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INDIA FINSEC vs REC - Comparison Results

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Current Valuations

    INDIA FINSEC REC INDIA FINSEC/
REC
 
P/E (TTM) x 23.9 8.8 270.7% View Chart
P/BV x 3.9 2.0 195.7% View Chart
Dividend Yield % 0.0 2.9 -  

Financials

 INDIA FINSEC   REC
EQUITY SHARE DATA
    INDIA FINSEC
Mar-23
REC
Mar-23
INDIA FINSEC/
REC
5-Yr Chart
Click to enlarge
High Rs46128 35.8%   
Low Rs1982 22.5%   
Income per share (Unadj.) Rs18.3149.9 12.2%  
Earnings per share (Unadj.) Rs1.242.4 2.9%  
Cash flow per share (Unadj.) Rs-464.759.8 -777.1%  
Dividends per share (Unadj.) Rs012.60 0.0%  
Avg Dividend yield %012.0 0.0%  
Book value per share (Unadj.) Rs24.4220.7 11.0%  
Shares outstanding (eoy) m24.942,633.22 0.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x1.80.7 250.4%   
Avg P/E ratio x26.32.5 1,059.3%  
Avg P/CF ratio x0.12.5 2.7%  
Avg Price/Bookvalue ratio x1.30.5 277.5%  
Dividend payout %029.7 0.0%   
Avg Mkt Cap Rs m804277,377 0.3%   
No. of employees `000NANA-   
Total wages & salary Rs m1462,041 7.2%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m457394,783 0.1%  
Other income Rs m12419 3.0%   
Interest expense Rs m171237,413 0.1%   
Net interest income Rs m286157,369 0.2%  
Operating expense Rs m21118,569 1.1%   
Gross profit Rs m75138,800 0.1%  
Gross profit margin %16.535.2 46.8%  
Provisions/contingencies Rs m11,84886 13,807.5%   
Profit before tax Rs m64138,977 0.0%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m-150-   
Prior Period Items Rs m00-   
Tax Rs m1827,307 0.1%   
Profit after tax Rs m31111,670 0.0%  
Net profit margin %6.728.3 23.6%  
BALANCE SHEET DATA
Advances Rs m2,4964,220,839 0.1%   
Deposits Rs m00-  
Credit/Deposit ratio x00- 
Yield on advances %00-   
Cost of deposits %00-  
Net Interest Margin %11.43.5 327.5%  
Net fixed assets Rs m946,408 1.5%   
Share capital Rs m24931,916 0.8%   
Free reserves Rs m358549,289 0.1%   
Net worth Rs m607581,205 0.1%   
Borrowings Rs m99191,227 0.1%   
Investments Rs m14305,381 0.0%   
Total assets Rs m2,7734,648,926 0.1%  
Debt/equity ratio x0.20.3 49.6%   
Return on assets %1.12.4 45.9%  
Return on equity %5.019.2 26.2%  
Capital adequacy ratio %025.8 0.2%  
Net NPAs %01.0 0.0%  
CASH FLOW
From Operations Rs m-899-373,598 0.2%  
From Investments Rs m5-9,430 -0.1%  
From Financial Activity Rs m919381,228 0.2%  
Net Cashflow Rs m25-1,799 -1.4%  

Share Holding

Indian Promoters % 60.5 52.6 114.9%  
Foreign collaborators % 0.0 0.0 -  
Indian inst/Mut Fund % 0.0 35.4 -  
FIIs % 0.0 19.9 -  
ADR/GDR % 0.0 0.0 -  
Free float % 39.5 47.4 83.4%  
Shareholders   774 770,808 0.1%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDIA FINSEC With:   BAJAJ FINANCE    BAJAJ HOLDINGS & INVESTMENT    CHOLAMANDALAM INVEST    SBI CARDS    AAVAS FINANCIERS    


More on INDIA FINSEC vs REC

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

INDIA FINSEC vs REC Share Price Performance

Period INDIA FINSEC REC
1-Day 0.00% 1.11%
1-Month 21.02% -4.63%
1-Year 375.00% 255.13%
3-Year CAGR 91.16% 66.04%
5-Year CAGR 41.21% 31.25%

* Compound Annual Growth Rate

Here are more details on the INDIA FINSEC share price and the REC share price.

Moving on to shareholding structures...

The promoters of INDIA FINSEC hold a 60.5% stake in the company. In case of REC the stake stands at 52.6%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of INDIA FINSEC and the shareholding pattern of REC.

Finally, a word on dividends...

In the most recent financial year, INDIA FINSEC paid a dividend of Rs 0.0 per share. This amounted to a Dividend Payout ratio of 0.0%.

REC paid Rs 12.6, and its dividend payout ratio stood at 29.7%.

You may visit here to review the dividend history of INDIA FINSEC, and the dividend history of REC.

For a sector overview, read our finance sector report.



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