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INDUSIND BANK vs HDFC BANK - Comparison Results

Rs 100 invested in...

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Current Valuations

    INDUSIND BANK HDFC BANK INDUSIND BANK/
HDFC BANK
 
P/E (TTM) x 14.0 18.3 76.2% View Chart
P/BV x 2.2 3.8 57.7% View Chart
Dividend Yield % 0.9 1.3 68.6%  

Financials

 INDUSIND BANK   HDFC BANK
EQUITY SHARE DATA
    INDUSIND BANK
Mar-23
HDFC BANK
Mar-23
INDUSIND BANK/
HDFC BANK
5-Yr Chart
Click to enlarge
High Rs1,2751,722 74.1%   
Low Rs7641,272 60.1%   
Income per share (Unadj.) Rs468.7306.0 153.2%  
Earnings per share (Unadj.) Rs95.982.4 116.4%  
Cash flow per share (Unadj.) Rs184.3150.0 122.9%  
Dividends per share (Unadj.) Rs14.0019.00 73.7%  
Avg Dividend yield %1.41.3 108.2%  
Book value per share (Unadj.) Rs708.3516.7 137.1%  
Shares outstanding (eoy) m775.905,579.74 13.9%   
Bonus / Rights / Conversions 00-  
Avg Price / Income ratio x2.24.9 44.5%   
Avg P/E ratio x10.618.2 58.5%  
Avg P/CF ratio x5.511.1 49.4%  
Avg Price/Bookvalue ratio x1.42.9 49.7%  
Dividend payout %14.623.0 63.3%   
Avg Mkt Cap Rs m791,0258,351,759 9.5%   
No. of employees `000NANA-   
Total wages & salary Rs m41,787200,169 20.9%   
Avg. income/employee Rs Th00-  
Avg. wages/employee Rs Th00-  
Avg. net profit/employee Rs Th00-  
INCOME DATA
Interest income Rs m363,6791,707,541 21.3%  
Other income Rs m81,728339,121 24.1%   
Interest expense Rs m187,758777,799 24.1%   
Net interest income Rs m175,921929,741 18.9%  
Operating expense Rs m113,459515,337 22.0%   
Gross profit Rs m62,463414,404 15.1%  
Gross profit margin %17.224.3 70.8%  
Provisions/contingencies Rs m69,759292,038 23.9%   
Profit before tax Rs m99,322614,984 16.2%   
Extraordinary Inc (Exp) Rs m00-   
Minority Interest Rs m0-1,516 -0.0%   
Prior Period Items Rs m40-   
Tax Rs m24,891153,497 16.2%   
Profit after tax Rs m74,435459,971 16.2%  
Net profit margin %20.526.9 76.0%  
BALANCE SHEET DATA
Advances Rs m2,899,23716,619,493 17.4%   
Deposits Rs m3,361,20218,826,633 17.9%  
Credit/Deposit ratio x86.388.3 97.7%  
Yield on advances %10.38.2 126.4%   
Cost of deposits %4.73.3 142.8%   
Net Interest Margin %4.74.3 110.3%  
Net fixed assets Rs m19,43584,756 22.9%   
Share capital Rs m7,7595,580 139.1%   
Free reserves Rs m541,8442,877,623 18.8%   
Net worth Rs m549,6032,883,203 19.1%   
Borrowings Rs m490,1122,565,487 19.1%   
Investments Rs m830,7575,115,817 16.2%   
Total assets Rs m4,578,36625,304,324 18.1%  
Debt/equity ratio x7.07.4 94.4%   
Return on assets %1.61.8 89.4%  
Return on equity %13.516.0 84.9%  
Capital adequacy ratio %17.919.3 92.7%  
Net NPAs %0.60.3 218.5%  
CASH FLOW
From Operations Rs m-124,423208,137 -59.8%  
From Investments Rs m-5,602-34,239 16.4%  
From Financial Activity Rs m11,148239,406 4.7%  
Net Cashflow Rs m-118,079417,621 -28.3%  

Share Holding

Indian Promoters % 0.0 0.0 -  
Foreign collaborators % 16.5 0.0 -  
Indian inst/Mut Fund % 69.0 83.0 83.2%  
FIIs % 42.0 52.3 80.3%  
ADR/GDR % 0.0 0.0 -  
Free float % 83.6 100.0 83.6%  
Shareholders   359,688 3,018,247 11.9%  
Pledged promoter(s) holding % 0.0 0.0 -  
NM: Not Meaningful
Source: Company Annual Reports, Regulatory Filings, Equitymaster

Compare INDUSIND BANK With:   AXIS BANK    ICICI BANK    SBI    KOTAK MAHINDRA BANK    PNB    


More on Indusind Bank vs HDFC Bank

No comparison is complete without understanding how the stock prices have performed over a period of time.

Here's a brief comparison:

Indusind Bank vs HDFC Bank Share Price Performance

Period Indusind Bank HDFC Bank S&P BSE BANKEX
1-Day 1.47% 0.52% 0.82%
1-Month 7.35% 2.84% 2.48%
1-Year 50.16% -8.35% 19.28%
3-Year CAGR 17.33% -2.31% 12.00%
5-Year CAGR -3.09% 4.71% 9.40%

* Compound Annual Growth Rate

Here are more details on the Indusind Bank share price and the HDFC Bank share price.

Moving on to shareholding structures...

The promoters of Indusind Bank hold a 16.5% stake in the company. In case of HDFC Bank the stake stands at 0.0%.

To review how promoter stakes have changed over time, and how much of the promoter stake is pledged, please see the shareholding pattern of Indusind Bank and the shareholding pattern of HDFC Bank.

Finally, a word on dividends...

In the most recent financial year, Indusind Bank paid a dividend of Rs 14.0 per share. This amounted to a Dividend Payout ratio of 14.6%.

HDFC Bank paid Rs 19.0, and its dividend payout ratio stood at 23.0%.

You may visit here to review the dividend history of Indusind Bank, and the dividend history of HDFC Bank.

For a sector overview, read our banking sector report.



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