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Compare Indian Bank with United Bank of India - Equitymaster
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INDIAN BANK vs UNITED BANK OF INDIA - Comparison Results

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Current Valuations

    INDIAN BANK UNITED BANK OF INDIA INDIAN BANK/
UNITED BANK OF INDIA
 
P/E (TTM) x 10.0 -0.6 - View Chart
P/BV x 1.0 0.2 569.1% View Chart
Dividend Yield % 1.3 0.0 -  

Financials

 INDIAN BANK   UNITED BANK OF INDIA
EQUITY SHARE DATA
    INDIAN BANK
Mar-15
UNITED BANK OF INDIA
Mar-16
INDIAN BANK/
UNITED BANK OF INDIA
5-Yr Chart
Click to enlarge
High Rs22432 706.6%   
Low Rs11317 672.6%   
Income per share (Unadj.) Rs330.1118.4 278.9%  
Earnings per share (Unadj.) Rs21.8-3.4 -650.1%  
Cash flow per share (Unadj.) Rs58.4-15.5 -377.8%  
Dividends per share (Unadj.) Rs4.200-  
Avg Dividend yield %2.50-  
Book value per share (Unadj.) Rs312.969.6 449.9%  
Shares outstanding (eoy) m480.29839.51 57.2%   
Bonus/Rights/Conversions PI--  
Avg Price / Income ratio x0.50.2 249.2%   
Avg P/E ratio x7.7-7.2 -106.9%  
Avg P/CF ratio x3.10.9 345.0%  
Avg Price/Bookvalue ratio x0.50.3 154.5%  
Dividend payout %19.20-   
Avg Mkt Cap Rs m80,92920,358 397.5%   
No. of employees `00020.315.0 135.5%   
Total wages & salary Rs m17,46310,974 159.1%   
Avg. income/employee Rs Th7,811.86,632.8 117.8%   
Avg. wages/employee Rs Th860.5732.5 117.5%   
Avg. net profit/employee Rs Th516.8-188.2 -274.6%   
INCOME DATA
Interest income Rs m158,53499,367 159.5%  
Other income Rs m13,72214,675 93.5%   
Interest expense Rs m113,89876,561 148.8%   
Net interest income Rs m44,63622,806 195.7%  
Operating expense Rs m28,25419,363 145.9%   
Gross profit Rs m16,3823,443 475.8%  
Gross profit margin %10.33.5 298.3%  
Provisions/contingencies Rs m15,33525,228 60.8%   
Profit before tax Rs m15,105-7,110 -212.5%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m180-   
Prior Period Items Rs m00-   
Tax Rs m4,635-4,290 -108.0%   
Profit after tax Rs m10,488-2,820 -372.0%  
Net profit margin %6.6-2.8 -233.1%  
BALANCE SHEET DATA
Advances Rs m1,258,702680,602 184.9%   
Deposits Rs m1,692,0421,164,013 145.4%  
Credit/Deposit ratio x74.458.5 127.2%  
Yield on advances %9.69.7 98.5%   
Cost of deposits %6.66.2 107.3%   
Net Interest Margin %2.41.9 128.1%  
Net fixed assets Rs m29,73812,109 245.6%   
Share capital Rs m4,8038,395 57.2%   
Free reserves Rs m79,58117,690 449.9%   
Net worth Rs m150,29058,392 257.4%   
Borrowings Rs m26,46129,125 90.9%   
Investments Rs m460,605447,234 103.0%   
Total assets Rs m1,930,3571,294,318 149.1%  
Debt/equity ratio x11.420.4 56.0%   
Return on assets %0.5-0.2 -249.4%  
Return on equity %7.0-4.8 -144.5%  
Capital adequacy ratio %12.910.5 122.9%  
Net NPAs %2.59.0 27.7%  
CASH FLOW
From Operations Rs m51,35724,276 211.6%  
From Investments Rs m-2,364-896 263.8%  
From Financial Activity Rs m-23,117-429 5,394.9%  
Net Cashflow Rs m25,87622,951 112.7%  

Share Holding

Indian Promoters % 82.1 88.0 93.3%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 8.5 5.2 163.5%  
FIIs % 5.6 0.3 1,866.7%  
ADR/GDR % 0.0 0.0 -  
Free float % 3.8 6.5 58.5%  
Shareholders   66,052 78,272 84.4%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIAN BANK With:   ING VYSYA BANK  IDBI BANK  KARNATAKA BANK  ICICI BANK  SBI  

Compare INDIAN BANK With:   DEUTSCHE BANK (Germany)  WELLS FARGO (US)  



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Weak Start to the Week; PSU & Metal Stocks Fall(Closing)

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Feb 19, 2018 (Close)

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