio x1.83.1 57.7%  
Avg Price/Bookvalue ratio x0.61.1 50.9%  
Dividend payout %19.222.2 86.5%   
Avg Mkt Cap Rs m278,48145,936 606.2%   
No. of employees `000NANA-   
Total wages & salary Rs m75,7899,203 823.6%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m449,85241,650 1,080.1%  
Other income Rs m78,0455,892 1,324.6%   
Interest expense Rs m247,17314,671 1,684.8%   
Net interest income Rs m202,67926,979 751.2%  
Operating expense Rs m127,24818,021 706.1%   
Gross profit Rs m75,4318,958 842.0%  
Gross profit margin %16.821.5 78.0%  
Provisions/contingencies Rs m100,1713,851 2,601.1%   
Profit before tax Rs m59,63214,672 406.4%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-120-   
Prior Period Items Rs m2,4300-   
Tax Rs m6,3273,673 172.3%   
Profit after tax Rs m55,72310,999 506.6%  
Net profit margin %12.426.4 46.9%  
BALANCE SHEET DATA
Advances Rs m4,492,940212,897 2,110.4%   
Deposits Rs m6,211,232255,377 2,432.2%  
Credit/Deposit ratio x72.383.4 86.8%  
Yield on advances %7.117.4 40.8%   
Cost of deposits %3.75.2 72.5%   
Net Interest Margin %3.29.1 35.1%  
Net fixed assets Rs m74,7042,653 2,815.7%   
Share capital Rs m12,45421,547 57.8%   
Free reserves Rs m482,61420,032 2,409.2%   
Net worth Rs m495,06841,579 1,190.7%   
Borrowings Rs m220,92426,415 836.4%   
Investments Rs m1,883,66385,103 2,213.4%   
Total assets Rs m7,133,340333,169 2,141.1%  
Debt/equity ratio x13.06.8 191.7%   
Return on assets %0.83.3 23.7%  
Return on equity %11.326.5 42.5%  
Capital adequacy ratio %16.525.8 63.9%  
Net NPAs %0.90 2,250.0%  
CASH FLOW
From Operations Rs m-278,94010,598 -2,632.0%  
From Investments Rs m-3,140-20,957 15.0%  
From Financial Activity Rs m-15,43411,864 -130.1%  
Net Cashflow Rs m-297,5141,505 -19,767.8%  

Share Holding

Indian Promoters % 73.8 73.6 100.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 21.7 7.7 282.6%  
FIIs % 5.9 3.7 159.2%  
ADR/GDR % 0.0 0.0 -  
Free float % 26.2 26.4 99.1%  
Shareholders   312,770 598,080 52.3%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   HDFC BANK    AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    


More on Indian Bank vs UJJIVAN SMALL FINANCE BANK

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indian Bank vs UJJIVAN SMALL FINANCE BANK Share Price Performance

Period Indian Bank UJJIVAN SMALL FINANCE BANK S&P BSE BANKEX
1-Day 4.08% 0.25% 0.82%
1-Month -1.69% -13.47% 2.48%
1-Year 86.05% 75.21% 19.28%
3-Year CAGR 65.31% 13.63% 12.00%
5-Year CAGR 13.50% -4.54% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indian Bank share price and the UJJIVAN SMALL FINANCE BANK share price.

Moving on to shareholding structures...

The promoters of Indian Bank hold a 73.8% stake in the company. In case of UJJIVAN SMALL FINANCE BANK the stake stands at 73.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indian Bank and the shareholding pattern of UJJIVAN SMALL FINANCE BANK.

Finally, a word on dividends...

In the most recent financial year, Indian Bank paid a dividend of Rs 8.6 per share. This amounted to a Dividend Payout ratio of 19.2%.

UJJIVAN SMALL FINANCE BANK paid Rs 1.3, and its dividend payout ratio stood at 22.2%.

You may visit here to review the dividend history of Indian Bank, and the dividend history of UJJIVAN SMALL FINANCE BANK.

For a sector overview, read our banking sector report.



Today's Market

Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising Sensex Today Rallies 639 Points | Suzlon Energy Surges 5%, Grasim Industries 4% | 3 Reasons Why Indian Share Market is Rising(Closing)

After opening the day on positive note, Indian share markets gained the momentum as the session progressed and ended on firm footing.